Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · IEX Real-Time Price · USD
18.81
+0.83 (4.62%)
At close: May 17, 2024, 4:00 PM
19.16
+0.35 (1.86%)
After-hours: May 17, 2024, 4:05 PM EDT

Citizens & Northern Statistics

Total Valuation

CZNC has a market cap or net worth of $289.22 million. The enterprise value is $480.02 million.

Market Cap 289.22M
Enterprise Value 480.02M

Important Dates

The last earnings date was Tuesday, May 7, 2024, after market close.

Earnings Date May 7, 2024
Ex-Dividend Date May 3, 2024

Share Statistics

CZNC has 15.38 million shares outstanding. The number of shares has decreased by -1.19% in one year.

Shares Outstanding 15.38M
Shares Change (YoY) -1.19%
Shares Change (QoQ) +0.68%
Owned by Insiders (%) 3.42%
Owned by Institutions (%) 31.17%
Float 14.71M

Valuation Ratios

The trailing PE ratio is 12.38 and the forward PE ratio is 11.24.

PE Ratio 12.38
Forward PE 11.24
PS Ratio 2.82
Forward PS 2.60
PB Ratio 1.11
P/FCF Ratio 10.71
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.30, with an EV/FCF ratio of 17.78.

EV / Earnings 20.69
EV / Sales 4.68
EV / EBITDA 15.30
EV / EBIT 16.39
EV / FCF 17.78

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.91
Debt / EBITDA 7.56
Debt / FCF 8.79
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.20% and return on invested capital (ROIC) is 4.65%.

Return on Equity (ROE) 9.20%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 4.65%
Revenue Per Employee $254,069
Profits Per Employee $57,428
Employee Count 404
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, CZNC has paid $6.08 million in taxes.

Income Tax 6.08M
Effective Tax Rate 20.76%

Stock Price Statistics

The stock price has decreased by -4.18% in the last 52 weeks. The beta is 0.42, so CZNC's price volatility has been lower than the market average.

Beta (1Y) 0.42
52-Week Price Change -4.18%
50-Day Moving Average 17.84
200-Day Moving Average 19.08
Relative Strength Index (RSI) 60.54
Average Volume (30 Days) 23,047

Short Selling Information

The latest short interest is 87,028, so 0.57% of the outstanding shares have been sold short.

Short Interest 87,028
Short Previous Month 75,657
Short % of Shares Out 0.57%
Short % of Float 0.59%
Short Ratio (days to cover) 4.08

Income Statement

In the last 12 months, CZNC had revenue of $102.64 million and earned $23.20 million in profits. Earnings per share was $1.52.

Revenue 102.64M
Gross Profit 102.64M
Operating Income 29.28M
Pretax Income 29.28M
Net Income 23.20M
EBITDA 31.37M
EBIT 29.28M
Earnings Per Share (EPS) $1.52
Full Income Statement

Balance Sheet

The company has $46.45 million in cash and $237.25 million in debt, giving a net cash position of -$190.80 million or -$12.41 per share.

Cash & Cash Equivalents 46.45M
Total Debt 237.25M
Net Cash -190.80M
Net Cash Per Share -$12.41
Equity / Book Value 261.66M
Book Value Per Share 17.02
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.73 million and capital expenditures -$2.73 million, giving a free cash flow of $27.00 million.

Operating Cash Flow 29.73M
Capital Expenditures -2.73M
Free Cash Flow 27.00M
FCF Per Share $1.76
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 28.52% and 22.60%.

Gross Margin 100.00%
Operating Margin 28.52%
Pretax Margin 28.52%
Profit Margin 22.60%
EBITDA Margin 30.56%
EBIT Margin 28.52%
FCF Margin 26.30%

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 5.95%.

Dividend Per Share $1.12
Dividend Yield 5.95%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 73.68%
Buyback Yield 1.19%
Shareholder Yield 7.14%
Earnings Yield 8.02%
FCF Yield 9.33%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 28, 2007. It was a forward split with a ratio of 101:100.

Last Split Date Dec 28, 2007
Split Type Forward
Split Ratio 101:100

Scores

Altman Z-Score n/a
Piotroski F-Score 5