Eagle Financial Services, Inc. (EFSI)

NASDAQ: EFSI · Real-Time Price · USD
37.34
+0.15 (0.40%)
At close: May 20, 2026, 4:00 PM EDT
37.31
-0.03 (-0.08%)
After-hours: May 20, 2026, 4:10 PM EDT
Market Cap198.82M +24.3%
Revenue (ttm)80.85M +39.2%
Net Income18.93M +225.2%
EPS3.51 +130.8%
Shares Out 5.32M
PE Ratio10.63
Forward PE10.64
Dividend$1.24 (3.32%)
Ex-Dividend DateMay 4, 2026
Volume30,483
Open37.14
Previous Close37.19
Day's Range37.12 - 37.60
52-Week Range28.70 - 41.12
Beta0.21
AnalystsBuy
Price Target42.00 (+12.48%)
Earnings DateApr 23, 2026

About EFSI

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises o... [Read more]

Sector Financials
Founded 1881
Employees 253
Stock Exchange NASDAQ
Ticker Symbol EFSI
Full Company Profile

Financial Performance

In 2025, Eagle Financial Services's revenue was $65.53 million, a decrease of -6.31% compared to the previous year's $69.94 million. Earnings were $8.21 million, a decrease of -46.46%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for EFSI stock is "Buy." The 12-month stock price target is $42.0, which is an increase of 12.48% from the latest price.

Price Target
$42.0
(12.48% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Eagle Financial upgraded to Buy from Hold at Freedom Broker

Freedom Broker upgraded Eagle Financial (EFSI) to Buy from Hold with an unchanged price target of $43. The firm cites the company’s net interest margin growth and improved efficiency for…

5 days ago - TheFly

Eagle Financial price target raised to $40 from $38 at DA Davidson

DA Davidson analyst Jake Civiello raised the firm’s price target on Eagle Financial (EFSI) to $40 from $38 but keeps a Neutral rating on the shares. The company posted disappointing…

23 days ago - TheFly

Eagle Financial Services Earnings Call Transcript: Q1 2026

Q1 net income was $3.7M with margin expansion, improved efficiency, and stable credit quality. Loan balances declined modestly, but the pipeline is strong and capital levels remain robust. One large credit is under close review, with no broader credit issues observed.

26 days ago - Transcripts

Eagle Financial Services Earnings release: Q1 2026

Eagle Financial Services released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.

26 days ago - Filings

Eagle Financial Services Slides: Q1 2026

Eagle Financial Services has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.

26 days ago - Filings

Eagle Financial Services Quarterly report: Q1 2026

Eagle Financial Services has published its Q1 2026 quarterly earnings report on April 24, 2026.

26 days ago - Filings

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2026 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va., April 23, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its first quarter 2026 results.

27 days ago - PRNewsWire

Eagle Financial Services Proxy statement: Proxy filing

Eagle Financial Services filed a proxy statement on April 8, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings

Eagle Financial Services Proxy statement: Proxy filing

Eagle Financial Services filed a proxy statement on April 8, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings

Eagle Financial initiated with a Neutral at DA Davidson

DA Davidson analyst Jake Civiello last night initiated coverage of Eagle Financial (EFSI) with a Neutral rating and $43 price target The bank’s earnings growth opportunities are limited and its…

3 months ago - TheFly

Eagle Financial initiated with a Neutral at DA Davidson

DA Davidson initiated coverage of Eagle Financial (EFSI) with a Neutral rating and $43 price target

3 months ago - TheFly

Eagle Financial downgraded to Hold from Buy at Freedom Capital

Freedom Capital downgraded Eagle Financial (EFSI) to Hold from Buy with a price target of $43, up from $42. Revenue surpassed expectations, fueled by strong net interest income and expanding…

3 months ago - TheFly

Eagle Financial price target raised to $43 from $42 at Keefe Bruyette

Keefe Bruyette analyst Woody Lay raised the firm’s price target on Eagle Financial (EFSI) to $43 from $42 and keeps an Outperform rating on the shares.

3 months ago - TheFly

Eagle Financial Services Earnings Call Transcript: Q4 2025

Q4 2025 net income was $4.3M, down from Q3 due to lower net interest income and higher expenses. Commercial loan growth and wealth management fees were strong, while asset quality remained stable. Outlook for 2026 includes continued loan growth and stable fee income.

4 months ago - Transcripts

Eagle Financial Services Annual report: Q4 2025

Eagle Financial Services has published its Q4 2025 annual report on January 27, 2026.

4 months ago - Filings

Eagle Financial Services Earnings release: Q4 2025

Eagle Financial Services released its Q4 2025 earnings on January 27, 2026, summarizing the period's financial results.

4 months ago - Filings

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 FOURTH QUARTER FINANCIAL RESULTS

BERRYVILLE, Va., Jan. 26, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its fourth quarter 2025 results.

4 months ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES QUARTERLY DIVIDEND AND RELEASE DATE FOR 2025 FOURTH QUARTER EARNINGS

BERRYVILLE, Va., Jan. 21, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the Company), the holding company for Bank of Clarke, declared a regular cash dividend on January 21, 2026...

4 months ago - PRNewsWire

Eagle Financial Services Earnings Call Transcript: Q3 2025

Q3 net income reached $5.6 million, with improved credit quality and a stronger net interest margin. Commercial lending and wealth management drove growth, while non-performing assets declined. Cautious outlook for Q4 due to the government shutdown's impact on SBA loan settlements.

7 months ago - Transcripts

Eagle Financial Services Quarterly report: Q3 2025

Eagle Financial Services has published its Q3 2025 quarterly earnings report on October 24, 2025.

7 months ago - Filings

Eagle Financial Services Earnings release: Q3 2025

Eagle Financial Services released its Q3 2025 earnings on October 24, 2025, summarizing the period's financial results.

7 months ago - Filings

Eagle Financial Services Slides: Q3 2025

Eagle Financial Services has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on October 24, 2025.

7 months ago - Filings

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 THIRD QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Oct. 23, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke announced its third quarter 2025 results.

7 months ago - PRNewsWire

Eagle Financial price target raised to $39 from $38 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Eagle Financial (EFSI) to $39 from $38 and keeps an Outperform rating on the shares.

10 months ago - TheFly

Eagle Financial price target raised to $40 from $39 at DA Davidson

DA Davidson raised the firm’s price target on Eagle Financial (EFSI) to $40 from $39 and keeps a Buy rating on the shares. The company’s pre-provision net revenue topped estimates…

10 months ago - TheFly