ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
21.36
+0.03 (0.14%)
Oct 30, 2026, 4:00 PM EDT - Market closed
ECB Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 7.77 | 3.99 | 4.46 | 2.72 | 4.04 |
Depreciation & Amortization | 0.3 | 0.3 | 0.28 | 0.3 | 0.3 |
Other Amortization | 0.29 | 0.28 | -0.03 | - | - |
Gain (Loss) on Sale of Investments | -0.18 | -0.06 | 0.03 | 0.18 | 0.34 |
Provision for Credit Losses | 1.53 | 0.17 | 0.8 | 2.94 | 0.36 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.23 | 0.12 | 0.02 | 1.39 | -0.41 |
Accrued Interest Receivable | -1.2 | -0.25 | -1.13 | -1.15 | 0.34 |
Change in Other Net Operating Assets | -0.33 | 0.74 | 0.43 | 2.14 | 1.23 |
Other Operating Activities | -0.72 | -0.72 | -0.59 | -1.91 | 0.7 |
Operating Cash Flow | 9.22 | 6.23 | 6.43 | 7.77 | 6.45 |
Operating Cash Flow Growth | 48.04% | -3.20% | -17.19% | 20.48% | 27.02% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.21 | -0.06 | -0.34 | -0.22 | -0.1 |
Investment in Securities | -20.72 | 2.11 | 0.87 | -12.5 | -12.94 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -237.12 | -97.23 | -155.48 | -371.31 | -50.51 |
Other Investing Activities | -1.85 | -0.11 | -2.35 | -5.31 | -4.67 |
Investing Cash Flow | -259.9 | -95.29 | -157.29 | -389.34 | -68.22 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 45 | 15 | - | 75 | - |
Long-Term Debt Issued | 30.82 | 55 | 195 | 110 | 4 |
Total Debt Issued | 75.82 | 70 | 195 | 185 | 4 |
Short-Term Debt Repaid | - | - | -55 | - | - |
Long-Term Debt Repaid | -25 | -70 | -80 | -20 | -13 |
Total Debt Repaid | -25 | -70 | -135 | -20 | -13 |
Net Debt Issued (Repaid) | 50.82 | - | 60 | 165 | -9 |
Issuance of Common Stock | - | 0.07 | - | 79.25 | - |
Repurchase of Common Stock | -4.61 | -2.72 | -2.23 | - | - |
Net Increase (Decrease) in Deposit Accounts | 133.81 | 130.32 | 150.07 | 146.4 | 80.33 |
Other Financing Activities | -0.03 | -0.02 | - | - | - |
Financing Cash Flow | 179.99 | 127.64 | 207.84 | 390.64 | 71.33 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -70.7 | 38.58 | 56.99 | 9.08 | 9.56 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.01 | 6.17 | 6.1 | 7.55 | 6.35 |
Free Cash Flow Growth | 46.01% | 1.13% | -19.26% | 19.05% | 27.74% |
Free Cash Flow Margin | 28.40% | 23.69% | 24.36% | 34.18% | 32.45% |
Free Cash Flow Per Share | 1.08 | 0.74 | 0.72 | 0.89 | - |