Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
63.72
-1.31 (-2.01%)
Jun 2, 2026, 2:16 PM EDT - Market open

CZFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
306274298301296228
Market Cap Growth
6.09%-8.12%-0.93%1.83%29.50%9.29%
Enterprise Value
469.49583.55596.05623.17553302.34
Last Close Price
63.7257.0262.6863.4474.4658.32
PE Ratio
7.727.4810.8315.9410.388.06
Forward PE
7.807.4810.4310.009.208.51
PS Ratio
2.742.493.013.313.692.97
PB Ratio
0.910.811.001.081.481.07
P/TBV Ratio
0.890.811.001.011.511.10
P/FCF Ratio
7.267.789.3612.599.366.08
P/OCF Ratio
7.127.508.9911.358.905.90
EV/Sales Ratio
4.145.316.006.856.903.93
EV/EBITDA Ratio
-277.35330.04409.98535.33271.64
EV/FCF Ratio
10.9816.5618.7026.0517.508.04
Debt / Equity Ratio
0.580.920.991.151.290.35
Debt / EBITDA Ratio
93.52147.08164.85211.87249.0666.47
Debt / FCF Ratio
4.658.789.3413.468.141.97
Net Debt / Equity Ratio
0.580.920.991.151.290.35
Net Debt / EBITDA Ratio
93.52147.08164.85211.87249.0666.47
Net Debt / FCF Ratio
4.658.789.3413.468.141.97
Asset Turnover
0.040.040.030.030.040.04
Return on Equity (ROE)
11.54%11.47%9.60%7.42%14.09%14.32%
Earnings Yield
12.66%13.36%9.24%6.27%9.63%12.41%
FCF Yield
13.77%12.86%10.68%7.94%10.69%16.46%
Dividend Yield
3.16%3.49%3.09%2.99%2.51%3.15%
Payout Ratio
24.36%26.11%33.44%47.74%26.11%25.36%
Buyback Yield / Dilution
0.06%0.04%-7.28%-10.37%-0.80%-3.56%
Total Shareholder Return
3.22%3.53%-4.19%-7.38%1.71%-0.42%
SEC Filings: 10-K · 10-Q