Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
70.38
-1.07 (-1.50%)
Jul 10, 2026, 4:00 PM EDT - Market closed

CZFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
338274298301296228
Market Cap Growth
24.65%-8.12%-0.93%1.83%29.50%9.29%
Last Close Price
70.3857.0262.6863.4474.4658.32
PE Ratio
8.597.4810.8315.9410.388.06
Forward PE
8.697.4810.4310.009.208.51
PS Ratio
2.982.493.013.313.692.97
PB Ratio
0.980.811.001.081.481.07
P/TBV Ratio
1.321.091.431.491.801.31
P/FCF Ratio
7.917.789.3612.599.366.08
P/OCF Ratio
7.757.508.9911.358.905.90
Debt / Equity Ratio
0.580.920.991.151.290.35
Debt / FCF Ratio
4.658.789.3413.468.141.97
Net Debt / Equity Ratio
0.580.920.991.151.290.35
Net Debt / FCF Ratio
4.658.789.3413.468.141.97
Asset Turnover
0.040.040.030.030.040.04
Return on Equity (ROE)
11.54%11.47%9.60%7.42%14.09%14.32%
Earnings Yield
11.63%13.36%9.24%6.27%9.63%12.41%
FCF Yield
12.65%12.86%10.68%7.94%10.69%16.46%
Dividend Yield
2.84%3.49%3.09%2.99%2.51%3.15%
Payout Ratio
24.54%26.11%33.44%47.74%26.11%25.36%
Buyback Yield / Dilution
0.06%0.04%-7.28%-10.37%-0.80%-3.56%
Total Shareholder Return
2.90%3.53%-4.19%-7.38%1.71%-0.42%
SEC Filings: 10-K · 10-Q