Citizens Financial Services, Inc. (CZFS)

CZFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Cash & Equivalents	56.89	32.27	183.86	82.47	32.78
Cash & Cash Equivalents	56.89	32.27	183.86	82.47	32.78
Cash Growth	76.31%	-82.45%	122.95%	151.60%	1.49%
Property, Plant & Equipment	21.38	17.62	17.02	16.95	15.93
Goodwill and Intangibles	89.41	32.65	33	33.04	24.64
Total Assets	2,975	2,333	2,144	1,892	1,466
Total Liabilities	2,696	2,133	1,931	1,697	1,312
Total Debt	322.04	257.28	73.98	88.84	85.12
Debt Growth	25.17%	247.78%	-16.73%	4.37%	-6.66%
Retained Earnings	172.98	164.92	146.01	126.63	110.8
Comprehensive Income	-24.91	-33.14	-0.16	2.59	-0.63
Shareholders' Equity	279.67	200.15	212.49	194.26	154.77
Net Cash / Debt	-265.15	-225.01	109.88	-6.37	-52.34
Net Cash Per Share	-59.90	-55.57	27.04	-1.62	-14.25
Book Value Per Share	63.18	49.43	52.29	49.53	42.17

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).