Consumer Portfolio Services, Inc. (CPSS)
Stock Price:
$3.28 USD
-0.01 (-0.30%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
74.47M |
| Revenue (ttm) |
170.80M |
| Net Income (ttm) |
15.63M |
| Shares Out |
22.70M |
| EPS (ttm) |
0.65 |
| PE Ratio |
5.05 |
| Forward PE |
2.48 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Aug 14, 2020 |
| Last Price |
$3.28 |
| Previous Close |
$3.29 |
| Change ($) |
-0.01 |
| Change (%) |
-0.30% |
| Day's Open |
3.27 |
| Day's Range |
3.27 - 3.31 |
| Day's Volume |
1,745 |
| 52-Week Range |
1.00 - 4.30 |
More Stats
| Market Cap |
74.47M |
| Enterprise Value |
2.09B |
| Earnings Date (est) |
Oct 14, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
22.70M |
| Float |
14.38M |
| EPS (basic) |
0.69 |
| EPS (diluted) |
0.65 |
| FCF / Share |
10.26 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
19.82% |
| FCF Yield |
312.48% |
| Payout Ratio |
n/a |
| Shares Short |
841,680 |
| Short Ratio |
40.77 |
| Short % of Float |
5.48% |
| Beta |
2.82 |
| PE Ratio |
5.05 |
| Forward PE |
2.48 |
| P/FCF Ratio |
0.32 |
| PS Ratio |
0.44 |
| PB Ratio |
0.60 |
| Revenue |
170.80M |
| Operating Income |
168.52M |
| Net Income |
15.63M |
| Free Cash Flow |
232.71M |
| Net Cash |
-2.02B |
| Net Cash / Share |
-88.89 |
| Gross Margin |
86.71% |
| Operating Margin |
98.67% |
| Profit Margin |
5.10% |
| FCF Margin |
136.25% |
| ROA |
0.64% |
| ROE |
9.60% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$3.17*
(-3.35% downside)
Low
2.00
Current: $3.28
High
4.00
Target: 3.17
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 346 | 390 | 434 | 422 | 364 | 300 | 256 | 187 | 143 | 155 |
| Revenue Growth | -11.28% | -10.27% | 2.87% | 16.12% | 21.11% | 17.39% | 36.63% | 30.79% | -7.77% | - |
| Gross Profit | 265 | 310 | 361 | 357 | 304 | 250 | 213 | 152 | 111 | 121 |
| Operating Income | 205 | 253 | 311 | 308 | 262 | 211 | 172 | 122 | 84.10 | 95.30 |
| Net Income | 5.41 | 14.86 | 3.77 | 29.30 | 34.68 | 29.52 | 21.01 | 69.41 | -14.46 | -33.18 |
| Shares Outstanding | 22.42 | 21.99 | 22.69 | 24.36 | 25.94 | 25.04 | 21.54 | 19.47 | 19.01 | 17.48 |
| Earnings Per Share | 0.22 | 0.59 | 0.14 | 1.01 | 1.10 | 0.92 | 0.67 | 2.72 | -0.76 | -1.90 |
| EPS Growth | -62.71% | 321.43% | -86.14% | -8.18% | 19.57% | 37.31% | -75.37% | - | - | - |
| Operating Cash Flow | 217 | 216 | 216 | 196 | 188 | 136 | 99.37 | 34.99 | 10.80 | 42.93 |
| Capital Expenditures | -0.75 | -1.08 | -0.67 | -1.08 | -1.19 | -0.82 | -0.48 | -0.39 | -0.40 | -0.28 |
| Free Cash Flow | 216 | 215 | 215 | 195 | 186 | 135 | 98.90 | 34.60 | 10.39 | 42.64 |
| Cash & Equivalents | 141 | 130 | 125 | 127 | 125 | 193 | 154 | 117 | 169 | 140 |
| Total Debt | 2,290 | 2,257 | 2,212 | 2,199 | 1,938 | 1,684 | 1,277 | 959 | 876 | 718 |
| Net Cash / Debt | -2,149 | -2,127 | -2,087 | -2,073 | -1,813 | -1,491 | -1,123 | -841 | -707 | -578 |
| Assets | 2,539 | 2,486 | 2,425 | 2,410 | 2,129 | 1,833 | 1,396 | 1,038 | 890 | 742 |
| Liabilities | 2,337 | 2,289 | 2,241 | 2,224 | 1,968 | 1,706 | 1,302 | 976 | 904 | 740 |
| Book Value | 203 | 197 | 184 | 186 | 161 | 127 | 94.60 | 61.31 | -14.21 | 2.42 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Consumer Portfolio Services, Inc. |
| Country |
United States |
| Employees |
834 |
| CEO |
Charles E. Bradley |
Stock Information
| Ticker Symbol |
CPSS |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: CPSS |
| IPO Date |
October 22, 1992 |
Description
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was founded in 1991 and is headquartered in Irvine, California.