ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
21.36
+0.03 (0.14%)
Oct 30, 2026, 4:00 PM EDT - Market closed

ECB Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
40.4531.7126.0425.0422.119.56
Revenue Growth
35.45%21.77%4.00%13.28%13.02%16.13%
Net Income
12.377.773.994.462.724.04
Earnings Per Share
1.490.940.480.520.32-
EPS Growth
86.45%95.83%-7.69%62.50%--

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
98.3394.92158.27119.0462.3552.98
Total Debt
282.5288.11235.37235.34174.289
Net Cash (Debt)
-184.17-193.19-77.1-116.3-111.9343.98
Net Cash Growth
-----73.06%
Net Cash Per Share
-22.12-23.24-9.24-13.64-13.24-

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-9.226.236.437.776.45
Capital Expenditures
--0.21-0.06-0.34-0.22-0.1
Free Cash Flow
-9.016.176.17.556.35
Free Cash Flow Growth
-46.01%1.13%-19.26%19.05%27.74%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.58%24.51%15.33%17.80%12.31%20.67%
FCF Margin
-28.40%23.69%24.36%34.18%32.45%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.3219.6833.9026.4654.14-
P/FCF Ratio
8.3316.9921.9419.3419.50-
PS Ratio
4.614.825.204.716.66-