Consumer Portfolio Services, Inc. (CPSS)
| Market Cap | 207.66M -2.0% |
| Revenue (ttm) | 202.70M +7.9% |
| Net Income | 20.17M +4.5% |
| EPS | 0.85 +7.5% |
| Shares Out | 21.70M |
| PE Ratio | 11.26 |
| Forward PE | n/a |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 12,673 |
| Open | 9.86 |
| Previous Close | 9.85 |
| Day's Range | 9.57 - 9.86 |
| 52-Week Range | 6.67 - 10.49 |
| Beta | 1.12 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | May 5, 2026 |
About CPSS
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers,... [Read more]
Financial Performance
In 2025, CPSS's revenue was $198.88 million, an increase of 7.23% compared to the previous year's $185.46 million. Earnings were $19.33 million, an increase of 0.64%.
Financial StatementsNews
Consumer Portfolio Services Earnings Call Transcript: Q1 2026
Q1 2026 saw strong revenue and originations growth, improved portfolio performance, and operational efficiency gains. Industry conditions remain stable, with low unemployment and manageable credit risk, supporting a positive outlook for continued expansion.
Consumer Portfolio Services Earnings release: Q1 2026
Consumer Portfolio Services released its Q1 2026 earnings on May 6, 2026, summarizing the period's financial results.
Consumer Portfolio Services Quarterly report: Q1 2026
Consumer Portfolio Services has published its Q1 2026 quarterly earnings report on May 6, 2026.
CPS Announces First Quarter 2026 Earnings
Revenues of $112.3 million compared to $106.9 million in the prior year period Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year Total portfolio balance of $3.9...
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, April 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2026 on Wednesday Apr...
CPS Announces Credit Facility Capacity Increase
LAS VEGAS, Nevada, April 06, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on April 3, 2026, it amended its two-year revolving...
Consumer Portfolio Services Slides: Investor presentation
Consumer Portfolio Services has posted slides in relation to its latest quarterly earnings report, which was published on March 24, 2026.
Consumer Portfolio Services Earnings Call Transcript: Q4 2025
2025 saw strong credit performance, stable margins, and portfolio growth, with new financing lines and a Prime program supporting future expansion. Operating efficiencies improved, and industry consolidation favored larger players. 2026 outlook is positive.
Consumer Portfolio Services Annual report: Q4 2025
Consumer Portfolio Services has published its Q4 2025 annual report on March 11, 2026.
Consumer Portfolio Services Earnings release: Q4 2025
Consumer Portfolio Services released its Q4 2025 earnings on March 11, 2026, summarizing the period's financial results.
CPS Announces Fourth Quarter and Full Year 2025 Earnings
LAS VEGAS, NV, March 10, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $5.0 million, or $0.21 per diluted share, for it...
CPS to Host Conference Call on Fourth Quarter 2025 Earnings
LAS VEGAS, Nevada, March 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, March ...
CPS Announces $50.0 Million Securitization of Residual Interests
LAS VEGAS, Nevada, March 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $50.0 million securitization of residua...
CPS Announces $345.61 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, Jan. 27, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its first term securitization in 2026 on Tuesday...
Consumer Portfolio announces $900M forward flow agreement
Consumer Portfolio (CPSS) Services announced that on December 12, it began a new forward flow program with Valley Strong Credit Union, a leading full-service credit union located in California’s Centr...
CPS Announces New $900 Million Forward Flow Agreement
LAS VEGAS, Nevada, Jan. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on December 12, 2025, it began a new forward flow pr...
Black Diamond Announces Intent to Vote “Against” CPSS Equity Incentive Plan
ST. THOMAS, U.S. Virgin Islands--(BUSINESS WIRE)--Black Diamond Capital Management today announced that one of its affiliates, the largest common stockholder of Consumer Portfolio Services, Inc. (NASD...
Consumer Portfolio Services Earnings Call Transcript: Q3 2025
Q3 revenue and net income grew modestly year-over-year, with portfolio quality improving as weaker vintages run off and new originations show stronger credit. Operational efficiencies and a new credit line support a positive outlook, despite industry headwinds.
Consumer Portfolio Services Earnings release: Q3 2025
Consumer Portfolio Services released its Q3 2025 earnings on November 11, 2025, summarizing the period's financial results.
Consumer Portfolio Services Quarterly report: Q3 2025
Consumer Portfolio Services has published its Q3 2025 quarterly earnings report on November 11, 2025.
CPS Announces Third Quarter 2025 Earnings
Revenues of $108.4 million compared to $100.6 million in the prior year period Pretax income of $7.0 million compared to $6.9 million in the prior year period New contract purchases of $391.1 million ...
CPS to Host Conference Call on Third Quarter 2025 Earnings
LAS VEGAS, Nevada, Nov. 07, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, November ...
Consumer Portfolio Services Proxy statement: Proxy Filing
Consumer Portfolio Services filed a proxy statement on October 28, 2025, providing details for shareholder voting and corporate governance matters.
CPS Announces $384.6 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2025 on Thursd...
CPS Announces Closing of $167.5 Million Credit Facility
LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 17, 2025, it closed a new two-year revolv...