Ellington Credit Company Statistics
Total Valuation
EARN has a market cap or net worth of $185.29 million. The enterprise value is $685.93 million.
Important Dates
The next confirmed earnings date is Tuesday, May 19, 2026, after market close.
| Earnings Date | May 19, 2026 |
| Ex-Dividend Date | May 29, 2026 |
Share Statistics
EARN has 37.58 million shares outstanding.
| Current Share Class | 37.58M |
| Shares Outstanding | 37.58M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 9.68% |
| Float | 37.06M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 4.95 |
| PS Ratio | 5.16 |
| Forward PS | 3.49 |
| PB Ratio | 0.81 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 9.49 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 19.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.05, with a Debt / Equity ratio of 2.27.
| Current Ratio | 0.05 |
| Quick Ratio | 0.05 |
| Debt / Equity | 2.27 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -2.82% and return on invested capital (ROIC) is 3.47%.
| Return on Equity (ROE) | -2.82% |
| Return on Assets (ROA) | -0.60% |
| Return on Invested Capital (ROIC) | 3.47% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.96% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, EARN has paid $201,000 in taxes.
| Income Tax | 201,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -8.70% in the last 52 weeks. The beta is 1.27, so EARN's price volatility has been higher than the market average.
| Beta (5Y) | 1.27 |
| 52-Week Price Change | -8.70% |
| 50-Day Moving Average | 4.63 |
| 200-Day Moving Average | 5.22 |
| Relative Strength Index (RSI) | 65.54 |
| Average Volume (20 Days) | 425,850 |
Short Selling Information
The latest short interest is 924,751, so 2.46% of the outstanding shares have been sold short.
| Short Interest | 924,751 |
| Short Previous Month | 1.25M |
| Short % of Shares Out | 2.46% |
| Short % of Float | 2.50% |
| Short Ratio (days to cover) | 2.31 |
Income Statement
In the last 12 months, EARN had revenue of $35.89 million and -$5.25 million in losses. Loss per share was -$0.19.
| Revenue | 35.89M |
| Gross Profit | 35.89M |
| Operating Income | 26.15M |
| Pretax Income | -5.04M |
| Net Income | -5.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.19 |
Full Income StatementBalance Sheet
The company has $17.85 million in cash and $518.50 million in debt, with a net cash position of -$500.64 million or -$13.32 per share.
| Cash & Cash Equivalents | 17.85M |
| Total Debt | 518.50M |
| Net Cash | -500.64M |
| Net Cash Per Share | -$13.32 |
| Equity (Book Value) | 228.50M |
| Book Value Per Share | 6.08 |
| Working Capital | -526.15M |
Full Balance SheetCash Flow
| Operating Cash Flow | 19.53M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -165.88M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 72.87% and -14.61%.
| Gross Margin | 100.00% |
| Operating Margin | 72.87% |
| Pretax Margin | -14.05% |
| Profit Margin | -14.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 19.47%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 19.47% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -67.58% |
| Shareholder Yield | -48.11% |
| Earnings Yield | -2.83% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for EARN is $5.38, which is 9.13% higher than the current price. The consensus rating is "Buy".
| Price Target | $5.38 |
| Price Target Difference | 9.13% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
