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Consumer Portfolio Services, Inc. (CPSS)
NASDAQ: CPSS · Real-Time Price · USD
10.17
+0.29 (2.94%)
At close: Nov 6, 2026, 4:00 PM EST
10.18
+0.01 (0.10%)
After-hours: Nov 6, 2026, 4:00 PM EST

CPSS Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
223.84198.88185.46214.61254.27211
Revenue Growth
15.35%7.23%-13.58%-15.60%20.51%14.44%
Operating Income
34.362827.4361.1116.1965.75
Net Income
23.7119.3319.245.3485.9847.52
Earnings Per Share
1.010.800.791.803.231.84
EPS Growth
26.19%1.27%-56.11%-44.27%75.54%104.44%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5.156.3211.716.1713.4929.93
Total Debt
4,4303,5033,1532,5702,4751,956
Net Cash (Debt)
-4,425-3,497-3,141-2,564-2,462-1,926
Net Cash Growth
------
Net Cash Per Share
-188.09-145.21-129.13-101.66-92.59-74.71

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
360.26289233.76237.98215.93198.19
Capital Expenditures
-1.43-0.71-0.43-0.56-2.15-1.98
Free Cash Flow
358.83288.29233.32237.42213.78196.22
Free Cash Flow Growth
27.91%23.56%-1.73%11.06%8.95%-17.81%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.35%14.08%14.79%28.47%45.70%31.16%
Pretax Margin
15.35%14.08%14.79%28.47%45.70%31.16%
Profit Margin
10.59%9.72%10.35%21.13%33.82%22.52%
FCF Margin
160.31%144.96%125.80%110.63%84.08%93.00%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.0710.6612.114.362.105.26
Forward PE
-7.224.9214.7814.7814.63
P/FCF Ratio
0.620.711.000.830.851.27
PS Ratio
0.991.031.250.920.711.18