Ellington Credit Company (EARN)

NYSE: EARN · Real-Time Price · USD

4.740

-0.100 (-2.07%)

At close: May 29, 2026, 4:00 PM EDT

4.790

+0.050 (1.05%)

After-hours: May 29, 2026, 7:50 PM EDT

Ellington Credit Company Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	42.74	42.12	15.07	-2.71	20.19	25.64
Net Interest Income Growth	77.81%	179.51%	-	-	-21.27%	47.74%
Non-Interest Income	-	-	0.81	12.8	-45.26	-26.2
Non-Interest Income Growth	-	-	-93.66%	-	-	-
Revenues Before Loan Losses	42.74	42.12	15.88	10.09	-25.07	-0.56
Revenue	42.74	42.12	15.88	10.09	-25.07	-0.56
Revenue Growth (YoY)	810.18%	165.24%	57.32%	-	-	-
Compensation Expenses	-	-	1.56	0.74	0.71	0.72
Selling, General & Admin	-	-	5.02	3.32	2.98	3.72
Other Non-Interest Expenses	-13.42	-10.12	2.21	1.48	1.44	1.31
Total Non-Interest Expense	-13.42	-10.12	8.78	5.54	5.13	5.75
Pretax Income	56.16	52.24	7.1	4.56	-30.2	-6.31
Provision for Income Taxes	-	-	0.51	-	-	-
Net Income	-38.85	-14.45	6.59	4.56	-30.2	-6.31
Net Income to Common	-38.85	-14.45	6.59	4.56	-30.2	-6.31
Net Income Growth	-	-	44.46%	-	-	-
Shares Outstanding (Basic)	38	37	24	15	13	13
Shares Outstanding (Diluted)	38	37	24	15	13	13
Shares Change (YoY)	37.24%	56.41%	58.50%	13.01%	3.78%	2.68%
EPS (Basic)	-1.04	-0.41	0.28	0.31	-2.29	-0.50
EPS (Diluted)	-1.04	-0.41	0.28	0.31	-2.29	-0.50
EPS Growth	-	-	-9.68%	-	-	-
Shares Outstanding	37.58	37.56	29.65	18.6	13.38	13.11
Free Cash Flow	-	0	9.11	-10.02	22.42	27.88
Free Cash Flow Growth	-	-	-	-	-19.60%	14.41%
Free Cash Flow Per Share	-	-	0.39	-0.67	1.70	2.20
Dividends Per Share	-	-	0.960	0.960	1.040	1.180
Dividend Growth	-	-	-	-7.69%	-11.86%	5.36%
Profit Margin	131.39%	124.03%	41.47%	45.17%	120.45%	1132.68%
FCF Margin	-	0.00%	57.38%	-99.29%	-89.42%	-5005.39%
Effective Tax Rate	-	0.00%	7.19%	0.00%	0.00%	0.00%

SEC Filings: 10-K · 10-Q