Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
19.84
-0.18 (-0.90%)
Nov 20, 2024, 4:00 PM EST - Market closed

Citizens & Northern Statistics

Total Valuation

CZNC has a market cap or net worth of $305.82 million.

Market Cap 305.82M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 17, 2024, after market close.

Earnings Date Oct 17, 2024
Ex-Dividend Date Oct 28, 2024

Share Statistics

CZNC has 15.41 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class 15.41M
Shares Outstanding 15.41M
Shares Change (YoY) -0.38%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 4.39%
Owned by Institutions (%) 32.53%
Float 14.74M

Valuation Ratios

The trailing PE ratio is 13.82 and the forward PE ratio is 11.34.

PE Ratio 13.82
Forward PE 11.34
PS Ratio 2.97
Forward PS 2.62
PB Ratio 1.10
P/TBV Ratio 1.37
P/FCF Ratio 11.64
P/OCF Ratio 10.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.67
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.52%.

Return on Equity (ROE) 8.52%
Return on Assets (ROA) 0.86%
Return on Capital (ROIC) n/a
Revenue Per Employee $252,225
Profits Per Employee $54,146
Employee Count 404
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZNC has paid $5.63 million in taxes.

Income Tax 5.63M
Effective Tax Rate 20.33%

Stock Price Statistics

The stock price has decreased by -2.60% in the last 52 weeks. The beta is 0.45, so CZNC's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change -2.60%
50-Day Moving Average 19.54
200-Day Moving Average 18.60
Relative Strength Index (RSI) 50.59
Average Volume (20 Days) 29,597

Short Selling Information

The latest short interest is 61,337, so 0.40% of the outstanding shares have been sold short.

Short Interest 61,337
Short Previous Month 57,267
Short % of Shares Out 0.40%
Short % of Float 0.42%
Short Ratio (days to cover) 3.75

Income Statement

In the last 12 months, CZNC had revenue of $101.90 million and earned $21.88 million in profits. Earnings per share was $1.44.

Revenue 101.90M
Gross Profit 101.90M
Operating Income 27.67M
Pretax Income 29.30M
Net Income 21.88M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.44
Full Income Statement

Balance Sheet

The company has $186.21 million in cash and $227.73 million in debt, giving a net cash position of -$41.52 million or -$2.69 per share.

Cash & Cash Equivalents 186.21M
Total Debt 227.73M
Net Cash -41.52M
Net Cash Per Share -$2.69
Equity (Book Value) 277.31M
Book Value Per Share 17.99
Working Capital -1.97B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $28.71 million and capital expenditures -$2.44 million, giving a free cash flow of $26.27 million.

Operating Cash Flow 28.71M
Capital Expenditures -2.44M
Free Cash Flow 26.27M
FCF Per Share $1.70
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.16%
Pretax Margin 27.16%
Profit Margin 21.63%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 26.60%

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 5.65%.

Dividend Per Share $1.12
Dividend Yield 5.65%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 78.00%
Buyback Yield 0.38%
Shareholder Yield 6.03%
Earnings Yield 7.15%
FCF Yield 8.59%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 28, 2007. It was a forward split with a ratio of 1.01:1.

Last Split Date Dec 28, 2007
Split Type Forward
Split Ratio 1.01:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4