Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $2.38 billion. The enterprise value is $6.46 billion.
| Market Cap | 2.38B |
| Enterprise Value | 6.46B |
Important Dates
The last earnings date was Wednesday, November 4, 2026, after market close.
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 20.87 million shares outstanding. The number of shares has decreased by -4.64% in one year.
| Current Share Class | 20.87M |
| Shares Outstanding | 20.87M |
| Shares Change (YoY) | -4.64% |
| Shares Change (QoQ) | -2.35% |
| Owned by Insiders (%) | 2.34% |
| Owned by Institutions (%) | 110.08% |
| Float | 20.23M |
Valuation Ratios
The trailing PE ratio is 7.33 and the forward PE ratio is 7.91.
| PE Ratio | 7.33 |
| Forward PE | 7.91 |
| PS Ratio | 1.20 |
| Forward PS | 1.24 |
| PB Ratio | 2.22 |
| P/TBV Ratio | 4.33 |
| P/FCF Ratio | 15.73 |
| P/OCF Ratio | 13.50 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.05, with an EV/FCF ratio of 42.66.
| EV / Earnings | 18.41 |
| EV / Sales | 3.25 |
| EV / EBITDA | 8.05 |
| EV / EBIT | 8.34 |
| EV / FCF | 42.66 |
Financial Position
The company has a current ratio of 19.36, with a Debt / Equity ratio of 3.93.
| Current Ratio | 19.36 |
| Quick Ratio | 19.22 |
| Debt / Equity | 3.93 |
| Debt / EBITDA | 5.18 |
| Debt / FCF | 27.98 |
| Interest Coverage | 2.63 |
Financial Efficiency
Return on equity (ROE) is 34.55% and return on invested capital (ROIC) is 11.72%.
| Return on Equity (ROE) | 34.55% |
| Return on Assets (ROA) | 8.85% |
| Return on Invested Capital (ROIC) | 11.72% |
| Return on Capital Employed (ROCE) | 14.28% |
| Weighted Average Cost of Capital (WACC) | 7.56% |
| Revenue Per Employee | $270,119 |
| Profits Per Employee | $47,743 |
| Employee Count | 7,350 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $102.27 million in taxes.
| Income Tax | 102.27M |
| Effective Tax Rate | 22.57% |
Stock Price Statistics
The stock price has increased by +166.99% in the last 52 weeks. The beta is 1.31, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.31 |
| 52-Week Price Change | +166.99% |
| 50-Day Moving Average | 99.84 |
| 200-Day Moving Average | 84.49 |
| Relative Strength Index (RSI) | 61.35 |
| Average Volume (20 Days) | 254,163 |
Short Selling Information
The latest short interest is 940,490, so 4.51% of the outstanding shares have been sold short.
| Short Interest | 940,490 |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 4.51% |
| Short % of Float | 4.65% |
| Short Ratio (days to cover) | 3.29 |
Income Statement
In the last 12 months, ECPG had revenue of $1.99 billion and earned $350.91 million in profits. Earnings per share was $15.57.
| Revenue | 1.99B |
| Gross Profit | 1.99B |
| Operating Income | 774.89M |
| Pretax Income | 453.19M |
| Net Income | 350.91M |
| EBITDA | 802.91M |
| EBIT | 774.89M |
| Earnings Per Share (EPS) | $15.57 |
Balance Sheet
The company has $158.43 million in cash and $4.24 billion in debt, with a net cash position of -$4.08 billion or -$195.51 per share.
| Cash & Cash Equivalents | 158.43M |
| Total Debt | 4.24B |
| Net Cash | -4.08B |
| Net Cash Per Share | -$195.51 |
| Equity (Book Value) | 1.08B |
| Book Value Per Share | 51.51 |
| Working Capital | 4.73B |
Cash Flow
In the last 12 months, operating cash flow was $176.44 million and capital expenditures -$24.98 million, giving a free cash flow of $151.46 million.
| Operating Cash Flow | 176.44M |
| Capital Expenditures | -24.98M |
| Depreciation & Amortization | 28.02M |
| Net Borrowing | 165.18M |
| Free Cash Flow | 151.46M |
| FCF Per Share | $7.26 |
Margins
Gross margin is 100.00%, with operating and profit margins of 39.03% and 17.67%.
| Gross Margin | 100.00% |
| Operating Margin | 39.03% |
| Pretax Margin | 22.83% |
| Profit Margin | 17.67% |
| EBITDA Margin | 40.44% |
| EBIT Margin | 39.03% |
| FCF Margin | 7.63% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 4.64% |
| Shareholder Yield | 4.64% |
| Earnings Yield | 13.64% |
| FCF Yield | 6.36% |
Analyst Forecast
The average price target for ECPG is $117.00, which is 2.51% higher than the current price. The consensus rating is "Buy".
| Price Target | $117.00 |
| Price Target Difference | 2.51% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 2.3 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.3 |
| Piotroski F-Score | 5 |