Citizens & Northern Statistics
Total Valuation
CZNC has a market cap or net worth of $310.61 million. The enterprise value is $395.25 million.
Important Dates
The next estimated earnings date is Thursday, October 16, 2025, after market close.
| Earnings Date | Oct 16, 2025 |
| Ex-Dividend Date | Aug 4, 2025 |
Share Statistics
CZNC has 15.51 million shares outstanding. The number of shares has increased by 0.71% in one year.
| Current Share Class | 15.51M |
| Shares Outstanding | 15.51M |
| Shares Change (YoY) | +0.71% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 4.65% |
| Owned by Institutions (%) | 33.33% |
| Float | 14.79M |
Valuation Ratios
The trailing PE ratio is 11.47 and the forward PE ratio is 9.44.
| PE Ratio | 11.47 |
| Forward PE | 9.44 |
| PS Ratio | 2.83 |
| Forward PS | 2.65 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 11.40 |
| P/OCF Ratio | 10.80 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.79 |
| EV / Sales | 3.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
| Return on Equity (ROE) | 9.81% |
| Return on Assets (ROA) | 1.04% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $280,596 |
| Profits Per Employee | $69,233 |
| Employee Count | 386 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZNC has paid $6.22 million in taxes.
| Income Tax | 6.22M |
| Effective Tax Rate | 18.75% |
Stock Price Statistics
The stock price has increased by +0.75% in the last 52 weeks. The beta is 0.58, so CZNC's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +0.75% |
| 50-Day Moving Average | 19.62 |
| 200-Day Moving Average | 19.65 |
| Relative Strength Index (RSI) | 52.40 |
| Average Volume (20 Days) | 28,284 |
Short Selling Information
The latest short interest is 209,664, so 1.35% of the outstanding shares have been sold short.
| Short Interest | 209,664 |
| Short Previous Month | 238,844 |
| Short % of Shares Out | 1.35% |
| Short % of Float | 1.42% |
| Short Ratio (days to cover) | 4.42 |
Income Statement
In the last 12 months, CZNC had revenue of $108.31 million and earned $26.72 million in profits. Earnings per share was $1.75.
| Revenue | 108.31M |
| Gross Profit | 108.31M |
| Operating Income | 33.34M |
| Pretax Income | 29.30M |
| Net Income | 26.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.75 |
Full Income StatementBalance Sheet
The company has $101.29 million in cash and $185.92 million in debt, giving a net cash position of -$84.64 million or -$5.46 per share.
| Cash & Cash Equivalents | 101.29M |
| Total Debt | 185.92M |
| Net Cash | -84.64M |
| Net Cash Per Share | -$5.46 |
| Equity (Book Value) | 286.36M |
| Book Value Per Share | 18.46 |
| Working Capital | -2.03B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.77 million and capital expenditures -$1.53 million, giving a free cash flow of $27.24 million.
| Operating Cash Flow | 28.77M |
| Capital Expenditures | -1.53M |
| Free Cash Flow | 27.24M |
| FCF Per Share | $1.76 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.78% |
| Pretax Margin | 30.63% |
| Profit Margin | 24.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.15% |
