ECB Bancorp, Inc. (ECBK)

ECB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	86.92	157.62	119.04	62.05	52.98
Securities and Investments	98.08	79.88	81.98	82.89	70.58
Other Earning Assets	0.36	-	-	-	1.3
Net Loans	1,372	1,136	1,040	885.67	517.13
Net Property, Plant & Equipment	3.43	3.51	3.75	3.7	3.78
Accrued Interest and Accounts Receivable	5.21	4.02	3.77	2.63	1.48
Long-Term Investments	11.85	10	9.89	7.29	1.09
Other Non-Earning Assets	27.98	26.68	22.12	20.22	18.15
Total Assets	1,606	1,418	1,280	1,064	666.49
Interest-bearing deposits	1,051	913.58	789.87	633.25	488.44
Noninterest-bearing deposits	81.5	84.96	78.34	84.9	83.31
Total Deposits	1,132	998.53	868.21	718.15	571.75
Short-Term Interbank Borrowing and Repurchase Agreements	284.82	234	234	174	9
Other Liabilities	16.56	17.35	13.22	9.58	8.46
Total Liabilities	1,434	1,250	1,115	901.73	589.22
Common Stock	0.09	0.09	0.09	0.09	-
Additional Paid-in Capital	83	86.19	87.43	89.29	-
Accumulated Other Comprehensive Income	-6.77	-5.86	-6.48	-6.72	-0.08
Retained Earnings	95.62	87.85	83.85	80.08	77.36
Shareholders' Equity	171.93	168.27	164.9	162.73	77.27
Total Liabilities & Equity	1,606	1,418	1,280	1,064	666.49
Book Value	171.93	168.27	164.9	162.73	77.27
Book Value Per Share	20.69	20.16	19.35	19.24	10.30
Tangible Book Value	171.93	168.27	164.9	162.73	77.27
Tangible Book Value Per Share	20.69	20.16	19.35	19.24	10.30

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q