ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
20.66
+0.09 (0.41%)
At close: Aug 7, 2026, 4:00 PM EDT
20.68
+0.02 (0.10%)
After-hours: Aug 7, 2026, 4:10 PM EDT

ECB Bancorp Statistics

Total Valuation

ECB Bancorp has a market cap or net worth of $180.72 million. The enterprise value is $327.50 million.

Market Cap180.72M
Enterprise Value 327.50M

Important Dates

The last earnings date was Thursday, July 23, 2026, before market open.

Earnings Date Jul 23, 2026
Ex-Dividend Date n/a

Share Statistics

ECB Bancorp has 8.75 million shares outstanding. The number of shares has decreased by -0.63% in one year.

Current Share Class 8.75M
Shares Outstanding 8.75M
Shares Change (YoY) -0.63%
Shares Change (QoQ) +0.45%
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 38.64%
Float 7.98M

Valuation Ratios

The trailing PE ratio is 14.96.

PE Ratio 14.96
Forward PE n/a
PS Ratio 4.74
Forward PS n/a
PB Ratio 1.01
P/TBV Ratio 1.01
P/FCF Ratio 14.52
P/OCF Ratio 14.29
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 28.70
EV / Sales 8.58
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 26.30

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 22.87
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.56%.

Return on Equity (ROE) 6.56%
Return on Assets (ROA) 0.72%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.62%
Revenue Per Employee $596,422
Profits Per Employee $178,406
Employee Count64
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ECB Bancorp has paid $4.05 million in taxes.

Income Tax 4.05M
Effective Tax Rate 26.20%

Stock Price Statistics

The stock price has increased by +29.69% in the last 52 weeks. The beta is 0.45, so ECB Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +29.69%
50-Day Moving Average 19.73
200-Day Moving Average 17.98
Relative Strength Index (RSI) 60.64
Average Volume (20 Days) 8,704

Short Selling Information

The latest short interest is 130,417, so 1.49% of the outstanding shares have been sold short.

Short Interest 130,417
Short Previous Month 133,568
Short % of Shares Out 1.49%
Short % of Float 1.64%
Short Ratio (days to cover) 7.86

Income Statement

In the last 12 months, ECB Bancorp had revenue of $38.17 million and earned $11.42 million in profits. Earnings per share was $1.38.

Revenue38.17M
Gross Profit 38.17M
Operating Income 16.45M
Pretax Income 15.47M
Net Income 11.42M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.38
Full Income Statement

Balance Sheet

The company has $138.21 million in cash and $285.00 million in debt, with a net cash position of -$146.79 million or -$16.78 per share.

Cash & Cash Equivalents 138.21M
Total Debt 285.00M
Net Cash -146.79M
Net Cash Per Share -$16.78
Equity (Book Value) 179.88M
Book Value Per Share 20.56
Working Capital -1.05B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.66 million and capital expenditures -$200,000, giving a free cash flow of $12.46 million.

Operating Cash Flow 12.66M
Capital Expenditures -200,000
Depreciation & Amortization n/a
Net Borrowing 26.82M
Free Cash Flow 12.46M
FCF Per Share $1.42
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.09%
Pretax Margin 40.53%
Profit Margin 29.91%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 35.82%

Dividends & Yields

ECB Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.63%
Shareholder Yield 0.63%
Earnings Yield 6.31%
FCF Yield 6.89%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4