Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
59.85
+1.10 (1.87%)
Jan 14, 2025, 4:00 PM EST - Market closed
CZFS Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
| Jan '25 Jan 14, 2025 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
| Market Capitalization | 285 | 305 | 305 | 239 | 220 | 217 | |
| Market Cap Growth | 24.05% | -0.03% | 27.28% | 8.99% | 1.30% | 11.36% | |
| Last Close Price | 59.85 | 61.64 | 70.30 | 53.59 | 47.46 | 49.71 | |
| PE Ratio | 10.40 | 17.10 | 10.48 | 8.22 | 8.75 | 11.12 | |
| PS Ratio | 2.89 | 3.53 | 3.80 | 3.17 | 3.09 | 3.83 | |
| PB Ratio | 0.95 | 1.09 | 1.52 | 1.13 | 1.13 | 1.40 | |
| P/FCF Ratio | 7.55 | 12.73 | 9.64 | 6.37 | 20.19 | 10.19 | |
| P/OCF Ratio | 7.32 | 11.48 | 9.17 | 6.19 | 18.58 | 9.96 | |
| Debt / Equity Ratio | 0.79 | 1.22 | 1.36 | 0.37 | 0.47 | 0.56 | |
| Debt / FCF Ratio | 6.27 | 14.26 | 8.61 | 2.11 | 8.48 | 4.05 | |
| Return on Equity (ROE) | 9.75% | 7.42% | 14.08% | 14.32% | 14.38% | 13.26% | |
| Return on Assets (ROA) | 0.91% | 0.67% | 1.30% | 1.44% | 1.50% | 1.35% | |
| Earnings Yield | 9.61% | 5.85% | 9.54% | 12.16% | 11.43% | 8.99% | |
| FCF Yield | 13.25% | 7.85% | 10.37% | 15.70% | 4.95% | 9.82% | |
| Dividend Yield | 3.28% | 3.12% | 2.65% | 3.38% | 3.68% | 3.39% | |
| Payout Ratio | 34.07% | 47.74% | 26.11% | 25.36% | 26.05% | 32.40% | |
| Buyback Yield / Dilution | -11.70% | -9.32% | 0.36% | -2.54% | -6.85% | 0.44% | |
| Total Shareholder Return | -8.42% | -6.20% | 3.00% | 0.84% | -3.18% | 3.83% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.