Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $1.74 billion. The enterprise value is $5.55 billion.
| Market Cap | 1.74B |
| Enterprise Value | 5.55B |
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 21.44 million shares outstanding. The number of shares has decreased by -3.56% in one year.
| Current Share Class | 21.44M |
| Shares Outstanding | 21.44M |
| Shares Change (YoY) | -3.56% |
| Shares Change (QoQ) | -2.00% |
| Owned by Insiders (%) | 2.14% |
| Owned by Institutions (%) | 104.96% |
| Float | 20.97M |
Valuation Ratios
The trailing PE ratio is 6.31 and the forward PE ratio is 6.55.
| PE Ratio | 6.31 |
| Forward PE | 6.55 |
| PS Ratio | 0.94 |
| Forward PS | 0.92 |
| PB Ratio | 1.67 |
| P/TBV Ratio | 3.43 |
| P/FCF Ratio | 10.43 |
| P/OCF Ratio | 9.10 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.82, with an EV/FCF ratio of 33.39.
| EV / Earnings | 18.72 |
| EV / Sales | 3.00 |
| EV / EBITDA | 7.82 |
| EV / EBIT | 8.14 |
| EV / FCF | 33.39 |
Financial Position
The company has a current ratio of 18.24, with a Debt / Equity ratio of 3.91.
| Current Ratio | 18.24 |
| Quick Ratio | 18.06 |
| Debt / Equity | 3.91 |
| Debt / EBITDA | 5.57 |
| Debt / FCF | 24.33 |
| Interest Coverage | 2.30 |
Financial Efficiency
Return on equity (ROE) is 31.96% and return on invested capital (ROIC) is 10.69%.
| Return on Equity (ROE) | 31.96% |
| Return on Assets (ROA) | 8.17% |
| Return on Invested Capital (ROIC) | 10.69% |
| Return on Capital Employed (ROCE) | 13.13% |
| Weighted Average Cost of Capital (WACC) | 7.40% |
| Revenue Per Employee | $251,896 |
| Profits Per Employee | $40,310 |
| Employee Count | 7,350 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $91.15 million in taxes.
| Income Tax | 91.15M |
| Effective Tax Rate | 23.53% |
Stock Price Statistics
The stock price has increased by +112.38% in the last 52 weeks. The beta is 1.33, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.33 |
| 52-Week Price Change | +112.38% |
| 50-Day Moving Average | 77.64 |
| 200-Day Moving Average | 57.33 |
| Relative Strength Index (RSI) | 52.18 |
| Average Volume (20 Days) | 345,994 |
Short Selling Information
The latest short interest is 1.44 million, so 6.72% of the outstanding shares have been sold short.
| Short Interest | 1.44M |
| Short Previous Month | 1.14M |
| Short % of Shares Out | 6.72% |
| Short % of Float | 6.87% |
| Short Ratio (days to cover) | 4.19 |
Income Statement
In the last 12 months, ECPG had revenue of $1.85 billion and earned $296.28 million in profits. Earnings per share was $12.85.
| Revenue | 1.85B |
| Gross Profit | 1.85B |
| Operating Income | 681.30M |
| Pretax Income | 387.43M |
| Net Income | 296.28M |
| EBITDA | 709.57M |
| EBIT | 681.30M |
| Earnings Per Share (EPS) | $12.85 |
Balance Sheet
The company has $227.20 million in cash and $4.04 billion in debt, with a net cash position of -$3.81 billion or -$177.88 per share.
| Cash & Cash Equivalents | 227.20M |
| Total Debt | 4.04B |
| Net Cash | -3.81B |
| Net Cash Per Share | -$177.88 |
| Equity (Book Value) | 1.03B |
| Book Value Per Share | 48.13 |
| Working Capital | 4.48B |
Cash Flow
In the last 12 months, operating cash flow was $190.24 million and capital expenditures -$24.14 million, giving a free cash flow of $166.11 million.
| Operating Cash Flow | 190.24M |
| Capital Expenditures | -24.14M |
| Depreciation & Amortization | 28.27M |
| Net Borrowing | 142.84M |
| Free Cash Flow | 166.11M |
| FCF Per Share | $7.75 |
Margins
Gross margin is 100.00%, with operating and profit margins of 36.80% and 16.00%.
| Gross Margin | 100.00% |
| Operating Margin | 36.80% |
| Pretax Margin | 20.93% |
| Profit Margin | 16.00% |
| EBITDA Margin | 38.33% |
| EBIT Margin | 36.80% |
| FCF Margin | 8.97% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.56% |
| Shareholder Yield | 3.56% |
| Earnings Yield | 17.11% |
| FCF Yield | 9.59% |
Analyst Forecast
The average price target for ECPG is $104.33, which is 28.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $104.33 |
| Price Target Difference | 28.44% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 2.18 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.18 |
| Piotroski F-Score | 5 |