Ellington Credit Company (EARN)

NYSE: EARN · Real-Time Price · USD

4.410

-0.040 (-0.90%)

At close: Aug 21, 2026, 4:00 PM EDT

4.468

+0.058 (1.31%)

After-hours: Aug 21, 2026, 7:30 PM EDT

Ellington Credit Company Financials Overview

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Revenue	43.73	43.73	-52.42	41.24	-0.07	84.58
Revenue Growth	137.42%	-	-	-	-	190.14%
Operating Income	28.06	28.06	-62.75	32.46	-5.6	79.45
Net Income	-38.85	-38.85	-31.48	6.59	4.56	-30.2
Earnings Per Share	-1.03	-1.03	-0.90	0.28	0.31	-2.29
EPS Growth	-	-	-	-8.85%	-	-

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash & Investments	60.12	60.12	17.85	96.71	112.81	104.09
Total Debt	223.5	223.5	518.5	568.66	736.87	845.57
Net Cash (Debt)	-163.38	-163.38	-500.64	-471.95	-624.06	-741.49
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-4.35	-4.35	-14.38	-20.02	-41.95	-56.33

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Operating Cash Flow	380.05	380.05	36.84	9.11	-10.02	22.42
Free Cash Flow	380.05	380.05	36.84	9.11	-10.02	22.42
Free Cash Flow Growth	-	931.52%	304.35%	-	-	-19.60%

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Operating Margin	64.17%	64.17%	-	78.70%	-	93.94%
Pretax Margin	-88.84%	-88.84%	60.09%	17.21%	-7013.85%	-35.70%
Profit Margin	-88.84%	-88.84%	-	15.97%	-	-35.70%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 22, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.960	0.960	0.960	0.960	0.960	1.040
Dividend Per Share Growth	0%	0%	0%	0%	-7.69%	-11.86%
Dividend Yield	21.77%	23.23%	22.71%	19.28%	24.04%	26.82%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 22, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
PE Ratio	-	-	-	29.33	21.96	-
Forward PE	5.16	4.45	6.00	6.00	6.34	7.24
PS Ratio	4.05	3.81	-3.88	4.68	-1539.92	1.07