Citizens & Northern Statistics
Total Valuation
CZNC has a market cap or net worth of $312.86 million. The enterprise value is $397.49 million.
Important Dates
The next estimated earnings date is Thursday, October 16, 2025, after market close.
Earnings Date | Oct 16, 2025 |
Ex-Dividend Date | Aug 4, 2025 |
Share Statistics
CZNC has 15.51 million shares outstanding. The number of shares has increased by 0.71% in one year.
Current Share Class | 15.51M |
Shares Outstanding | 15.51M |
Shares Change (YoY) | +0.71% |
Shares Change (QoQ) | +0.13% |
Owned by Insiders (%) | 4.65% |
Owned by Institutions (%) | 33.34% |
Float | 14.79M |
Valuation Ratios
The trailing PE ratio is 11.55 and the forward PE ratio is 9.51.
PE Ratio | 11.55 |
Forward PE | 9.51 |
PS Ratio | 2.85 |
Forward PS | 2.67 |
PB Ratio | 1.09 |
P/TBV Ratio | 1.35 |
P/FCF Ratio | 11.49 |
P/OCF Ratio | 10.87 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 14.87 |
EV / Sales | 3.67 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 14.59 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 6.83 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
Return on Equity (ROE) | 9.81% |
Return on Assets (ROA) | 1.04% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $280,596 |
Profits Per Employee | $69,233 |
Employee Count | 386 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CZNC has paid $6.22 million in taxes.
Income Tax | 6.22M |
Effective Tax Rate | 18.75% |
Stock Price Statistics
The stock price has increased by +3.44% in the last 52 weeks. The beta is 0.58, so CZNC's price volatility has been lower than the market average.
Beta (5Y) | 0.58 |
52-Week Price Change | +3.44% |
50-Day Moving Average | 19.55 |
200-Day Moving Average | 19.65 |
Relative Strength Index (RSI) | 56.14 |
Average Volume (20 Days) | 31,841 |
Short Selling Information
The latest short interest is 238,844, so 1.54% of the outstanding shares have been sold short.
Short Interest | 238,844 |
Short Previous Month | 232,918 |
Short % of Shares Out | 1.54% |
Short % of Float | 1.61% |
Short Ratio (days to cover) | 5.28 |
Income Statement
In the last 12 months, CZNC had revenue of $108.31 million and earned $26.72 million in profits. Earnings per share was $1.75.
Revenue | 108.31M |
Gross Profit | 108.31M |
Operating Income | 33.34M |
Pretax Income | 29.30M |
Net Income | 26.72M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.75 |
Full Income Statement Balance Sheet
The company has $101.29 million in cash and $185.92 million in debt, giving a net cash position of -$84.64 million or -$5.46 per share.
Cash & Cash Equivalents | 101.29M |
Total Debt | 185.92M |
Net Cash | -84.64M |
Net Cash Per Share | -$5.46 |
Equity (Book Value) | 286.36M |
Book Value Per Share | 18.46 |
Working Capital | -2.03B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $28.77 million and capital expenditures -$1.53 million, giving a free cash flow of $27.24 million.
Operating Cash Flow | 28.77M |
Capital Expenditures | -1.53M |
Free Cash Flow | 27.24M |
FCF Per Share | $1.76 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 30.78% |
Pretax Margin | 30.63% |
Profit Margin | 24.88% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 25.15% |