Ellington Credit Company Statistics
Total Valuation
EARN has a market cap or net worth of $134.36 million. The enterprise value is $316.66 million.
| Market Cap | 134.36M |
| Enterprise Value | 316.66M |
Important Dates
The last earnings date was Wednesday, August 12, 2026, after market close.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | Oct 30, 2026 |
Share Statistics
EARN has 38.17 million shares outstanding. The number of shares has increased by 85.71% in one year.
| Current Share Class | 38.17M |
| Shares Outstanding | 38.17M |
| Shares Change (YoY) | +85.71% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 1.36% |
| Owned by Institutions (%) | 3.96% |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 4.26 |
| PS Ratio | 3.23 |
| Forward PS | 3.38 |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.84 |
| P/FCF Ratio | 0.35 |
| P/OCF Ratio | 0.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 7.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.83 |
Financial Position
The company has a current ratio of 0.11, with a Debt / Equity ratio of 1.29.
| Current Ratio | 0.11 |
| Quick Ratio | 0.11 |
| Debt / Equity | 1.29 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.54 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | 7.17% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.51% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -31.52% in the last 52 weeks. The beta is 1.30, so EARN's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -31.52% |
| 50-Day Moving Average | 4.12 |
| 200-Day Moving Average | 4.61 |
| Relative Strength Index (RSI) | 37.29 |
| Average Volume (20 Days) | 511,889 |
Short Selling Information
The latest short interest is 752,067, so 1.97% of the outstanding shares have been sold short.
| Short Interest | 752,067 |
| Short Previous Month | 1.03M |
| Short % of Shares Out | 1.97% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.31 |
Income Statement
In the last 12 months, EARN had revenue of $41.60 million and -$33.77 million in losses. Loss per share was -$0.88.
| Revenue | 41.60M |
| Gross Profit | 41.60M |
| Operating Income | 26.63M |
| Pretax Income | -33.77M |
| Net Income | -33.77M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.88 |
Balance Sheet
The company has $23.47 million in cash and $205.77 million in debt, with a net cash position of -$182.30 million or -$4.78 per share.
| Cash & Cash Equivalents | 23.47M |
| Total Debt | 205.77M |
| Net Cash | -182.30M |
| Net Cash Per Share | -$4.78 |
| Equity (Book Value) | 159.71M |
| Book Value Per Share | 4.18 |
| Working Capital | -182.30M |
Cash Flow
| Operating Cash Flow | 380.05M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -299.77M |
| Free Cash Flow | 380.05M |
| FCF Per Share | $9.96 |
Margins
Gross margin is 100.00%, with operating and profit margins of 64.01% and -81.20%.
| Gross Margin | 100.00% |
| Operating Margin | 64.01% |
| Pretax Margin | -81.20% |
| Profit Margin | -81.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 869.09% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 27.27%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 27.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | 9.64% |
| Buyback Yield | -85.71% |
| Shareholder Yield | -58.44% |
| Earnings Yield | -25.14% |
| FCF Yield | 282.86% |
Analyst Forecast
The average price target for EARN is $4.50, which is 27.84% higher than the current price. The consensus rating is "Buy".
| Price Target | $4.50 |
| Price Target Difference | 27.84% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |