Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
102.21
-1.47 (-1.42%)
Aug 18, 2026, 4:00 PM EDT - Market closed
Encore Capital Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,901 | 1,769 | 1,316 | 1,223 | 1,398 | 1,614 |
Revenue Growth | 29.54% | 34.37% | 7.66% | -12.56% | -13.39% | 7.53% |
Gross Profit Gross Profit Growth | 1,901 | 1,769 | 1,316 | 1,223 | 1,398 | 1,614 |
Operating Income Operating Income Growth | 717.47 | 626.65 | 276.47 | 273.46 | 466.25 | 633.27 |
Net Income Net Income Growth | 301.56 | 256.83 | -139.24 | -206.49 | 194.56 | 350.78 |
Earnings Per Share EPS Growth | 13.19 | 10.91 | -5.83 | -8.72 | 7.46 | 11.26 |
EPS Growth | - | - | - | - | -33.75% | 68.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
United States United States Growth | 1,400 | 1,268 | 991.95 | 792.44 | 995.47 | 1,116 |
United Kingdom United Kingdom Growth | 364.77 | 354.47 | 232.56 | 295.57 | 272.96 | 344.21 |
Other European Countries Other European Countries Growth | 131.22 | 141.02 | 89.62 | 134.3 | 129.74 | 142.32 |
Other Geographies Other Geographies Growth | 4.92 | 5.01 | 2.24 | 0.37 | 0.18 | 12.4 |
Total Total Growth | 1,901 | 1,769 | 1,316 | 1,223 | 1,398 | 1,614 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 182.93 | 156.78 | 199.87 | 158.36 | 180.72 | 193.19 |
Total Debt Total Debt Growth | 4,186 | 4,083 | 3,761 | 3,450 | 3,019 | 3,099 |
Net Cash (Debt) Net Cash Growth | -4,003 | -3,926 | -3,561 | -3,292 | -2,839 | -2,905 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -175.20 | -166.83 | -149.16 | -139.07 | -108.79 | -93.26 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 151.34 | 153.2 | 156.17 | 152.99 | 210.68 | 303.05 |
Capital Expenditures CapEx Growth | -26.2 | -26.27 | -29.01 | -24.81 | -37.22 | -33.37 |
Free Cash Flow Free Cash Flow Growth | 125.14 | 126.93 | 127.16 | 128.18 | 173.46 | 269.68 |
Free Cash Flow Growth | 30.08% | -0.18% | -0.80% | -26.10% | -35.68% | -2.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 37.74% | 35.43% | 21.00% | 22.37% | 33.34% | 39.22% |
Pretax Margin | 20.63% | 19.00% | -7.31% | -14.74% | 22.24% | 27.04% |
Profit Margin | 15.86% | 14.52% | -10.58% | -16.89% | 13.91% | 21.73% |
FCF Margin | 6.58% | 7.18% | 9.66% | 10.48% | 12.40% | 16.70% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.75 | 4.72 | - | - | 5.76 | 4.39 |
Forward PE | 7.33 | 5.78 | 7.31 | 9.24 | 8.02 | 7.30 |
P/FCF Ratio | 17.32 | 9.55 | 8.90 | 9.32 | 6.46 | 5.71 |
PS Ratio | 1.14 | 0.69 | 0.86 | 0.98 | 0.80 | 0.95 |