| 23.43 | 25.96 | 24.15 | 26.62 | 30.55 |
Depreciation & Amortization | 2.36 | 2.18 | 2.15 | 2.39 | 2.13 |
Provision for Credit Losses | 6.07 | 2.2 | 0.19 | 7.26 | 3.66 |
| 1.29 | 1.49 | 1.47 | 1.26 | 1.21 |
Net Change in Loans Held-for-Sale | 0.49 | -2.19 | -0.25 | 0.65 | -1.16 |
| 2.42 | -1.58 | 3.08 | 0.55 | -1.96 |
Changes in Accrued Interest and Accounts Receivable | -0.76 | -3.01 | -1.4 | -3.53 | 0.19 |
Changes in Accounts Payable | -3.3 | 7.99 | 4.16 | -0.59 | 0.21 |
| 32 | 33.04 | 33.55 | 34.6 | 34.84 |
Operating Cash Flow Growth | -3.12% | -1.53% | -3.04% | -0.70% | 40.59% |
Net Change in Loans Held-for-Investment | -65.8 | -48.7 | -107.36 | -178.2 | 78.75 |
Net Change in Securities and Investments | 61.69 | 15.05 | 85.68 | -54.05 | -183.07 |
Payments for Business Acquisitions | 5.83 | 0 | 0 | - | - |
| -1.91 | -1.91 | -2.27 | -3.29 | -1.86 |
Sale of Property, Plant & Equipment | - | - | - | - | 0.63 |
Other Investing Activities | 0.39 | 14.62 | -29.26 | 0.85 | 1.66 |
| 0.2 | -20.94 | -53.2 | -234.69 | -103.9 |
| -30.37 | 79.11 | 17.23 | 72.69 | 105.38 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -19.67 | -31.39 | -46.19 | 78.26 | -18.15 |
| 0 | 59.39 | 85.44 | 50 | 39.1 |
| -44.52 | -32.25 | -9.4 | -23.96 | -34.1 |
Net Long-Term Debt Issued (Repaid) | -44.52 | 27.14 | 76.04 | 26.05 | 5.01 |
| - | - | - | 0.16 | 0.21 |
Repurchase of Common Stock | -0.22 | -0.63 | -6.78 | -9.35 | -7.59 |
Net Common Stock Issued (Repurchased) | -0.22 | -0.63 | -6.78 | -9.19 | -7.37 |
| -16.29 | -15.53 | -15.57 | -15.87 | -15.98 |
| -111.07 | 58.7 | 24.73 | 151.94 | 68.88 |
| -78.87 | 70.8 | 5.08 | -48.15 | -0.17 |
| 30.1 | 31.13 | 31.28 | 31.31 | 32.98 |
| -3.31% | -0.49% | -0.09% | -5.06% | 52.35% |
| 25.06% | 28.16% | 29.49% | 31.22% | 32.93% |
| 1.89 | 2.04 | 2.05 | 2.03 | 2.09 |
| -24.69 | 58.35 | 102.84 | 47.64 | 36.22 |
| -3.6 | 5.26 | 2.65 | -5.02 | 0.66 |
