Eagle Financial Services, Inc. (EFSI)
Stock Price Chart
Key Info
| Market Cap | 86.61M |
| Revenue (ttm) | 39.81M |
| Net Income (ttm) | 9.63M |
| Shares Out | 3.41M |
| EPS (ttm) | 3.01 |
| PE Ratio | 8.44 |
| Forward PE | n/a |
| Dividend | $1.04 |
| Dividend Yield | 4.09% |
Stock Quote
| Trading Day | Aug 4, 2020 |
| Last Price | $25.40 |
| Previous Close | $25.50 |
| Change ($) | -0.10 |
| Change (%) | -0.39% |
| Day's Open | 25.40 |
| Day's Range | 25.32 - 25.40 |
| Day's Volume | 3,186 |
| 52-Week Range | 21.75 - 32.80 |
More Stats
| Market Cap | 86.61M |
| Enterprise Value | 63.56M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 31, 2020 |
| Shares Outstanding | 3.41M |
| Float | 2.59M |
| EPS (basic) | 2.81 |
| EPS (diluted) | 3.01 |
| FCF / Share | 2.99 |
| Dividend | $1.04 |
| Dividend Yield | 4.09% |
| Earnings Yield | 11.85% |
| FCF Yield | 11.87% |
| Payout Ratio | 36.30% |
| Shares Short | n/a |
| Short Ratio | n/a |
| Short % of Float | n/a |
| Beta | 0.63 |
| PE Ratio | 8.44 |
| Forward PE | n/a |
| P/FCF Ratio | 8.42 |
| PS Ratio | 2.18 |
| PB Ratio | 0.90 |
| Revenue | 39.81M |
| Operating Income | 11.44M |
| Net Income | 9.63M |
| Free Cash Flow | 10.28M |
| Net Cash | 23.05M |
| Net Cash / Share | 6.76 |
| Gross Margin | 95.75% |
| Operating Margin | 28.75% |
| Profit Margin | 24.80% |
| FCF Margin | 25.83% |
| ROA | 1.11% |
| ROE | 10.62% |
| ROIC | 1.40% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38.35 | 35.51 | 34.60 | 31.58 | 31.81 | 29.19 | 29.91 | 27.65 | 24.94 | 21.77 |
| Revenue Growth | 7.98% | 2.62% | 9.59% | -0.74% | 8.96% | -2.4% | 8.19% | 10.88% | 14.54% | - |
| Gross Profit | 38.35 | 35.51 | 34.60 | 31.58 | 31.81 | 29.19 | 29.91 | 27.65 | 24.94 | 21.77 |
| Operating Income | 11.57 | 10.32 | 11.41 | 8.92 | 9.33 | 9.21 | 9.55 | 9.11 | 5.69 | 4.62 |
| Net Income | 9.76 | 9.00 | 7.79 | 6.37 | 6.90 | 7.14 | 7.16 | 6.55 | 4.32 | 3.61 |
| Shares Outstanding | 3.43 | 3.47 | 3.45 | 3.48 | 3.51 | 3.45 | 3.40 | 3.34 | 3.29 | 3.25 |
| Earnings Per Share | 2.84 | 2.60 | 2.24 | 1.81 | 1.97 | 2.08 | 2.11 | 1.96 | 1.31 | 1.11 |
| EPS Growth | 9.23% | 16.07% | 23.76% | -8.12% | -5.29% | -1.42% | 7.65% | 49.62% | 18.02% | - |
| Dividend Per Share | 1.00 | 0.94 | 1.10 | 0.82 | 0.80 | 0.77 | 0.76 | 0.73 | 0.72 | 0.69 |
| Dividend Growth | 6.38% | -14.55% | 34.15% | 2.5% | 3.9% | 1.32% | 4.11% | 1.39% | 4.35% | - |
| Operating Cash Flow | 11.35 | -1.52 | 9.37 | 9.70 | 7.16 | 7.26 | 8.19 | 11.43 | 11.74 | 9.40 |
| Capital Expenditures | -1.04 | -0.43 | -0.37 | -0.26 | -2.87 | -2.97 | -1.49 | -2.20 | -0.52 | -1.80 |
| Free Cash Flow | 10.31 | -1.96 | 9.00 | 9.44 | 4.30 | 4.29 | 6.70 | 9.23 | 11.22 | 7.60 |
| Cash & Equivalents | 33.66 | 18.35 | 35.85 | 35.28 | 23.22 | 34.56 | 14.24 | 48.69 | 21.94 | 13.97 |
| Total Debt | - | 1.87 | - | - | 20.00 | 47.22 | 29.47 | 49.47 | 59.47 | 73.86 |
| Net Cash / Debt | 33.66 | 16.48 | 35.85 | 35.28 | 3.22 | -12.65 | -15.22 | -0.78 | -37.53 | -59.89 |
| Assets | 877 | 800 | 766 | 700 | 653 | 630 | 586 | 593 | 568 | 559 |
| Liabilities | 781 | 712 | 682 | 621 | 575 | 557 | 520 | 530 | 510 | 505 |
| Book Value | 96.33 | 87.60 | 83.82 | 79.42 | 78.22 | 73.13 | 66.41 | 63.71 | 58.09 | 53.83 |
Company Profile
Company Details
| Full Name | Eagle Financial Services, Inc. |
| Country | United States |
| Employees | 169 |
| CEO | Brandon Craig Lorey |
Stock Information
| Ticker Symbol | EFSI |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: EFSI |
Description
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking services in the Shenandoah Valley and Northern Virginia. The company offers deposit products, such as checking, NOW, money market, and regular savings accounts; and demand and time deposits. It also provides one-to-four-family residential real estate, commercial real estate, construction and land development, mortgage, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. Further, it provides ATM and debit cards; and telephone, Internet, and mobile banking services. As of December 31, 2018, the company operated 12 full-service branches; and 1 drive-through only facility in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Leesburg, and Ashburn, as well as 13 ATM locations. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.