ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
21.36
+0.03 (0.14%)
Oct 30, 2026, 4:00 PM EDT - Market closed
ECB Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 96.08 | 86.92 | 157.62 | 119.04 | 62.05 | 52.98 |
Investment Securities | 94.32 | 44.03 | 30.05 | 32.54 | 31.03 | 25.76 |
Trading Asset Securities | - | 0 | 0.56 | - | - | - |
Mortgage-Backed Securities | - | 54.05 | 49.83 | 49.45 | 51.86 | 44.82 |
Total Investments | 94.32 | 98.08 | 80.44 | 81.98 | 82.89 | 70.58 |
Gross Loans | 1,459 | 1,383 | 1,146 | 1,049 | 893.13 | 521.8 |
Allowance for Loan Losses | -10.33 | -10.26 | -8.88 | -8.59 | -7.2 | -4.24 |
Other Adjustments to Gross Loans | - | -0.79 | -0.5 | -0.23 | -0.26 | -0.43 |
Net Loans | 1,449 | 1,372 | 1,136 | 1,040 | 885.67 | 517.13 |
Property, Plant & Equipment | 4.59 | 5.06 | 4.66 | 5.05 | 3.98 | 3.78 |
Loans Held for Sale | - | 0.36 | - | - | - | 1.3 |
Accrued Interest Receivable | 5.58 | 5.21 | 4.01 | 3.77 | 2.63 | 1.48 |
Long-Term Deferred Tax Assets | 4.85 | 5.67 | 4.91 | 4.77 | 4.34 | 2.97 |
Other Long-Term Assets | 25.82 | 20.68 | 20.06 | 16.05 | 15.6 | 15.18 |
Total Assets | 1,693 | 1,606 | 1,418 | 1,280 | 1,064 | 666.49 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,119 | 467.95 | 409.78 | 369.97 | 302.75 | 316.24 |
Institutional Deposits | - | 582.9 | 503.8 | 419.9 | 330.5 | 172.2 |
Non-Interest Bearing Deposits | 92.13 | 81.5 | 84.96 | 78.34 | 84.9 | 83.31 |
Total Deposits | 1,211 | 1,132 | 998.53 | 868.21 | 718.15 | 571.75 |
Short-Term Borrowings | - | 1.6 | 0.17 | - | - | - |
Current Portion of Long-Term Debt | - | 79.82 | 25 | 30 | 55 | - |
Current Portion of Leases | - | 0.24 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 282.5 | 205 | 209 | 204 | 119 | 9 |
Long-Term Leases | - | 1.46 | 1.2 | 1.34 | 0.28 | - |
Pension & Post-Retirement Benefits | - | 1.92 | 1.86 | 1.88 | 1.85 | 2.23 |
Other Long-Term Liabilities | 14.74 | 11.34 | 14.12 | 10.01 | 7.45 | 6.23 |
Total Liabilities | 1,508 | 1,434 | 1,250 | 1,115 | 901.73 | 589.22 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | - |
Additional Paid-In Capital | 83.04 | 83 | 86.19 | 87.43 | 89.29 | - |
Retained Earnings | 105.39 | 95.62 | 87.85 | 83.85 | 80.08 | 77.36 |
Comprehensive Income & Other | -3.64 | -6.77 | -5.86 | -6.48 | -6.72 | -0.08 |
Shareholders' Equity | 184.87 | 171.93 | 168.27 | 164.9 | 162.73 | 77.27 |
Total Liabilities & Equity | 1,693 | 1,606 | 1,418 | 1,280 | 1,064 | 666.49 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 282.5 | 288.11 | 235.37 | 235.34 | 174.28 | 9 |
Net Cash (Debt) | -184.17 | -193.19 | -77.1 | -116.3 | -111.93 | 43.98 |
Net Cash Growth | - | - | - | - | - | 73.06% |
Net Cash Per Share | -22.12 | -23.24 | -9.24 | -13.64 | -13.24 | - |
Filing Date Shares Outstanding | 8.74 | 8.78 | 9.06 | 9.24 | 9.18 | - |
Total Common Shares Outstanding | 8.74 | 8.79 | 9.1 | 9.29 | 9.18 | - |
Book Value Per Share | 21.16 | 19.55 | 18.50 | 17.75 | 17.74 | - |
Tangible Book Value | 184.87 | 171.93 | 168.27 | 164.9 | 162.73 | 77.27 |
Tangible Book Value Per Share | 21.16 | 19.55 | 18.50 | 17.75 | 17.74 | - |