Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
18.53
-0.15 (-0.80%)
Dec 20, 2024, 4:00 PM EST - Market closed

Citizens & Northern Statistics

Total Valuation

CZNC has a market cap or net worth of $285.62 million. The enterprise value is $327.14 million.

Market Cap 285.62M
Enterprise Value 327.14M

Important Dates

The last earnings date was Thursday, October 17, 2024, after market close.

Earnings Date Oct 17, 2024
Ex-Dividend Date Oct 28, 2024

Share Statistics

CZNC has 15.41 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class 15.41M
Shares Outstanding 15.41M
Shares Change (YoY) -0.38%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 4.40%
Owned by Institutions (%) 32.24%
Float 14.74M

Valuation Ratios

The trailing PE ratio is 12.90 and the forward PE ratio is 10.38.

PE Ratio 12.90
Forward PE 10.38
PS Ratio 2.77
Forward PS n/a
PB Ratio 1.03
P/TBV Ratio 1.28
P/FCF Ratio 10.87
P/OCF Ratio 9.95
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.95
EV / Sales 3.21
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 12.45

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.67
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.52%.

Return on Equity (ROE) 8.52%
Return on Assets (ROA) 0.86%
Return on Capital (ROIC) n/a
Revenue Per Employee $252,225
Profits Per Employee $54,146
Employee Count 404
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZNC has paid $5.63 million in taxes.

Income Tax 5.63M
Effective Tax Rate 20.33%

Stock Price Statistics

The stock price has decreased by -16.57% in the last 52 weeks. The beta is 0.46, so CZNC's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change -16.57%
50-Day Moving Average 19.84
200-Day Moving Average 18.75
Relative Strength Index (RSI) 30.67
Average Volume (20 Days) 35,205

Short Selling Information

The latest short interest is 54,784, so 0.36% of the outstanding shares have been sold short.

Short Interest 54,784
Short Previous Month 62,334
Short % of Shares Out 0.36%
Short % of Float 0.37%
Short Ratio (days to cover) 1.82

Income Statement

In the last 12 months, CZNC had revenue of $101.90 million and earned $21.88 million in profits. Earnings per share was $1.44.

Revenue 101.90M
Gross Profit 101.90M
Operating Income 27.67M
Pretax Income 29.30M
Net Income 21.88M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.44
Full Income Statement

Balance Sheet

The company has $186.21 million in cash and $227.73 million in debt, giving a net cash position of -$41.52 million or -$2.69 per share.

Cash & Cash Equivalents 186.21M
Total Debt 227.73M
Net Cash -41.52M
Net Cash Per Share -$2.69
Equity (Book Value) 277.31M
Book Value Per Share 17.99
Working Capital -1.97B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $28.71 million and capital expenditures -$2.44 million, giving a free cash flow of $26.27 million.

Operating Cash Flow 28.71M
Capital Expenditures -2.44M
Free Cash Flow 26.27M
FCF Per Share $1.70
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.16%
Pretax Margin 27.16%
Profit Margin 21.63%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 25.78%

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 6.04%.

Dividend Per Share $1.12
Dividend Yield 6.04%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 78.00%
Buyback Yield 0.38%
Shareholder Yield 6.42%
Earnings Yield 7.66%
FCF Yield 9.20%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 28, 2007. It was a forward split with a ratio of 1.01:1.

Last Split Date Dec 28, 2007
Split Type Forward
Split Ratio 1.01:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4