Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
59.02
-0.80 (-1.34%)
Feb 21, 2025, 4:00 PM EST - Market closed
CZFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | - | 17.81 | 29.06 | 29.12 | 25.1 | Upgrade
|
| Depreciation & Amortization | - | 1.82 | 1.03 | 1.11 | 1.14 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 1.78 | 2.15 | 1.66 | 0.89 | Upgrade
|
| Provision for Credit Losses | - | 5.53 | 1.68 | 1.55 | 2.4 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 3.46 | 3.98 | 10.95 | -12.22 | Upgrade
|
| Accrued Interest Receivable | - | -1.49 | -2.1 | 0.76 | -0.86 | Upgrade
|
| Other Operating Activities | - | -0.29 | -1.22 | -0.96 | 1.25 | Upgrade
|
| Operating Cash Flow | - | 26.54 | 33.24 | 38.69 | 11.82 | Upgrade
|
| Operating Cash Flow Growth | - | -20.17% | -14.09% | 227.30% | -45.69% | Upgrade
|
| Capital Expenditures | - | -2.62 | -1.63 | -1.11 | -0.94 | Upgrade
|
| Cash Acquisitions | - | 4.91 | - | - | 1.02 | Upgrade
|
| Investment in Securities | - | 103.91 | -73.22 | -123.77 | -51.24 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -43.95 | -281.39 | -32.11 | -63.44 | Upgrade
|
| Other Investing Activities | - | -2.78 | -6.21 | -1.25 | 3.86 | Upgrade
|
| Investing Cash Flow | - | 59.47 | -362.45 | -158.23 | -110.73 | Upgrade
|
| Short-Term Debt Issued | - | - | 188.01 | 2.06 | - | Upgrade
|
| Long-Term Debt Issued | - | 40 | - | 9.87 | 20 | Upgrade
|
| Total Debt Issued | - | 40 | 188.01 | 11.93 | 20 | Upgrade
|
| Short-Term Debt Repaid | - | -34.57 | - | - | -16.28 | Upgrade
|
| Long-Term Debt Repaid | - | - | -4.73 | -26.8 | -15 | Upgrade
|
| Total Debt Repaid | - | -34.57 | -4.73 | -26.8 | -31.28 | Upgrade
|
| Net Debt Issued (Repaid) | - | 5.43 | 183.29 | -14.87 | -11.28 | Upgrade
|
| Issuance of Common Stock | - | 0.03 | 0.11 | - | 0.13 | Upgrade
|
| Repurchase of Common Stock | - | -0.27 | -1.28 | -1.37 | -2.12 | Upgrade
|
| Common Dividends Paid | - | -8.5 | -7.59 | -7.38 | -6.54 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | -56.09 | 8.06 | 247.29 | 168.91 | Upgrade
|
| Financing Cash Flow | - | -59.4 | 182.59 | 223.67 | 149.1 | Upgrade
|
| Net Cash Flow | - | 26.61 | -146.62 | 104.13 | 50.19 | Upgrade
|
| Free Cash Flow | - | 23.92 | 31.61 | 37.59 | 10.88 | Upgrade
|
| Free Cash Flow Growth | - | -24.32% | -15.91% | 245.48% | -48.88% | Upgrade
|
| Free Cash Flow Margin | - | 27.71% | 39.47% | 49.72% | 15.30% | Upgrade
|
| Free Cash Flow Per Share | - | 5.40 | 7.81 | 9.25 | 2.75 | Upgrade
|
| Cash Interest Paid | - | 44.68 | 10.7 | 7.41 | 8.18 | Upgrade
|
| Cash Income Tax Paid | - | 5.1 | 6.6 | 5.5 | 4.75 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.