Citizens & Northern Corporation (CZNC)

Citizens & Northern Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	46.45	56.88	55.05	104.95	101.86	35.2
Cash & Cash Equivalents	46.45	56.88	55.05	104.95	101.86	35.2
Cash Growth	-11.04%	3.32%	-47.55%	3.03%	189.35%	-6.10%
Property, Plant & Equipment	21.85	21.63	21.57	20.68	21.53	17.17
Goodwill and Intangibles	54.88	54.97	55.38	55.82	56.36	29.64
Total Assets	2,522	2,516	2,454	2,328	2,239	1,654
Total Liabilities	2,260	2,253	2,205	2,026	1,939	1,410
Total Debt	237.25	211.76	181.78	77.56	91.18	144.85
Debt Growth	2.48%	16.49%	134.39%	-14.95%	-37.05%	197.01%
Retained Earnings	158.05	157.03	151.74	142.61	129.7	126.48
Comprehensive Income	-40.71	-38.44	-49.88	5.03	11.8	3.69
Shareholders' Equity	261.66	262.38	249.33	301.41	299.76	244.45
Net Cash / Debt	-190.8	-154.88	-126.73	27.39	10.67	-109.65
Net Cash / Debt Growth	-	-	-	156.63%	-	-
Book Value Per Share	17.02	17.18	16.09	19.14	18.86	17.84

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).