Ellington Credit Company Statistics
Total Valuation
EARN has a market cap or net worth of $168.33 million. The enterprise value is $331.71 million.
| Market Cap | 168.33M |
| Enterprise Value | 331.71M |
Important Dates
The last earnings date was Wednesday, August 12, 2026, after market close.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
EARN has 38.17 million shares outstanding. The number of shares has increased by 109.36% in one year.
| Current Share Class | 38.17M |
| Shares Outstanding | 38.17M |
| Shares Change (YoY) | +109.36% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 1.36% |
| Owned by Institutions (%) | 3.90% |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.16 |
| PS Ratio | 3.85 |
| Forward PS | 4.27 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 0.44 |
| P/OCF Ratio | 0.44 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 7.59 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.87 |
Financial Position
The company has a current ratio of 0.34, with a Debt / Equity ratio of 1.45.
| Current Ratio | 0.34 |
| Quick Ratio | 0.34 |
| Debt / Equity | 1.45 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -20.32% and return on invested capital (ROIC) is 4.99%.
| Return on Equity (ROE) | -20.32% |
| Return on Assets (ROA) | -6.64% |
| Return on Invested Capital (ROIC) | 4.99% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.83% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -21.11% in the last 52 weeks. The beta is 1.27, so EARN's price volatility has been higher than the market average.
| Beta (5Y) | 1.27 |
| 52-Week Price Change | -21.11% |
| 50-Day Moving Average | 4.43 |
| 200-Day Moving Average | 4.86 |
| Relative Strength Index (RSI) | 51.03 |
| Average Volume (20 Days) | 417,284 |
Short Selling Information
The latest short interest is 1.25 million, so 3.28% of the outstanding shares have been sold short.
| Short Interest | 1.25M |
| Short Previous Month | 929,454 |
| Short % of Shares Out | 3.28% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.06 |
Income Statement
In the last 12 months, EARN had revenue of $43.73 million and -$38.85 million in losses. Loss per share was -$1.03.
| Revenue | 43.73M |
| Gross Profit | 43.73M |
| Operating Income | 28.06M |
| Pretax Income | -38.85M |
| Net Income | -38.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.03 |
Balance Sheet
The company has $60.12 million in cash and $223.50 million in debt, with a net cash position of -$163.38 million or -$4.28 per share.
| Cash & Cash Equivalents | 60.12M |
| Total Debt | 223.50M |
| Net Cash | -163.38M |
| Net Cash Per Share | -$4.28 |
| Equity (Book Value) | 153.82M |
| Book Value Per Share | 4.09 |
| Working Capital | -154.91M |
Cash Flow
| Operating Cash Flow | 380.05M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -299.77M |
| Free Cash Flow | 380.05M |
| FCF Per Share | $9.96 |
Margins
Gross margin is 100.00%, with operating and profit margins of 64.17% and -88.84%.
| Gross Margin | 100.00% |
| Operating Margin | 64.17% |
| Pretax Margin | -88.84% |
| Profit Margin | -88.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 869.09% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 21.77%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 21.77% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -109.36% |
| Shareholder Yield | -87.59% |
| Earnings Yield | -23.08% |
| FCF Yield | 225.77% |
Analyst Forecast
The average price target for EARN is $5.00, which is 13.38% higher than the current price. The consensus rating is "Hold".
| Price Target | $5.00 |
| Price Target Difference | 13.38% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |