Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
18.56
+0.29 (1.59%)
Jun 18, 2025, 4:00 PM - Market closed
Citizens & Northern Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 26.95 | 25.96 | 24.15 | 26.62 | 30.55 | 19.22 | Upgrade
|
| Depreciation & Amortization | 1.98 | 1.93 | 1.86 | 1.21 | 2.67 | 2.52 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.57 | 1.65 | 5.1 | 2.74 | 2.18 | 1.4 | Upgrade
|
| Provision for Credit Losses | 1.48 | 2.2 | 0.19 | 7.26 | 3.66 | 3.91 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.03 | -1.03 | 0.48 | 1.41 | 2.27 | 4.24 | Upgrade
|
| Accrued Interest Receivable | -4.61 | -3.01 | -1.4 | -3.53 | 0.19 | -2.65 | Upgrade
|
| Change in Other Net Operating Assets | -1.82 | -1.83 | -2.7 | -0.55 | -0.57 | -0.52 | Upgrade
|
| Other Operating Activities | -0.64 | -1.15 | 0.97 | -0.46 | -4.1 | -1.47 | Upgrade
|
| Operating Cash Flow | 28.89 | 33.04 | 33.55 | 34.6 | 34.84 | 24.78 | Upgrade
|
| Operating Cash Flow Growth | -2.82% | -1.53% | -3.04% | -0.70% | 40.59% | 10.34% | Upgrade
|
| Capital Expenditures | -1.7 | -1.91 | -2.27 | -3.29 | -1.86 | -3.14 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | - | - | 0.63 | - | Upgrade
|
| Cash Acquisitions | - | - | - | - | - | 75.96 | Upgrade
|
| Investment in Securities | 6.17 | 14.9 | 92.98 | -49.19 | -183.47 | 16.31 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -26.95 | -48.7 | -107.36 | -178.2 | 78.75 | 1.56 | Upgrade
|
| Other Investing Activities | 16 | 14.77 | -36.56 | -4.01 | 2.07 | 5.89 | Upgrade
|
| Investing Cash Flow | -6.48 | -20.94 | -53.2 | -234.69 | -103.9 | 96.58 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 78.26 | - | - | Upgrade
|
| Long-Term Debt Issued | - | 59.39 | 85.44 | 50 | 39.1 | 25.89 | Upgrade
|
| Total Debt Issued | 27.91 | 59.39 | 85.44 | 128.26 | 39.1 | 25.89 | Upgrade
|
| Short-Term Debt Repaid | - | -31.39 | -46.19 | - | -18.15 | -99.97 | Upgrade
|
| Long-Term Debt Repaid | - | -32.25 | -9.4 | -23.96 | -34.1 | -54.83 | Upgrade
|
| Total Debt Repaid | -70.55 | -63.64 | -55.58 | -23.96 | -52.25 | -154.8 | Upgrade
|
| Net Debt Issued (Repaid) | -42.65 | -4.25 | 29.85 | 104.3 | -13.15 | -128.91 | Upgrade
|
| Issuance of Common Stock | - | - | - | 0.16 | 0.21 | 0.13 | Upgrade
|
| Repurchase of Common Stock | -0.63 | -0.63 | -6.78 | -9.35 | -7.59 | -0.16 | Upgrade
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| Common Dividends Paid | -15.59 | -15.53 | -15.57 | -15.87 | -15.98 | -14.47 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 106.24 | 79.11 | 17.23 | 72.69 | 105.38 | 86.94 | Upgrade
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| Financing Cash Flow | 47.38 | 58.7 | 24.73 | 151.94 | 68.88 | -56.47 | Upgrade
|
| Net Cash Flow | 69.79 | 70.8 | 5.08 | -48.15 | -0.17 | 64.9 | Upgrade
|
| Free Cash Flow | 27.19 | 31.13 | 31.28 | 31.31 | 32.98 | 21.65 | Upgrade
|
| Free Cash Flow Growth | 0.70% | -0.49% | -0.09% | -5.06% | 52.35% | 10.50% | Upgrade
|
| Free Cash Flow Margin | 25.14% | 29.33% | 29.90% | 31.22% | 32.93% | 24.55% | Upgrade
|
| Free Cash Flow Per Share | 1.78 | 2.04 | 2.05 | 2.02 | 2.09 | 1.47 | Upgrade
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| Cash Interest Paid | 49.18 | 48.56 | 31.94 | 9.5 | 8.17 | 10.74 | Upgrade
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| Cash Income Tax Paid | 9.06 | 4.84 | 6.38 | 5.56 | 10.1 | 3.14 | Upgrade
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Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.