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Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
9.48
-0.09 (-0.94%)
Aug 7, 2026, 4:00 PM EDT - Market closed

CPSS Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
208.84205.38207.56227.68270.29207.16
Revenue Growth
-0.46%-1.05%-8.84%-15.76%30.47%33.04%
Net Income
21.6119.3319.245.3485.9847.52
Earnings Per Share
0.940.800.791.803.231.84
EPS Growth
17.50%1.27%-56.11%-44.27%75.54%104.44%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
180.2172.21137.4125.43162.79176.55
Total Debt
3,3283,1592,7202,3332,1841,840
Net Cash (Debt)
-3,148-2,986-2,583-2,207-2,021-1,664
Net Cash Growth
------
Net Cash Per Share
-132.79-124.01-106.17-87.52-76.00-64.53

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
350.54289233.76237.98215.93198.19
Capital Expenditures
-1.08-0.71-0.43-0.56-2.15-1.98
Free Cash Flow
349.46288.29233.32237.42213.78196.22
Free Cash Flow Growth
31.72%23.56%-1.73%11.06%8.95%-17.81%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
14.99%13.63%13.22%26.83%42.99%31.74%
Profit Margin
10.35%9.41%9.25%19.91%31.81%22.94%
FCF Margin
167.34%140.37%112.41%104.28%79.10%94.72%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.4211.6613.755.212.746.44
Forward PE
-7.224.9214.7814.7814.63
P/FCF Ratio
0.580.711.000.840.831.28
PS Ratio
0.960.991.120.870.661.21