Ellington Credit Company (EARN)
NYSE: EARN · Real-Time Price · USD
5.45
+0.02 (0.37%)
Apr 23, 2025, 4:00 PM EDT - Market closed

Ellington Credit Company Statistics

Total Valuation

EARN has a market cap or net worth of $204.32 million. The enterprise value is $676.27 million.

Market Cap 204.32M
Enterprise Value 676.27M

Important Dates

The next estimated earnings date is Tuesday, May 13, 2025, after market close.

Earnings Date May 13, 2025
Ex-Dividend Date Apr 30, 2025

Share Statistics

EARN has 37.56 million shares outstanding. The number of shares has increased by 58.50% in one year.

Current Share Class 37.56M
Shares Outstanding 37.56M
Shares Change (YoY) +58.50%
Shares Change (QoQ) +12.28%
Owned by Insiders (%) 1.34%
Owned by Institutions (%) 18.63%
Float 37.06M

Valuation Ratios

The trailing PE ratio is 19.47 and the forward PE ratio is 5.49.

PE Ratio 19.47
Forward PE 5.49
PS Ratio 3.11
Forward PS 6.08
PB Ratio 0.83
P/TBV Ratio 1.05
P/FCF Ratio n/a
P/OCF Ratio 22.42
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 102.68
EV / Sales 16.40
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.22, with a Debt / Equity ratio of 2.94.

Current Ratio 0.22
Quick Ratio 0.22
Debt / Equity 2.94
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.99%.

Return on Equity (ROE) 3.99%
Return on Assets (ROA) 0.74%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $274,933
Profits Per Employee $43,907
Employee Count 150
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, EARN has paid $510,000 in taxes.

Income Tax 510,000
Effective Tax Rate 7.19%

Stock Price Statistics

The stock price has decreased by -18.29% in the last 52 weeks. The beta is 1.77, so EARN's price volatility has been higher than the market average.

Beta (5Y) 1.77
52-Week Price Change -18.29%
50-Day Moving Average 5.83
200-Day Moving Average 6.54
Relative Strength Index (RSI) 51.85
Average Volume (20 Days) 1,170,215

Short Selling Information

The latest short interest is 1.30 million, so 3.46% of the outstanding shares have been sold short.

Short Interest 1.30M
Short Previous Month 663,866
Short % of Shares Out 3.46%
Short % of Float 3.51%
Short Ratio (days to cover) 1.39

Income Statement

In the last 12 months, EARN had revenue of $41.24 million and earned $6.59 million in profits. Earnings per share was $0.28.

Revenue 41.24M
Gross Profit 41.24M
Operating Income 32.46M
Pretax Income 6.49M
Net Income 6.59M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.28
Full Income Statement

Balance Sheet

The company has $96.71 million in cash and $568.66 million in debt, giving a net cash position of -$471.95 million or -$12.57 per share.

Cash & Cash Equivalents 96.71M
Total Debt 568.66M
Net Cash -471.95M
Net Cash Per Share -$12.57
Equity (Book Value) 193.73M
Book Value Per Share 6.53
Working Capital -490.53M
Full Balance Sheet

Cash Flow

Operating Cash Flow 9.11M
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 78.70% and 15.97%.

Gross Margin 100.00%
Operating Margin 78.70%
Pretax Margin 17.21%
Profit Margin 15.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 17.62%.

Dividend Per Share $0.96
Dividend Yield 17.62%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 343.66%
Buyback Yield -58.50%
Shareholder Yield -40.88%
Earnings Yield 3.22%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for EARN is $5.88, which is 7.89% higher than the current price. The consensus rating is "Hold".

Price Target $5.88
Price Target Difference 7.89%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5