Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
55.70
-1.14 (-2.01%)
Apr 25, 2025, 4:00 PM EDT - Market closed
CZFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 27.82 | 17.81 | 29.06 | 29.12 | 25.1 | Upgrade
|
| Depreciation & Amortization | 1.81 | 1.52 | 1.03 | 1.11 | 1.14 | Upgrade
|
| Gain (Loss) on Sale of Assets | -1.1 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.23 | 1.78 | 2.15 | 1.66 | 0.89 | Upgrade
|
| Provision for Credit Losses | 2.59 | 5.53 | 1.68 | 1.55 | 2.4 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.99 | 3.46 | 3.98 | 10.95 | -12.22 | Upgrade
|
| Accrued Interest Receivable | 0.74 | -1.49 | -2.1 | 0.76 | -0.86 | Upgrade
|
| Other Operating Activities | 2.82 | 0.01 | -1.22 | -0.96 | 1.25 | Upgrade
|
| Operating Cash Flow | 33.18 | 26.54 | 33.24 | 38.69 | 11.82 | Upgrade
|
| Operating Cash Flow Growth | 25.04% | -20.16% | -14.09% | 227.30% | -45.69% | Upgrade
|
| Capital Expenditures | -1.31 | -2.62 | -1.63 | -1.11 | -0.94 | Upgrade
|
| Sale of Property, Plant and Equipment | 7.19 | - | - | - | - | Upgrade
|
| Cash Acquisitions | - | 4.91 | - | - | 1.02 | Upgrade
|
| Investment in Securities | -6.98 | 103.91 | -73.22 | -123.77 | -51.24 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -70.25 | -43.95 | -281.39 | -32.11 | -63.44 | Upgrade
|
| Other Investing Activities | 2.28 | -2.78 | -6.21 | -1.25 | 3.86 | Upgrade
|
| Investing Cash Flow | -69.07 | 59.47 | -362.45 | -158.23 | -110.73 | Upgrade
|
| Short-Term Debt Issued | 9.28 | - | 188.01 | 2.06 | - | Upgrade
|
| Long-Term Debt Issued | - | 40 | - | 9.87 | 20 | Upgrade
|
| Total Debt Issued | 9.28 | 40 | 188.01 | 11.93 | 20 | Upgrade
|
| Short-Term Debt Repaid | - | -34.57 | - | - | -16.28 | Upgrade
|
| Long-Term Debt Repaid | -35 | - | -4.73 | -26.8 | -15 | Upgrade
|
| Total Debt Repaid | -35 | -34.57 | -4.73 | -26.8 | -31.28 | Upgrade
|
| Net Debt Issued (Repaid) | -25.72 | 5.43 | 183.29 | -14.87 | -11.28 | Upgrade
|
| Issuance of Common Stock | 0.02 | 0.03 | 0.11 | - | 0.13 | Upgrade
|
| Repurchase of Common Stock | -0.27 | -0.27 | -1.28 | -1.37 | -2.12 | Upgrade
|
| Common Dividends Paid | -9.3 | -8.5 | -7.59 | -7.38 | -6.54 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 60.55 | -56.09 | 8.06 | 247.29 | 168.91 | Upgrade
|
| Financing Cash Flow | 25.28 | -59.4 | 182.59 | 223.67 | 149.1 | Upgrade
|
| Net Cash Flow | -10.62 | 26.61 | -146.62 | 104.13 | 50.19 | Upgrade
|
| Free Cash Flow | 31.87 | 23.92 | 31.61 | 37.59 | 10.88 | Upgrade
|
| Free Cash Flow Growth | 33.23% | -24.32% | -15.92% | 245.48% | -48.88% | Upgrade
|
| Free Cash Flow Margin | 32.10% | 27.71% | 39.47% | 49.72% | 15.30% | Upgrade
|
| Free Cash Flow Per Share | 6.70 | 5.40 | 7.79 | 9.25 | 2.75 | Upgrade
|
| Cash Interest Paid | 67.47 | 44.68 | 10.7 | 7.41 | 8.18 | Upgrade
|
| Cash Income Tax Paid | 2.5 | 5.1 | 6.6 | 5.5 | 4.75 | Upgrade
|
Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.