Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · IEX Real-Time Price · USD
21.60
-0.35 (-1.59%)
Jul 26, 2024, 4:30 PM EDT - Market closed
Citizens & Northern Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Year Ending | TTM | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | 2018 - 2013 |
|---|---|---|---|---|---|---|---|
| Interest Income on Loans | 110.03 | 102.52 | 81.29 | 76.7 | 69.48 | 55.19 | Upgrade
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| Interest Income on Investments | 10.98 | 10.98 | 11.36 | 7.8 | 7.68 | 9.58 | Upgrade
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| Total Interest Income | 121.02 | 113.5 | 92.65 | 84.5 | 77.16 | 64.77 | Upgrade
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| Interest Paid on Deposits | 34.4 | 24.23 | 6.64 | 4.54 | 7.23 | 8.19 | Upgrade
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| Interest Paid on Borrowings | 8.87 | 8.87 | 2.88 | 2.02 | 2.36 | 2.09 | Upgrade
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| Total Interest Expense | 43.27 | 33.1 | 9.52 | 6.56 | 9.6 | 10.28 | Upgrade
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| Net Interest Income | 77.74 | 80.4 | 83.13 | 77.94 | 67.57 | 54.49 | Upgrade
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| Net Interest Income Growth (YoY) | -7.79% | -3.28% | 6.66% | 15.35% | 24.00% | 19.22% | Upgrade
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| Trust Income | 7.74 | 7.41 | 6.99 | 7.23 | 6.32 | 6.11 | Upgrade
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| Gain (Loss) on Sale of Investments | -3.04 | -3.04 | 0.02 | 0.02 | 0.17 | 0 | Upgrade
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| Other Non-Interest Income | 15.38 | 13.75 | 11.64 | 10.56 | 8.39 | 6.92 | Upgrade
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| Total Non-Interest Income | 26.7 | 24.42 | 24.43 | 25.88 | 24.51 | 19.31 | Upgrade
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| Non-Interest Income Growth (YoY) | 11.09% | -0.06% | -5.60% | 5.58% | 26.96% | -4.38% | Upgrade
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| Revenues Before Loan Losses | 104.44 | 104.82 | 107.56 | 103.82 | 92.08 | 73.8 | Upgrade
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| Provision for Loan Losses | 1.25 | 0.19 | 7.26 | 3.66 | 3.91 | 0.85 | Upgrade
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| Revenue | 103.19 | 104.63 | 100.31 | 100.16 | 88.17 | 72.95 | Upgrade
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| Revenue Growth (YoY) | 1.34% | 4.31% | 0.15% | 13.60% | 20.86% | 11.69% | Upgrade
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| Salaries and Employee Benefits | 41.86 | 41.48 | 39.4 | 35.35 | 31.1 | 24.97 | Upgrade
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| Selling, General & Administrative | 13.17 | 13.44 | 11.84 | 10.89 | 9.34 | 8.91 | Upgrade
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| Other Non-Interest Expense | 14.1 | 14.52 | 11.78 | 11.74 | 11.08 | 9.15 | Upgrade
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| Total Non-Interest Expense | 73.9 | 74.15 | 67.96 | 62.47 | 55.61 | 45.44 | Upgrade
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| EBT Excluding Unusual Items | 29.3 | 30.48 | 32.35 | 37.69 | 32.56 | 27.51 | Upgrade
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| Other Unusual Items | - | - | - | - | -1.64 | - | Upgrade
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| Pretax Income | 29.3 | 30.48 | 32.35 | 37.69 | 23.21 | 23.41 | Upgrade
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| Income Tax Expense | 6.03 | 6.34 | 5.73 | 7.13 | 3.99 | 3.91 | Upgrade
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| Earnings From Continuing Operations | 23.27 | 24.15 | 26.62 | 30.55 | 19.22 | 19.5 | Upgrade
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| Net Income to Common | 23.1 | 23.96 | 26.38 | 30.31 | 19.11 | 19.4 | Upgrade
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| Basic Shares Outstanding | 15 | 15 | 15 | 16 | 15 | 13 | Upgrade
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| Diluted Shares Outstanding | 15 | 15 | 15 | 16 | 15 | 13 | Upgrade
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| Shares Change (YoY) | -0.91% | -1.40% | -1.99% | 6.95% | 10.70% | 8.68% | Upgrade
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| EPS (Basic) | 1.52 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | Upgrade
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| EPS (Diluted) | 1.51 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | Upgrade
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| EPS Growth | -4.76% | -8.02% | -11.10% | 48.16% | -11.18% | -18.49% | Upgrade
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| Effective Tax Rate | 20.57% | 20.78% | 17.72% | 18.93% | 17.19% | 16.68% | Upgrade
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| Dividend Per Share | 1.120 | 1.120 | 1.120 | 1.120 | 1.080 | 1.080 | Upgrade
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| Dividend Growth | 0% | 0% | 0% | 3.70% | 0% | 0% | Upgrade
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Source: S&P Capital IQ. Banks template.