Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · IEX Real-Time Price · USD
8.97
-0.01 (-0.11%)
Jun 14, 2024, 4:00 PM EDT - Market closed

CPSS Statistics

Total Valuation

CPSS has a market cap or net worth of $188.56 million. The enterprise value is $2.69 billion.

Market Cap 188.56M
Enterprise Value 2.69B

Important Dates

The next estimated earnings date is Wednesday, July 31, 2024, after market close.

Earnings Date Jul 31, 2024
Ex-Dividend Date n/a

Share Statistics

CPSS has 21.02 million shares outstanding. The number of shares has decreased by -3.11% in one year.

Shares Outstanding 21.02M
Shares Change (YoY) -3.11%
Shares Change (QoQ) -1.11%
Owned by Insiders (%) 35.17%
Owned by Institutions (%) 47.82%
Float 8.12M

Valuation Ratios

The trailing PE ratio is 6.23 and the forward PE ratio is 21.01. CPSS's PEG ratio is 0.33.

PE Ratio 6.23
Forward PE 21.01
PS Ratio 0.52
Forward PS n/a
PB Ratio 0.68
P/FCF Ratio 0.84
PEG Ratio 0.33
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.05, with an EV/FCF ratio of 11.94.

EV / Earnings 74.38
EV / Sales 7.45
EV / EBITDA 13.05
EV / EBIT 13.10
EV / FCF 11.94

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 9.49
Debt / EBITDA 12.86
Debt / FCF 11.78
Interest Coverage 1.32

Financial Efficiency

Return on equity (ROE) is 13.40% and return on invested capital (ROIC) is 5.14%.

Return on Equity (ROE) 13.40%
Return on Assets (ROA) 1.20%
Return on Capital (ROIC) 5.14%
Revenue Per Employee $399,843
Profits Per Employee $40,033
Employee Count 902
Asset Turnover 0.12
Inventory Turnover n/a

Taxes

In the past 12 months, CPSS has paid $13.11 million in taxes.

Income Tax 13.11M
Effective Tax Rate 26.64%

Stock Price Statistics

The stock price has decreased by -25.87% in the last 52 weeks. The beta is 2.02, so CPSS's price volatility has been higher than the market average.

Beta (1Y) 2.02
52-Week Price Change -25.87%
50-Day Moving Average 8.49
200-Day Moving Average 8.81
Relative Strength Index (RSI) 62.67
Average Volume (30 Days) 29,785

Short Selling Information

The latest short interest is 1.11 million, so 5.29% of the outstanding shares have been sold short.

Short Interest 1.11M
Short Previous Month 1.16M
Short % of Shares Out 5.29%
Short % of Float 13.70%
Short Ratio (days to cover) 39.44

Income Statement

In the last 12 months, CPSS had revenue of $360.66 million and earned $36.11 million in profits. Earnings per share was $1.44.

Revenue 360.66M
Gross Profit 270.13M
Operating Income 205.06M
Pretax Income 49.22M
Net Income 36.11M
EBITDA 205.89M
EBIT 205.06M
Earnings Per Share (EPS) $1.44
Full Income Statement

Balance Sheet

The company has $150.96 million in cash and $2.65 billion in debt, giving a net cash position of -$2.50 billion or -$118.80 per share.

Cash & Cash Equivalents 150.96M
Total Debt 2.65B
Net Cash -2.50B
Net Cash Per Share -$118.80
Equity / Book Value 279.10M
Book Value Per Share 13.28
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $225.54 million and capital expenditures -$636,000, giving a free cash flow of $224.91 million.

Operating Cash Flow 225.54M
Capital Expenditures -636,000
Free Cash Flow 224.91M
FCF Per Share $10.64
Full Cash Flow Statement

Margins

Gross margin is 74.90%, with operating and profit margins of 56.86% and 10.01%.

Gross Margin 74.90%
Operating Margin 56.86%
Pretax Margin 13.65%
Profit Margin 10.01%
EBITDA Margin 57.09%
EBIT Margin 56.86%
FCF Margin 62.36%

Dividends & Yields

CPSS does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.11%
Shareholder Yield 3.11%
Earnings Yield 19.15%
FCF Yield 119.28%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on March 15, 1996. It was a forward split with a ratio of 2:1.

Last Split Date Mar 15, 1996
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4