Company Description
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.
The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems.
It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies.
In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders.
It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois.
The company was incorporated in 1991 and is based in Las Vegas, Nevada.
| Country | United States |
| Founded | 1991 |
| IPO Date | Oct 22, 1992 |
| Industry | Credit Services |
| Sector | Financials |
| Employees | 933 |
| CEO | Charles Bradley |
Contact Details
Address: 3800 Howard Hughes Parkway, Suite 1400 Las Vegas, Nevada 89169 United States | |
| Phone | 949 753 6800 |
| Website | consumerportfolio.com |
Stock Details
| Ticker Symbol | CPSS |
| Exchange | NASDAQ |
| Stock Type | Common Stock |
| Fiscal Year | January - December |
| Reporting Currency | USD |
| CIK Code | 0000889609 |
| CUSIP Number | 210502100 |
| ISIN Number | US2105021008 |
| Employer ID | 33-0459135 |
| SIC Code | 6199 |
Key Executives
| Name | Position |
|---|---|
| Charles E. Bradley Jr. | Chief Executive Officer and Chairman |
| Michael T. Lavin | President, Chief Operating Officer and Chief Legal Officer |
| Denesh Bharwani | Chief Financial Officer and Executive Vice President |
| Teri L. Robinson | Executive Vice President of Sales and Originations |
| Christopher Terry | Executive Vice President of Systems, Risk and IT |
| Brian J. Rayhill | Secretary and Independent Director |
| Lisette Reynoso | Senior Vice President and General Counsel |
| April Crisp | Senior Vice President of Compliance and Regulatory Affairs |
| Charles E. Gonel | Senior Vice President of Servicing |
| Susan Ryan | Senior Vice President of Servicing |
Latest SEC Filings
| Date | Type | Title |
|---|---|---|
| Jul 28, 2025 | 8-K | Current Report |
| Jul 14, 2025 | ABS-15G | Filing |
| Jun 30, 2025 | 11-K | Annual report of employee stock purchase, savings and similar plans |
| May 23, 2025 | 424B2 | Prospectus |
| May 23, 2025 | 424B2 | Prospectus |
| May 19, 2025 | 8-K | Current Report |
| May 13, 2025 | 8-K | Current Report |
| May 13, 2025 | 8-K | Current Report |
| May 12, 2025 | 10-Q | Quarterly Report |
| May 5, 2025 | 8-K | Current Report |