Consumer Portfolio Services, Inc. (CPSS)

NASDAQ: CPSS · Real-Time Price · USD

9.57

-0.28 (-2.84%)

At close: May 22, 2026, 4:00 PM EDT

9.62

+0.05 (0.52%)

After-hours: May 22, 2026, 4:10 PM EDT

CPSS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	192.32	190.67	172.71	182.59	217.71	191.03
Net Interest Income Growth	8.41%	10.40%	-5.41%	-16.13%	13.97%	-1.35%
Non-Interest Income	10.44	11.77	29.54	22.8	24.47	1.55
Non-Interest Income Growth	-61.36%	-60.15%	29.61%	-6.85%	1483.95%	-
Revenues Before Loan Losses	202.76	202.45	202.25	205.38	242.19	192.57
Provision for Credit Losses	-1.96	-2.93	-5.31	-22.3	-28.1	-14.59
Revenue	204.72	205.38	207.56	227.68	270.29	207.16
Revenue Growth (YoY)	-1.63%	-1.05%	-8.84%	-15.76%	30.47%	33.04%
Compensation Expenses	93.38	95.37	96.19	88.15	84.28	80.53
Selling, General & Admin	52.24	52.87	54.71	50	37.62	34.62
Other Non-Interest Expenses	36.99	29.14	29.22	28.44	32.19	26.27
Total Non-Interest Expense	182.61	177.38	180.13	166.59	154.09	141.42
Pretax Income	29.23	28	27.43	61.1	116.19	65.75
Provision for Income Taxes	9.06	8.68	8.23	15.75	30.21	18.22
Net Income	20.17	19.33	19.2	45.34	85.98	47.52
Net Income to Common	20.17	19.33	19.2	45.34	85.98	47.52
Net Income Growth	4.47%	0.64%	-57.65%	-47.27%	80.92%	119.24%
Shares Outstanding (Basic)	22	22	21	21	21	23
Shares Outstanding (Diluted)	24	24	24	25	27	26
Shares Change (YoY)	-1.54%	-1.00%	-3.54%	-5.16%	3.14%	7.03%
EPS (Basic)	0.92	0.88	0.90	2.17	4.10	2.11
EPS (Diluted)	0.89	0.80	0.79	1.80	3.23	1.84
EPS Growth	12.66%	1.27%	-56.11%	-44.27%	75.54%	104.44%
Shares Outstanding	21.7	21.84	21.43	21.17	20.13	21.14
Free Cash Flow	297.88	288.29	233.32	237.42	213.78	196.22
Free Cash Flow Growth	3.33%	23.56%	-1.73%	11.06%	8.95%	-17.81%
Free Cash Flow Per Share	12.47	11.97	9.59	9.41	8.04	7.61
Profit Margin	9.85%	9.41%	9.25%	19.91%	31.81%	22.94%
FCF Margin	145.51%	140.37%	112.41%	104.28%	79.10%	94.72%
EBITDA	14	13.46	11.44	10.54	9.83	8.79
EBITDA Margin	6.84%	6.55%	5.51%	4.63%	3.64%	4.24%
Effective Tax Rate	30.99%	30.99%	30.00%	25.79%	26.00%	27.72%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q