Ellington Credit Company (EARN)

NYSE: EARN · Real-Time Price · USD
4.650
-0.070 (-1.48%)
At close: Jun 3, 2026, 4:00 PM EDT
4.698
+0.048 (1.03%)
After-hours: Jun 3, 2026, 5:28 PM EDT
Market Cap174.76M -18.4%
Revenue (ttm)43.49M +136.1%
Net Income-38.85M
EPS-1.03
Shares Out 37.58M
PE Ration/a
Forward PE5.28
Dividend$0.96 (20.65%)
Ex-Dividend DateMay 29, 2026
Volume235,990
Open4.710
Previous Close4.720
Day's Range4.650 - 4.720
52-Week Range4.270 - 6.080
Beta1.27
AnalystsHold
Price Target5.25 (+12.9%)
Earnings DateMay 19, 2026

About EARN

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.

Sector Financials
IPO Date May 1, 2013
Country United States
Stock Exchange NYSE
Ticker Symbol EARN
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for EARN stock is "Hold." The 12-month stock price target is $5.25, which is an increase of 12.90% from the latest price.

Price Target
$5.25
(12.90% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Ellington Credit Company Earnings Call Transcript: Q1 2026

Q1 2026 saw technical-driven NAV declines and a GAAP net loss, but active trading, a focus on mezzanine debt, and a timely debt issuance positioned the fund for recovery. Improved market conditions in Q2 and portfolio rotations are expected to boost adjusted NII and support dividend coverage.

14 days ago - Transcripts

Ellington Credit Company Earnings release: Q1 2026

Ellington Credit Company released its Q1 2026 earnings on May 20, 2026, summarizing the period's financial results.

14 days ago - Filings

Ellington Credit Company Slides: Q1 2026

Ellington Credit Company has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 20, 2026.

14 days ago - Filings

Ellington Credit reports Q4 adjusted NII 19c, two estimates 24c

“The first calendar quarter of 2026 was marked by continued headwinds and volatility in the CLO market,” said Laurence Penn, Chief Executive Officer and President. “For Ellington Credit (EARN), while…

15 days ago - TheFly

Ellington Credit Company Announces Financial Results for the Fourth Fiscal Quarter Ended March 31, 2026

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) ("we") today reported financial results for the quarter ended March 31, 2026. Highlights Net asset value (NAV) per share wa...

15 days ago - Business Wire

Ellington Credit Declares Monthly Common Dividend

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) ("we" or the "Fund") today announced that its Board of Trustees has declared a monthly common dividend of $0.08 per share, ...

27 days ago - Business Wire

Ellington Credit Company Announces Release Date of Earnings, Conference Call, and Investor Presentation

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) (the "Company") today announced that it will release financial results for the quarter ended March 31, 2026 after market cl...

4 weeks ago - Business Wire

Ellington Credit Company Proxy statement: Proxy filing

Ellington Credit Company filed a proxy statement on May 5, 2026, providing details for shareholder voting and corporate governance matters.

4 weeks ago - Filings

Ellington Credit Company Proxy statement: Proxy filing

Ellington Credit Company filed a proxy statement on May 5, 2026, providing details for shareholder voting and corporate governance matters.

4 weeks ago - Filings

Ellington Credit Company Closes Offering of Unsecured Notes

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) (the “Fund”) today announced the closing of its previously announced underwritten public offering of $50.0 million aggregat...

2 months ago - Business Wire

Ellington Credit Company Prices Offering of Unsecured Notes

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) (the “Fund”) today announced the pricing of an underwritten public offering of $50 million aggregate principal amount of 8....

2 months ago - Business Wire

Ellington Credit announces offering of unsecured notes

Ellington Credit (EARN) Company announced the commencement of an underwritten public offering of unsecured notes due 2031. The public offering price, interest rate, and other terms will be determined ...

2 months ago - TheFly

Ellington Credit Company Announces Offering of Unsecured Notes

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) (the “Fund”) today announced the commencement of an underwritten public offering of unsecured notes due 2031 (the “2031 Not...

2 months ago - Business Wire

Ellington Credit price target lowered to $5.50 from $6 at Piper Sandler

Piper Sandler analyst Crispin Love lowered the firm’s price target on Ellington Credit (EARN) to $5.50 from $6 and keeps an Overweight rating on the shares. The firm notes core…

3 months ago - TheFly

Ellington Credit Company Earnings Call Transcript: Q4 2025

Q4 2025 saw a challenging CLO equity market, with a 9% NAV decline, but active trading and a shift to mezzanine debt limited losses and outperformed peers. The portfolio remains diversified, with increased credit hedges and a focus on seizing distressed market opportunities.

3 months ago - Transcripts

Ellington Credit Company Earnings release: Q4 2025

Ellington Credit Company released its Q4 2025 earnings on March 5, 2026, summarizing the period's financial results.

3 months ago - Filings

Ellington Credit Company Slides: Q4 2025

Ellington Credit Company has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 5, 2026.

3 months ago - Filings

Ellington Credit Company Slides: Investor presentation

Ellington Credit Company has posted slides in relation to its latest quarterly earnings report, which was published on March 5, 2026.

3 months ago - Filings

Ellington Credit Company Announces Financial Results for the Third Fiscal Quarter Ended December 31, 2025

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) ("we") today reported financial results for the quarter ended December 31, 2025. Highlights Net asset value (NAV) per share...

3 months ago - Business Wire

Ellington Credit Announces the Income Tax Treatment of its 2025 Distributions

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) (the "Fund") today announced that information regarding the federal income tax treatment of the distributions deemed paid i...

4 months ago - Business Wire

Ellington Credit price target lowered to $6 from $6.50 at Piper Sandler

Piper Sandler lowered the firm’s price target on Ellington Credit (EARN) to $6 from $6.50 and keeps an Overweight rating on the shares as part of a Q4 preview for…

5 months ago - TheFly

Ellington Credit Company Earnings Call Transcript: Q3 2025

Full dividend coverage was achieved as net investment income and the CLO portfolio grew, supported by active trading and increased credit hedges for downside protection. The company plans to issue unsecured notes to further enhance earnings and maintain a balanced, risk-managed portfolio.

6 months ago - Transcripts

Ellington Credit Company Earnings release: Q3 2025

Ellington Credit Company released its Q3 2025 earnings on November 20, 2025, summarizing the period's financial results.

6 months ago - Filings

Ellington Credit Company Slides: Q3 2025

Ellington Credit Company has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 20, 2025.

6 months ago - Filings

Ellington Credit Company Announces Financial Results for the Second Fiscal Quarter Ended September 30, 2025

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Credit Company (NYSE: EARN) ("we") today reported financial results for the quarter ended September 30, 2025. Highlights Net asset value (NAV) per shar...

7 months ago - Business Wire