Encore Capital Group, Inc. (ECPG)
Stock Price:
$31.93 USD
-0.92 (-2.80%)
Updated October 30, 4:00 PM EDT - Market closed
After-hours: $37.96 +6.03 (18.89%) Oct 30, 6:38 PM
Key Info
| Market Cap |
1.00B |
| Revenue (ttm) |
992.81M |
| Net Income (ttm) |
201.83M |
| Shares Out |
31.34M |
| EPS (ttm) |
6.38 |
| PE Ratio |
5.00 |
| Forward PE |
3.53 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
October 30 |
| Last Price |
$31.93 |
| Previous Close |
$32.85 |
| Change ($) |
-0.92 |
| Change (%) |
-2.80% |
| Day's Open |
32.79 |
| Day's Range |
31.23 - 33.30 |
| Day's Volume |
710,048 |
| 52-Week Range |
15.27 - 49.01 |
More Stats
| Market Cap |
1.00B |
| Enterprise Value |
4.06B |
| Earnings Date (est) |
Nov 2, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
31.34M |
| Float |
30.01M |
| EPS (basic) |
6.45 |
| EPS (diluted) |
6.38 |
| FCF / Share |
9.88 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
19.98% |
| FCF Yield |
31.03% |
| Payout Ratio |
n/a |
| Shares Short |
4.42M |
| Short Ratio |
11.19 |
| Short % of Float |
14.72% |
| Beta |
1.65 |
| PE Ratio |
5.00 |
| Forward PE |
3.53 |
| P/FCF Ratio |
3.22 |
| PS Ratio |
1.01 |
| PB Ratio |
0.99 |
| Revenue |
992.81M |
| Operating Income |
62.42M |
| Net Income |
201.83M |
| Free Cash Flow |
310.48M |
| Net Cash |
-3.06B |
| Net Cash / Share |
-97.64 |
| Gross Margin |
98.28% |
| Operating Margin |
6.29% |
| Profit Margin |
20.30% |
| FCF Margin |
31.27% |
| ROA |
6.53% |
| ROE |
20.85% |
| ROIC |
6.60% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (7)
| Buy |
5 |
| Overweight |
0 |
| Hold |
2 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$53.80*
(68.49% upside)
Low
50.0
Current: $31.93
High
55.0
Target: 53.80
*Average 12-month price target from 5 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 1,398 | 1,362 | 1,187 | 1,029 | 1,130 | 1,043 | 773 | 557 | 449 | 364 |
| Revenue Growth | 2.62% | 14.74% | 15.33% | -8.91% | 8.29% | 34.92% | 38.9% | 24.07% | 23.18% | - |
| Gross Profit | 1,131 | 1,109 | 943 | 792 | 862 | 804 | 553 | 373 | 278 | 223 |
| Operating Income | 446 | 405 | 325 | 242 | 282 | 308 | 198 | 155 | 120 | 94.34 |
| Net Income | 168 | 116 | 83.23 | 76.57 | 45.14 | 104 | 75.30 | 69.48 | 60.96 | 49.05 |
| Shares Outstanding | 31.21 | 28.31 | 25.97 | 25.71 | 25.72 | 25.85 | 24.66 | 24.86 | 24.57 | 23.90 |
| Earnings Per Share | 5.33 | 4.06 | 3.15 | 2.96 | 1.69 | 3.77 | 2.87 | 2.69 | 2.37 | 1.95 |
| EPS Growth | 31.28% | 28.89% | 6.42% | 75.15% | -55.17% | 31.36% | 6.69% | 13.5% | 21.54% | - |
| Operating Cash Flow | 245 | 187 | 124 | 130 | 116 | 112 | 74.78 | 98.52 | 84.58 | 75.48 |
| Capital Expenditures | -39.60 | -67.48 | -28.13 | -31.67 | -28.62 | -23.08 | -13.42 | -6.27 | -5.56 | -2.72 |
| Free Cash Flow | 205 | 119 | 95.69 | 98.66 | 87.53 | 88.46 | 61.35 | 92.26 | 79.02 | 72.75 |
| Cash & Equivalents | 192 | 157 | 212 | 150 | 124 | 124 | 126 | 17.51 | 8.05 | 10.91 |
| Total Debt | 3,513 | 3,491 | 3,447 | 2,806 | 2,944 | 2,774 | 1,850 | 706 | 389 | 385 |
| Net Cash / Debt | -3,321 | -3,333 | -3,235 | -2,656 | -2,820 | -2,649 | -1,724 | -689 | -381 | -374 |
| Assets | 4,910 | 4,632 | 4,491 | 3,670 | 4,175 | 3,750 | 2,685 | 1,171 | 812 | 736 |
| Liabilities | 3,885 | 3,812 | 3,767 | 3,070 | 3,526 | 3,085 | 2,083 | 766 | 441 | 434 |
| Book Value | 1,022 | 818 | 582 | 559 | 596 | 623 | 572 | 406 | 372 | 303 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Encore Capital Group, Inc. |
| Country |
United States |
| Employees |
7,300 |
| CEO |
Ashish Masih |
Stock Information
| Ticker Symbol |
ECPG |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Mortgage Finance |
| Unique Identifier |
NASDAQ: ECPG |
| IPO Date |
June 30, 1999 |
Description
Encore Capital Group, a specialty finance company, together with its subsidiaries, provides debt recovery solutions and other related services for consumers across a range of financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the early stage collections, business process outsourcing, contingent collections, trace services, and litigation activities; and the management of non-performing loans, as well as provides portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was founded in 1998 and is headquartered in San Diego, California.