Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
63.72
-1.31 (-2.01%)
Jun 2, 2026, 2:16 PM EDT - Market open
CZFS Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 33.11 | 34.29 | 42.2 | 52.82 | 26.21 | 172.83 |
Securities and Investments | 453.94 | 450.38 | 431.48 | 423.61 | 447.77 | 425.7 |
Other Earning Assets | 5.87 | 9.39 | 9.61 | 9.38 | 0.73 | 4.55 |
Net Loans | 2,275 | 2,328 | 2,292 | 2,228 | 1,706 | 1,424 |
Net Property, Plant & Equipment | 20.72 | 21 | 21.4 | 21.38 | 17.62 | 17.02 |
Accrued Interest and Accounts Receivable | 10.94 | 10.7 | 10.31 | 11.04 | 7.33 | 5.24 |
Other Intangible Assets | 2.07 | 2.22 | 2.89 | 3.65 | 1.27 | 1.63 |
Goodwill | 85.76 | 85.76 | 85.76 | 85.76 | 31.38 | 31.38 |
Long-Term Investments | 74.07 | 51.5 | 50.34 | 49.9 | 39.36 | 38.5 |
Other Non-Earning Assets | 64.67 | 71.51 | 80.2 | 90.1 | 55.29 | 22.79 |
Total Assets | 3,026 | 3,065 | 3,026 | 2,975 | 2,333 | 2,144 |
Interest-bearing deposits | 1,932 | 1,860 | 1,849 | 1,798 | 1,448 | 1,478 |
Noninterest-bearing deposits | 509.64 | 516.66 | 532.78 | 523.78 | 396.26 | 358.07 |
Total Deposits | 2,441 | 2,377 | 2,382 | 2,321 | 1,844 | 1,836 |
Accrued Expenses | 3.75 | 3.13 | 4.69 | 4.3 | 1.23 | 0.71 |
Long-Term Debt | 198.74 | 309.45 | 297.72 | 322.04 | 257.28 | 73.98 |
Other Liabilities | 39.23 | 36.96 | 41.55 | 47.84 | 30.53 | 20.53 |
Total Liabilities | 2,683 | 2,727 | 2,726 | 2,696 | 2,133 | 1,931 |
Common Stock | 5.26 | 5.26 | 5.21 | 5.16 | 4.43 | 4.39 |
Treasury Stock | -16.58 | -16.42 | -16.38 | -16.79 | -16.97 | -16.15 |
Additional Paid-in Capital | 147.99 | 147.97 | 144.98 | 143.23 | 80.91 | 78.4 |
Accumulated Other Comprehensive Income | -14.68 | -12.38 | -23.52 | -24.91 | -33.14 | -0.16 |
Retained Earnings | 221.6 | 213.62 | 189.44 | 172.98 | 164.92 | 146.01 |
Shareholders' Equity | 343.58 | 338.05 | 299.73 | 279.67 | 200.15 | 212.49 |
Total Liabilities & Equity | 3,026 | 3,065 | 3,026 | 2,975 | 2,333 | 2,144 |
Total Debt | 198.74 | 309.45 | 297.72 | 322.04 | 257.28 | 73.98 |
Net Cash (Debt) | -198.74 | -309.45 | -297.72 | -322.04 | -257.28 | -73.98 |
Net Cash Per Share | -41.41 | -64.47 | -62.00 | -71.94 | -63.44 | -18.39 |
Book Value | 343.58 | 338.05 | 299.73 | 279.67 | 200.15 | 212.49 |
Book Value Per Share | 71.58 | 70.43 | 62.42 | 62.48 | 49.35 | 52.82 |
Tangible Book Value | 255.75 | 250.07 | 211.08 | 190.26 | 167.5 | 179.49 |
Tangible Book Value Per Share | 53.28 | 52.10 | 43.96 | 42.50 | 41.30 | 44.61 |