Ellington Credit Company (EARN)

Ellington Credit Company Statistics

Total Valuation

EARN has a market cap or net worth of $178.15 million. The enterprise value is $678.79 million.

Market Cap	178.15M
Enterprise Value	678.79M

Important Dates

The last earnings date was Tuesday, May 19, 2026, after market close.

Earnings Date	May 19, 2026
Ex-Dividend Date	May 29, 2026

Share Statistics

EARN has 37.58 million shares outstanding.

Current Share Class	37.58M
Shares Outstanding	37.58M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.38%
Owned by Institutions (%)	6.42%
Float	37.06M

Valuation Ratios

PE Ratio	n/a
Forward PE	5.39
PS Ratio	-3.40
Forward PS	3.28
PB Ratio	0.78
P/TBV Ratio	0.78
P/FCF Ratio	n/a
P/OCF Ratio	4.84
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.05, with a Debt / Equity ratio of 2.27.

Current Ratio	0.05
Quick Ratio	0.05
Debt / Equity	2.27
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	-8.32%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.87%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-24,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -16.40% in the last 52 weeks. The beta is 1.27, so EARN's price volatility has been higher than the market average.

Beta (5Y)	1.27
52-Week Price Change	-16.40%
50-Day Moving Average	4.67
200-Day Moving Average	5.15
Relative Strength Index (RSI)	47.62
Average Volume (20 Days)	429,858

Short Selling Information

The latest short interest is 1.16 million, so 3.10% of the outstanding shares have been sold short.

Short Interest	1.16M
Short Previous Month	924,751
Short % of Shares Out	3.10%
Short % of Float	3.14%
Short Ratio (days to cover)	2.85

Income Statement

In the last 12 months, EARN had revenue of -$52.42 million and -$31.48 million in losses. Loss per share was -$0.90.

Revenue	-52.42M
Gross Profit	-52.42M
Operating Income	-62.75M
Pretax Income	-31.50M
Net Income	-31.48M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.90

Balance Sheet

The company has $17.85 million in cash and $518.50 million in debt, with a net cash position of -$500.64 million or -$13.32 per share.

Cash & Cash Equivalents	17.85M
Total Debt	518.50M
Net Cash	-500.64M
Net Cash Per Share	-$13.32
Equity (Book Value)	228.50M
Book Value Per Share	6.08
Working Capital	-526.15M

Cash Flow

Operating Cash Flow	36.84M
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	-184.24M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	119.70%
Pretax Margin	60.09%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 19.51%.

Dividend Per Share	$0.96
Dividend Yield	19.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-112.97%
Shareholder Yield	-93.46%
Earnings Yield	-17.67%
FCF Yield	n/a

Analyst Forecast

The average price target for EARN is $5.25, which is 10.76% higher than the current price. The consensus rating is "Hold".

Price Target	$5.25
Price Target Difference	10.76%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2