Citizens & Northern Statistics
Total Valuation
CZNC has a market cap or net worth of $462.72 million. The enterprise value is $550.22 million.
| Market Cap | 462.72M |
| Enterprise Value | 550.22M |
Important Dates
The last earnings date was Friday, August 7, 2026.
| Earnings Date | Aug 7, 2026 |
| Ex-Dividend Date | Aug 3, 2026 |
Share Statistics
CZNC has 17.93 million shares outstanding. The number of shares has increased by 12.01% in one year.
| Current Share Class | 17.93M |
| Shares Outstanding | 17.93M |
| Shares Change (YoY) | +12.01% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 5.06% |
| Owned by Institutions (%) | 33.68% |
| Float | 17.03M |
Valuation Ratios
The trailing PE ratio is 17.51 and the forward PE ratio is 9.59.
| PE Ratio | 17.51 |
| Forward PE | 9.59 |
| PS Ratio | 3.64 |
| Forward PS | 3.07 |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.70 |
| P/FCF Ratio | 10.34 |
| P/OCF Ratio | 10.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 21.78 |
| EV / Sales | 4.32 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.82 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.01%.
| Return on Equity (ROE) | 8.01% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.66% |
| Revenue Per Employee | $276,665 |
| Profits Per Employee | $54,924 |
| Employee Count | 460 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZNC has paid $5.82 million in taxes.
| Income Tax | 5.82M |
| Effective Tax Rate | 18.67% |
Stock Price Statistics
The stock price has increased by +32.17% in the last 52 weeks. The beta is 0.39, so CZNC's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +32.17% |
| 50-Day Moving Average | 23.92 |
| 200-Day Moving Average | 22.20 |
| Relative Strength Index (RSI) | 65.44 |
| Average Volume (20 Days) | 71,002 |
Short Selling Information
The latest short interest is 400,041, so 2.23% of the outstanding shares have been sold short.
| Short Interest | 400,041 |
| Short Previous Month | 333,202 |
| Short % of Shares Out | 2.23% |
| Short % of Float | 2.35% |
| Short Ratio (days to cover) | 6.18 |
Income Statement
In the last 12 months, CZNC had revenue of $127.27 million and earned $25.27 million in profits. Earnings per share was $1.47.
| Revenue | 127.27M |
| Gross Profit | 127.27M |
| Operating Income | 38.94M |
| Pretax Income | 31.17M |
| Net Income | 25.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.47 |
Balance Sheet
The company has $83.59 million in cash and $171.09 million in debt, with a net cash position of -$87.50 million or -$4.88 per share.
| Cash & Cash Equivalents | 83.59M |
| Total Debt | 171.09M |
| Net Cash | -87.50M |
| Net Cash Per Share | -$4.88 |
| Equity (Book Value) | 346.14M |
| Book Value Per Share | 19.29 |
| Working Capital | -2.55B |
Cash Flow
In the last 12 months, operating cash flow was $45.99 million and capital expenditures -$1.22 million, giving a free cash flow of $44.77 million.
| Operating Cash Flow | 45.99M |
| Capital Expenditures | -1.22M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -60.19M |
| Free Cash Flow | 44.77M |
| FCF Per Share | $2.50 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.60% |
| Pretax Margin | 24.49% |
| Profit Margin | 19.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.18% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 4.34%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 4.34% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 76.03% |
| Buyback Yield | -12.01% |
| Shareholder Yield | -7.66% |
| Earnings Yield | 5.46% |
| FCF Yield | 9.68% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 28, 2007. It was a forward split with a ratio of 1.01:1.
| Last Split Date | Dec 28, 2007 |
| Split Type | Forward |
| Split Ratio | 1.01:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |