Ellington Credit Company (EARN)

Ellington Credit Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2024	FY 2023	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Mar 31, 2024	Dec 31, 2023	Mar 31, 2023	Dec 31, 2022
Net Interest Income	42.72	15.07	15.07	-2.71	-2.71	20.19
Net Interest Income Growth	183.50%	-	-	-	-	-
Non-Interest Income	-43.88	0.81	0.81	12.8	12.8	-45.26
Non-Interest Income Growth	-	-	-93.66%	-	-	-
Revenues Before Loan Losses	-1.16	15.88	15.88	10.09	10.09	-25.07
Revenue	-1.16	15.88	15.88	10.09	10.09	-25.07
Revenue Growth (YoY)	-	-	57.32%	-	-	-
Compensation Expenses	0.43	1.56	1.56	0.74	0.74	0.71
Selling, General & Admin	1.46	4.65	4.65	2.94	2.94	2.58
Other Non-Interest Expenses	11.41	2.58	2.58	1.86	1.86	1.84
Total Non-Interest Expense	13.3	8.78	8.78	5.54	5.54	5.13
Pretax Income	-14.46	7.1	7.1	4.56	4.56	-30.2
Provision for Income Taxes	0.01	-0.51	-0.51	-	-	-
Net Income	-14.45	6.59	6.59	4.56	4.56	-30.2
Net Income to Common	-14.45	6.59	6.59	4.56	4.56	-30.2
Net Income Growth	-	-	44.46%	-	-	-
Shares Outstanding (Basic)	37	24	24	15	15	13
Shares Outstanding (Diluted)	37	24	24	15	15	13
Shares Change (YoY)	56.52%	0.04%	58.43%	0.03%	12.97%	0.00%
EPS (Basic)	-0.41	0.28	0.32	0.31	0.20	-2.29
EPS (Diluted)	-0.41	0.28	0.32	0.31	0.20	-2.29
EPS Growth	-	-12.50%	3.23%	55.00%	-	-
Shares Outstanding	37.56	29.65	19.82	18.6	13.78	13.38
Free Cash Flow	-	9.11	0	-10.02	0	0
Free Cash Flow Per Share	-	0.39	-	-0.67	-	-
Dividends Per Share	-	0.960	-	0.960	-	1.040
Profit Margin	1250.17%	41.47%	41.47%	45.17%	45.17%	120.45%
FCF Margin	-	57.38%	0.00%	-99.29%	0.00%	0.00%
Effective Tax Rate	-0.04%	-7.19%	-7.19%	0.00%	0.00%	0.00%

Updated Mar 4, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q