Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
20.04
+0.08 (0.40%)
At close: Apr 2, 2025, 4:00 PM
20.16
+0.12 (0.61%)
After-hours: Apr 2, 2025, 5:30 PM EDT

Citizens & Northern Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Net Income
25.9624.1526.6230.5519.22
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Depreciation & Amortization
1.931.861.212.672.52
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Gain (Loss) on Sale of Investments
1.655.12.742.181.4
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Provision for Credit Losses
2.20.197.263.663.91
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Net Decrease (Increase) in Loans Originated / Sold - Operating
-1.030.481.412.274.24
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Accrued Interest Receivable
-3.01-1.4-3.530.19-2.65
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Change in Other Net Operating Assets
-1.83-2.7-0.55-0.57-0.52
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Other Operating Activities
-1.150.97-0.46-4.1-1.47
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Operating Cash Flow
33.0433.5534.634.8424.78
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Operating Cash Flow Growth
-1.53%-3.04%-0.70%40.59%10.34%
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Capital Expenditures
-1.91-2.27-3.29-1.86-3.14
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Sale of Property, Plant and Equipment
---0.63-
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Cash Acquisitions
----75.96
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Investment in Securities
14.992.98-49.19-183.4716.31
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Net Decrease (Increase) in Loans Originated / Sold - Investing
-48.7-107.36-178.278.751.56
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Other Investing Activities
14.77-36.56-4.012.075.89
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Investing Cash Flow
-20.94-53.2-234.69-103.996.58
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Short-Term Debt Issued
--78.26--
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Long-Term Debt Issued
59.3985.445039.125.89
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Total Debt Issued
59.3985.44128.2639.125.89
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Short-Term Debt Repaid
-31.39-46.19--18.15-99.97
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Long-Term Debt Repaid
-32.25-9.4-23.96-34.1-54.83
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Total Debt Repaid
-63.64-55.58-23.96-52.25-154.8
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Net Debt Issued (Repaid)
-4.2529.85104.3-13.15-128.91
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Issuance of Common Stock
--0.160.210.13
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Repurchase of Common Stock
-0.63-6.78-9.35-7.59-0.16
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Common Dividends Paid
-15.53-15.57-15.87-15.98-14.47
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Net Increase (Decrease) in Deposit Accounts
79.1117.2372.69105.3886.94
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Financing Cash Flow
58.724.73151.9468.88-56.47
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Net Cash Flow
70.85.08-48.15-0.1764.9
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Free Cash Flow
31.1331.2831.3132.9821.65
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Free Cash Flow Growth
-0.49%-0.09%-5.06%52.35%10.50%
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Free Cash Flow Margin
29.33%29.90%31.22%32.93%24.55%
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Free Cash Flow Per Share
2.042.052.022.091.47
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Cash Interest Paid
48.5631.949.58.1710.74
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Cash Income Tax Paid
4.846.385.5610.13.14
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Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q