Encore Capital Group Stock Forecast

Stock Price Forecast

According to 4 analysts polled by S&P Global, Encore Capital Group stock has a consensus rating of "Buy" and an average price target of $111. The average 1-year stock price forecast is 34.30% higher than the current stock price, while the lowest is $105 (+27.04%) and the highest is $120 (+45.19%).

Price Target: $111 (+34.30%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$105	$111	$108	$120
Change	+27.04%	+34.30%	+30.67%	+45.19%

Analyst Ratings

The average analyst rating for Encore Capital Group stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Nov '25	Jan '26	Feb '26	Apr '26	May '26	Jun '26
Strong Buy	3	2	2	2	2	2
Buy	1	1	1	1	1	1
Hold	1	1	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	5	4	4	4	4	4

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Michael Grondahl Northland Securities	Northland Securities	Buy Maintains $100 → $120	Buy	Maintains	$100 → $120	+45.19%	Jun 3, 2026
Mark Hughes Truist Financial	Truist Financial	Buy Maintains $100 → $105	Buy	Maintains	$100 → $105	+27.04%	May 7, 2026
David Scharf Citizens JMP	Citizens JMP	Buy Maintains $90 → $108	Buy	Maintains	$90 → $108	+30.67%	May 7, 2026

Financial Forecast

Revenue This Year

1.85B

from 1.77B

4.59%

from 1.77B

Revenue Next Year

1.89B

from 1.85B

2.30%

from 1.85B

EPS This Year

12.99

from 11.07

17.35%

from 11.07

EPS Next Year

13.49

from 12.99

3.85%

from 12.99

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	1.61B	1.40B	1.22B	1.32B	1.77B	1.85B
Revenue Growth	7.53%	-13.39%	-12.56%	7.66%	34.37%	4.59%
Operating Income	633.27M	466.25M	273.46M	276.47M	626.65M	664.02M
Net Income	350.78M	194.56M	-206.49M	-139.24M	256.83M	283.77M
EPS	-	-	-	-	11.07	12.99
EPS Growth	-	-	-	-	-	17.35%
Forward PE	7.30	8.02	9.24	7.31	5.78	6.36
Free Cash Flow	596.61M	170.25M	-289.85M	-266.15M	-377.22M	-84.64M
No. Analysts	-	-	-	-	-	4

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027
High	1.9B
Avg	1.9B
Low	1.8B

Revenue Growth

Revenue Growth	2026	2027
High	5.7%
Avg	4.6%
Low	1.8%

EPS Forecast

EPS	2026	2027
High	-
Avg	12.99
Low	-

EPS Growth

EPS Growth	2026	2027
High	-
Avg	17.3%
Low	-