Consumer Portfolio Services, Inc. (CPSS)

NASDAQ: CPSS · Real-Time Price · USD
9.57
-0.28 (-2.84%)
At close: May 22, 2026, 4:00 PM EDT
9.62
+0.05 (0.52%)
After-hours: May 22, 2026, 4:10 PM EDT
Market Cap207.66M -2.0%
Revenue (ttm)202.70M +7.9%
Net Income20.17M +4.5%
EPS0.85 +7.5%
Shares Out 21.70M
PE Ratio11.26
Forward PEn/a
Dividendn/a
Ex-Dividend Daten/a
Volume12,673
Open9.86
Previous Close9.85
Day's Range9.57 - 9.86
52-Week Range6.67 - 10.49
Beta1.12
Analystsn/a
Price Targetn/a
Earnings DateMay 5, 2026

About CPSS

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers,... [Read more]

Sector Financials
IPO Date Oct 22, 1992
Employees 913
Stock Exchange NASDAQ
Ticker Symbol CPSS
Full Company Profile

Financial Performance

In 2025, CPSS's revenue was $198.88 million, an increase of 7.23% compared to the previous year's $185.46 million. Earnings were $19.33 million, an increase of 0.64%.

Financial Statements

News

Consumer Portfolio Services Earnings Call Transcript: Q1 2026

Q1 2026 saw strong revenue and originations growth, improved portfolio performance, and operational efficiency gains. Industry conditions remain stable, with low unemployment and manageable credit risk, supporting a positive outlook for continued expansion.

18 days ago - Transcripts

Consumer Portfolio Services Earnings release: Q1 2026

Consumer Portfolio Services released its Q1 2026 earnings on May 6, 2026, summarizing the period's financial results.

18 days ago - Filings

Consumer Portfolio Services Quarterly report: Q1 2026

Consumer Portfolio Services has published its Q1 2026 quarterly earnings report on May 6, 2026.

18 days ago - Filings

CPS Announces First Quarter 2026 Earnings

Revenues of $112.3 million compared to $106.9 million in the prior year period Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year Total portfolio balance of $3.9...

19 days ago - GlobeNewsWire

CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, April 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2026 on Wednesday Apr...

4 weeks ago - GlobeNewsWire

CPS Announces Credit Facility Capacity Increase

LAS VEGAS, Nevada, April 06, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on April 3, 2026, it amended its two-year revolving...

6 weeks ago - GlobeNewsWire

Consumer Portfolio Services Slides: Investor presentation

Consumer Portfolio Services has posted slides in relation to its latest quarterly earnings report, which was published on March 24, 2026.

2 months ago - Filings

Consumer Portfolio Services Earnings Call Transcript: Q4 2025

2025 saw strong credit performance, stable margins, and portfolio growth, with new financing lines and a Prime program supporting future expansion. Operating efficiencies improved, and industry consolidation favored larger players. 2026 outlook is positive.

2 months ago - Transcripts

Consumer Portfolio Services Annual report: Q4 2025

Consumer Portfolio Services has published its Q4 2025 annual report on March 11, 2026.

2 months ago - Filings

Consumer Portfolio Services Earnings release: Q4 2025

Consumer Portfolio Services released its Q4 2025 earnings on March 11, 2026, summarizing the period's financial results.

2 months ago - Filings

CPS Announces Fourth Quarter and Full Year 2025 Earnings

LAS VEGAS, NV, March 10, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $5.0 million, or $0.21 per diluted share, for it...

2 months ago - GlobeNewsWire

CPS to Host Conference Call on Fourth Quarter 2025 Earnings

LAS VEGAS, Nevada, March 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, March ...

2 months ago - GlobeNewsWire

CPS Announces $50.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, March 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $50.0 million securitization of residua...

2 months ago - GlobeNewsWire

CPS Announces $345.61 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, Jan. 27, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its first term securitization in 2026 on Tuesday...

4 months ago - GlobeNewsWire

Consumer Portfolio announces $900M forward flow agreement

Consumer Portfolio (CPSS) Services announced that on December 12, it began a new forward flow program with Valley Strong Credit Union, a leading full-service credit union located in California’s Centr...

4 months ago - TheFly

CPS Announces New $900 Million Forward Flow Agreement

LAS VEGAS, Nevada, Jan. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on December 12, 2025, it began a new forward flow pr...

4 months ago - GlobeNewsWire

Black Diamond Announces Intent to Vote “Against” CPSS Equity Incentive Plan

ST. THOMAS, U.S. Virgin Islands--(BUSINESS WIRE)--Black Diamond Capital Management today announced that one of its affiliates, the largest common stockholder of Consumer Portfolio Services, Inc. (NASD...

6 months ago - Business Wire

Consumer Portfolio Services Earnings Call Transcript: Q3 2025

Q3 revenue and net income grew modestly year-over-year, with portfolio quality improving as weaker vintages run off and new originations show stronger credit. Operational efficiencies and a new credit line support a positive outlook, despite industry headwinds.

6 months ago - Transcripts

Consumer Portfolio Services Earnings release: Q3 2025

Consumer Portfolio Services released its Q3 2025 earnings on November 11, 2025, summarizing the period's financial results.

6 months ago - Filings

Consumer Portfolio Services Quarterly report: Q3 2025

Consumer Portfolio Services has published its Q3 2025 quarterly earnings report on November 11, 2025.

6 months ago - Filings

CPS Announces Third Quarter 2025 Earnings

Revenues of $108.4 million compared to $100.6 million in the prior year period Pretax income of $7.0 million compared to $6.9 million in the prior year period New contract purchases of $391.1 million ...

6 months ago - GlobeNewsWire

CPS to Host Conference Call on Third Quarter 2025 Earnings

LAS VEGAS, Nevada, Nov. 07, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, November ...

7 months ago - GlobeNewsWire

Consumer Portfolio Services Proxy statement: Proxy Filing

Consumer Portfolio Services filed a proxy statement on October 28, 2025, providing details for shareholder voting and corporate governance matters.

7 months ago - Filings

CPS Announces $384.6 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2025 on Thursd...

7 months ago - GlobeNewsWire

CPS Announces Closing of $167.5 Million Credit Facility

LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 17, 2025, it closed a new two-year revolv...

7 months ago - GlobeNewsWire