Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
19.84
-0.18 (-0.90%)
Nov 20, 2024, 4:00 PM EST - Market closed
Citizens & Northern Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
Interest Income on Loans | 112.55 | 102.52 | 81.29 | 76.7 | 69.48 | 55.19 | Upgrade
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Interest Income on Investments | 12.43 | 10.98 | 11.36 | 7.8 | 7.68 | 9.58 | Upgrade
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Total Interest Income | 124.99 | 113.5 | 92.65 | 84.5 | 77.16 | 64.77 | Upgrade
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Interest Paid on Deposits | 37.26 | 24.23 | 6.64 | 4.54 | 7.23 | 8.19 | Upgrade
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Interest Paid on Borrowings | 9.49 | 8.87 | 2.88 | 2.02 | 2.36 | 2.09 | Upgrade
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Total Interest Expense | 46.75 | 33.1 | 9.52 | 6.56 | 9.6 | 10.28 | Upgrade
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Net Interest Income | 78.24 | 80.4 | 83.13 | 77.94 | 67.57 | 54.49 | Upgrade
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Net Interest Income Growth (YoY) | -5.85% | -3.28% | 6.66% | 15.35% | 24.00% | 19.22% | Upgrade
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Trust Income | 7.77 | 7.41 | 6.99 | 7.23 | 6.32 | 6.11 | Upgrade
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Gain (Loss) on Sale of Investments | -3 | -3.04 | 0.02 | 0.02 | 0.17 | 0 | Upgrade
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Other Non-Interest Income | 15.73 | 13.75 | 11.64 | 10.56 | 8.39 | 6.92 | Upgrade
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Total Non-Interest Income | 27.34 | 24.42 | 24.43 | 25.88 | 24.51 | 19.31 | Upgrade
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Non-Interest Income Growth (YoY) | 10.03% | -0.06% | -5.60% | 5.58% | 26.96% | -4.38% | Upgrade
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Revenues Before Loan Losses | 105.58 | 104.82 | 107.56 | 103.82 | 92.08 | 73.8 | Upgrade
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Provision for Loan Losses | 3.68 | 0.19 | 7.26 | 3.66 | 3.91 | 0.85 | Upgrade
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Revenue | 101.9 | 104.63 | 100.31 | 100.16 | 88.17 | 72.95 | Upgrade
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Revenue Growth (YoY) | -4.27% | 4.31% | 0.15% | 13.60% | 20.86% | 11.69% | Upgrade
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Salaries and Employee Benefits | 41.77 | 41.48 | 39.4 | 35.35 | 31.1 | 24.97 | Upgrade
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Occupancy Expenses | 4.88 | 4.71 | 4.93 | 4.49 | 4.09 | 2.42 | Upgrade
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Selling, General & Administrative | 13.38 | 13.44 | 11.84 | 10.89 | 9.34 | 8.91 | Upgrade
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Other Non-Interest Expense | 14.2 | 14.52 | 11.78 | 11.74 | 11.08 | 9.15 | Upgrade
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Total Non-Interest Expense | 74.23 | 74.15 | 67.96 | 62.47 | 55.61 | 45.44 | Upgrade
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EBT Excluding Unusual Items | 27.67 | 30.48 | 32.35 | 37.69 | 32.56 | 27.51 | Upgrade
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Other Unusual Items | - | - | - | - | -1.64 | - | Upgrade
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Pretax Income | 27.67 | 30.48 | 32.35 | 37.69 | 23.21 | 23.41 | Upgrade
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Income Tax Expense | 5.63 | 6.34 | 5.73 | 7.13 | 3.99 | 3.91 | Upgrade
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Net Income | 22.05 | 24.15 | 26.62 | 30.55 | 19.22 | 19.5 | Upgrade
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Preferred Dividends & Other Adjustments | 0.17 | 0.19 | 0.24 | 0.24 | 0.12 | 0.1 | Upgrade
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Net Income to Common | 21.88 | 23.96 | 26.38 | 30.31 | 19.11 | 19.4 | Upgrade
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Net Income Growth | -20.32% | -9.28% | -12.88% | 58.95% | -1.45% | -11.40% | Upgrade
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Basic Shares Outstanding | 15 | 15 | 15 | 16 | 15 | 13 | Upgrade
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Diluted Shares Outstanding | 15 | 15 | 15 | 16 | 15 | 13 | Upgrade
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Shares Change (YoY) | -0.38% | -1.40% | -1.99% | 6.95% | 10.70% | 8.68% | Upgrade
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EPS (Basic) | 1.44 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | Upgrade
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EPS (Diluted) | 1.44 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | Upgrade
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EPS Growth | -19.82% | -8.02% | -11.10% | 48.16% | -11.18% | -18.49% | Upgrade
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Dividend Per Share | 1.120 | 1.120 | 1.120 | 1.120 | 1.080 | 1.080 | Upgrade
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Dividend Growth | 0% | 0% | 0% | 3.70% | 0% | 0% | Upgrade
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Effective Tax Rate | 20.33% | 20.78% | 17.72% | 18.93% | 17.19% | 16.68% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.