Consumer Portfolio Services, Inc. (CPSS)

NASDAQ: CPSS · Real-Time Price · USD
8.23
-0.07 (-0.84%)
Nov 28, 2025, 1:00 PM EST - Market closed
-0.84%
Market Cap182.53M
Revenue (ttm)196.53M
Net Income (ttm)19.49M
Shares Out 22.07M
EPS (ttm)0.80
PE Ratio10.34
Forward PE6.40
Dividendn/a
Ex-Dividend Daten/a
Volumen/a
Openn/a
Previous Close8.30
Day's Rangen/a
52-Week Range6.67 - 12.73
Beta1.05
Analystsn/a
Price Targetn/a
Earnings DateNov 10, 2025

About CPSS

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers,... [Read more]

Sector Financials
IPO Date Oct 22, 1992
Employees 933
Stock Exchange NASDAQ
Ticker Symbol CPSS
Full Company Profile

Financial Performance

In 2024, CPSS's revenue was $185.46 million, a decrease of -13.58% compared to the previous year's $214.61 million. Earnings were $19.20 million, a decrease of -57.65%.

Financial Statements

News

Black Diamond Announces Intent to Vote “Against” CPSS Equity Incentive Plan

ST. THOMAS, U.S. Virgin Islands--(BUSINESS WIRE)--Black Diamond Capital Management today announced that one of its affiliates, the largest common stockholder of Consumer Portfolio Services, Inc. (NASD...

16 days ago - Business Wire

Consumer Portfolio Services, Inc. (CPSS) Q3 2025 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services, Inc. ( CPSS) Q3 2025 Earnings Call November 11, 2025 1:00 PM EST Company Participants Charles Bradley - CEO & Chairman Denesh Bharwani - CFO & Executive VP Michael Lavin ...

17 days ago - Seeking Alpha

CPS Announces Third Quarter 2025 Earnings

Revenues of $108.4 million compared to $100.6 million in the prior year period Pretax income of $7.0 million compared to $6.9 million in the prior year period New contract purchases of $391.1 million ...

18 days ago - GlobeNewsWire

CPS to Host Conference Call on Third Quarter 2025 Earnings

LAS VEGAS, Nevada, Nov. 07, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, November ...

21 days ago - GlobeNewsWire

CPS Announces $384.6 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2025 on Thursd...

5 weeks ago - GlobeNewsWire

CPS Announces Closing of $167.5 Million Credit Facility

LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 17, 2025, it closed a new two-year revolv...

5 weeks ago - GlobeNewsWire

Consumer Portfolio Services to Present at the 2025 Gateway Conference on September 3rd

LAS VEGAS, Aug. 26, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”), a leader in providing indirect automobile financing to consumers, is confirmed t...

3 months ago - GlobeNewsWire

CPS Announces Second Quarter 2025 Earnings

LAS VEGAS, NV, Aug. 11, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.8 million, or $0.20 per diluted share, for its...

3 months ago - GlobeNewsWire

CPS to Host Conference Call on Second Quarter 2025 Earnings

Las Vegas, Nevada, Aug. 08, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, August 12...

4 months ago - GlobeNewsWire

CPS Announces $418.33 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 28, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2025 on Monday ...

4 months ago - GlobeNewsWire

Consumer Portfolio Services, Inc. (CPSS) Q1 2025 Earnings Call Transcript

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Q1 2025 Earnings Conference Call May 13, 2025 1:00 PM ET Company Participants Charles Bradley - CEO & Chairman Denesh Bharwani - CFO & EVP Michael Lavi...

7 months ago - Seeking Alpha

CPS Announces First Quarter 2025 Earnings

LAS VEGAS, NV, May 12, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.7 million, or $0.19 per diluted share, for its ...

7 months ago - GlobeNewsWire

CPS Announces $419.95 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, May 12, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2025 on Monday ...

7 months ago - GlobeNewsWire

CPS to Host Conference Call on First Quarter 2025 Earnings

Las Vegas, Nevada, May 09, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, May 13, 20...

7 months ago - GlobeNewsWire

Consumer Portfolio Services Deploys AI-Powered Servicing Platform from Salient to Advance Collections Strategy

LAS VEGAS, NV, May 08, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc . (Nasdaq: CPSS) (“CPS” or the “Company”), a leader in providing indirect automobile financing to consumers, today anno...

7 months ago - GlobeNewsWire

CPS Announces $65.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, March 20, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $65.0 million securitization of residua...

9 months ago - GlobeNewsWire

Consumer Portfolio Services, Inc. (CPSS) Q4 2024 Earnings Call Transcript

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Q4 2024 Earnings Conference Call February 26, 2025 1:00 PM ET Company Participants Charles Bradley - CEO & Chairman Denesh Bharwani - CFO and EVP, Acco...

9 months ago - Seeking Alpha

CPS Announces Fourth Quarter and Full Year 2024 Earnings

LAS VEGAS, NV, Feb. 25, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $5.1 million, or $0.21 per diluted share, for its...

9 months ago - GlobeNewsWire

CPS to Host Conference Call on Fourth Quarter 2024 Earnings

LAS VEGAS, Nevada, Feb. 24, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, Februar...

9 months ago - GlobeNewsWire

CPS Announces $442.4 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, Jan. 22, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its first term securitization in 2025 on Wednesd...

11 months ago - GlobeNewsWire

CPS Announces Credit Facility Capacity Increase

LAS VEGAS, Nevada, Dec. 19, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on December 16, 2024, it amended its two-year revolv...

1 year ago - GlobeNewsWire

Consumer Portfolio Services Partners with SentiLink to Enhance Fraud Prevention

AI Fraud Protection Technology Reduces Fraud Exposure by Approximately $1 Million Per Quarter So Far AI Fraud Protection Technology Reduces Fraud Exposure by Approximately $1 Million Per Quarter So Fa...

1 year ago - GlobeNewsWire

Consumer Portfolio Services, Inc (CPSS) Q3 2024 Earnings Call Transcript

Consumer Portfolio Services, Inc (NASDAQ:CPSS) Q3 2024 Earnings Conference Call November 1, 2024 1:00 PM ET Company Participants Charles Bradley - Chief Executive Officer Danny Bharwani - Chief Finan...

1 year ago - Seeking Alpha

CPS Announces Third Quarter 2024 Earnings

LAS VEGAS, NV, Oct. 31, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.8 million, or $0.20 per diluted share, for its...

1 year ago - GlobeNewsWire

CPS to Host Conference Call on Third Quarter 2024 Earnings

LAS VEGAS, Oct. 30, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Friday, November 1, 2024 a...

1 year ago - GlobeNewsWire