Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $2.17 billion. The enterprise value is $6.17 billion.
| Market Cap | 2.17B |
| Enterprise Value | 6.17B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 21.21 million shares outstanding. The number of shares has decreased by -4.01% in one year.
| Current Share Class | 21.21M |
| Shares Outstanding | 21.21M |
| Shares Change (YoY) | -4.01% |
| Shares Change (QoQ) | +2.11% |
| Owned by Insiders (%) | 4.80% |
| Owned by Institutions (%) | 112.26% |
| Float | 20.18M |
Valuation Ratios
The trailing PE ratio is 7.75 and the forward PE ratio is 7.33.
| PE Ratio | 7.75 |
| Forward PE | 7.33 |
| PS Ratio | 1.14 |
| Forward PS | 1.14 |
| PB Ratio | 2.01 |
| P/TBV Ratio | 3.94 |
| P/FCF Ratio | 17.32 |
| P/OCF Ratio | 14.32 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.28, with an EV/FCF ratio of 49.31.
| EV / Earnings | 20.46 |
| EV / Sales | 3.25 |
| EV / EBITDA | 8.28 |
| EV / EBIT | 8.60 |
| EV / FCF | 49.31 |
Financial Position
The company has a current ratio of 11.38, with a Debt / Equity ratio of 3.88.
| Current Ratio | 11.38 |
| Quick Ratio | 11.28 |
| Debt / Equity | 3.88 |
| Debt / EBITDA | 5.50 |
| Debt / FCF | 33.45 |
| Interest Coverage | 2.42 |
Financial Efficiency
Return on equity (ROE) is 30.54% and return on invested capital (ROIC) is 11.11%.
| Return on Equity (ROE) | 30.54% |
| Return on Assets (ROA) | 8.34% |
| Return on Invested Capital (ROIC) | 11.11% |
| Return on Capital Employed (ROCE) | 13.96% |
| Weighted Average Cost of Capital (WACC) | 7.43% |
| Revenue Per Employee | $258,665 |
| Profits Per Employee | $41,028 |
| Employee Count | 7,350 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $90.70 million in taxes.
| Income Tax | 90.70M |
| Effective Tax Rate | 23.12% |
Stock Price Statistics
The stock price has increased by +151.94% in the last 52 weeks. The beta is 1.28, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.28 |
| 52-Week Price Change | +151.94% |
| 50-Day Moving Average | 90.82 |
| 200-Day Moving Average | 70.85 |
| Relative Strength Index (RSI) | 62.08 |
| Average Volume (20 Days) | 415,572 |
Short Selling Information
The latest short interest is 1.03 million, so 4.83% of the outstanding shares have been sold short.
| Short Interest | 1.03M |
| Short Previous Month | 1.21M |
| Short % of Shares Out | 4.83% |
| Short % of Float | 5.08% |
| Short Ratio (days to cover) | 2.85 |
Income Statement
In the last 12 months, ECPG had revenue of $1.90 billion and earned $301.56 million in profits. Earnings per share was $13.19.
| Revenue | 1.90B |
| Gross Profit | 1.90B |
| Operating Income | 717.47M |
| Pretax Income | 392.26M |
| Net Income | 301.56M |
| EBITDA | 745.54M |
| EBIT | 717.47M |
| Earnings Per Share (EPS) | $13.19 |
Balance Sheet
The company has $182.93 million in cash and $4.19 billion in debt, with a net cash position of -$4.00 billion or -$188.74 per share.
| Cash & Cash Equivalents | 182.93M |
| Total Debt | 4.19B |
| Net Cash | -4.00B |
| Net Cash Per Share | -$188.74 |
| Equity (Book Value) | 1.08B |
| Book Value Per Share | 50.86 |
| Working Capital | 4.43B |
Cash Flow
In the last 12 months, operating cash flow was $151.34 million and capital expenditures -$26.20 million, giving a free cash flow of $125.14 million.
| Operating Cash Flow | 151.34M |
| Capital Expenditures | -26.20M |
| Depreciation & Amortization | 28.08M |
| Net Borrowing | 230.89M |
| Free Cash Flow | 125.14M |
| FCF Per Share | $5.90 |
Margins
Gross margin is 100.00%, with operating and profit margins of 37.74% and 15.86%.
| Gross Margin | 100.00% |
| Operating Margin | 37.74% |
| Pretax Margin | 20.63% |
| Profit Margin | 15.86% |
| EBITDA Margin | 39.21% |
| EBIT Margin | 37.74% |
| FCF Margin | 6.58% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 4.01% |
| Shareholder Yield | 4.01% |
| Earnings Yield | 13.91% |
| FCF Yield | 5.77% |
Analyst Forecast
The average price target for ECPG is $115.67, which is 13.17% higher than the current price. The consensus rating is "Buy".
| Price Target | $115.67 |
| Price Target Difference | 13.17% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 2.2 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.2 |
| Piotroski F-Score | 5 |