Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
61.30
+0.59 (0.97%)
Mar 3, 2026, 4:00 PM EST - Market closed

CZFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
295274298299296230
Market Cap Growth
-4.61%-8.12%-0.09%0.99%28.54%10.09%
Enterprise Value
563.18583.55596.05620.65552.97304.02
Last Close Price
61.3057.0262.6863.4474.4658.32
PE Ratio
8.04-10.8315.7810.388.06
Forward PE
7.857.4810.4310.009.208.51
PS Ratio
2.682.693.093.503.773.05
PB Ratio
0.870.811.001.071.481.08
P/TBV Ratio
--1.001.001.511.10
P/FCF Ratio
-115.419.3612.489.366.12
P/OCF Ratio
-115.418.9911.258.905.95
EV/Sales Ratio
5.125.726.177.277.044.04
EV/EBITDA Ratio
--330.04408.32535.31273.15
EV/FCF Ratio
-245.7018.7025.9517.508.09
Debt / Equity Ratio
0.920.920.991.151.290.35
Debt / EBITDA Ratio
--164.85211.87249.0666.47
Debt / FCF Ratio
130.29130.299.3413.468.141.97
Net Debt / Equity Ratio
0.920.920.991.151.290.35
Net Debt / EBITDA Ratio
--164.85211.87249.0666.47
Net Debt / FCF Ratio
130.29130.299.3413.468.141.97
Asset Turnover
0.040.030.030.030.040.04
Return on Equity (ROE)
8.18%31.98%9.60%7.42%14.08%14.32%
Earnings Yield
12.41%0.00%9.24%6.34%9.63%12.41%
FCF Yield
-0.87%10.68%8.01%10.69%16.34%
Dividend Yield
3.26%0.00%3.09%3.03%2.51%3.15%
Payout Ratio
26.05%0.00%33.44%47.74%26.11%25.36%
Buyback Yield / Dilution
-0.00%0.08%0.08%0.39%0.60%
Total Shareholder Return
-0.00%3.18%3.10%2.91%3.74%
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q