Eagle Financial Services, Inc. (EFSI)
| Market Cap | 221.13M +12.5% |
| Revenue (ttm) | 82.96M +34.4% |
| Net Income | 18.64M +135.8% |
| EPS | 3.45 +86.3% |
| Shares Out | 5.32M |
| PE Ratio | 12.02 |
| Forward PE | 12.34 |
| Dividend | $1.24 (2.99%) |
| Ex-Dividend Date | Aug 3, 2026 |
| Volume | 35,702 |
| Open | 41.61 |
| Previous Close | 41.62 |
| Day's Range | 41.20 - 42.17 |
| 52-Week Range | 31.44 - 45.44 |
| Beta | 0.21 |
| Analysts | Hold |
| Price Target | 42.33 (+2.06%) |
| Earnings Date | Jul 23, 2026 |
About EFSI
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises o... [Read more]
Financial Performance
In 2025, Eagle Financial Services's revenue was $65.53 million, a decrease of -6.31% compared to the previous year's $69.94 million. Earnings were $8.21 million, a decrease of -46.46%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for EFSI stock is "Hold." The 12-month stock price target is $42.33, which is an increase of 2.06% from the latest price.
News
Eagle Financial downgraded to Hold from Buy at Freedom Broker
Freedom Broker analyst Mikhail Paramonov downgraded Eagle Financial (EFSI) to Hold from Buy with an unchanged price target of $43 after the company reported below-expectations results for Q2 as sharpl...
Eagle Financial Services Earnings Call Transcript: Q2 2026
Net income was $5M ($0.92/share), with adjusted net income at $2.2M ($0.41/share) due to a one-time gain. Strong loan growth, margin expansion, and stable deposits were offset by higher provision expense and increased non-performing assets.
Eagle Financial Services Earnings release: Q2 2026
Eagle Financial Services released its Q2 2026 earnings on July 24, 2026, summarizing the period's financial results.
Eagle Financial Services Slides: Q2 2026
Eagle Financial Services has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 24, 2026.
Eagle Financial Services Quarterly report: Q2 2026
Eagle Financial Services has published its Q2 2026 quarterly earnings report on July 24, 2026.
EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2026 SECOND QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND
BERRYVILLE, Va., July 23, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its second quarter 2026 results.
Eagle Financial upgraded to Buy from Hold at Freedom Broker
Freedom Broker upgraded Eagle Financial (EFSI) to Buy from Hold with an unchanged price target of $43. The firm cites the company’s net interest margin growth and improved efficiency for…
Eagle Financial price target raised to $40 from $38 at DA Davidson
DA Davidson analyst Jake Civiello raised the firm’s price target on Eagle Financial (EFSI) to $40 from $38 but keeps a Neutral rating on the shares. The company posted disappointing…
Eagle Financial Services Earnings Call Transcript: Q1 2026
Q1 net income was $3.7M with margin expansion, improved efficiency, and stable credit quality. Loan balances declined modestly, but the pipeline is strong and capital levels remain robust. One large credit is under close review, with no broader credit issues observed.
Eagle Financial Services Earnings release: Q1 2026
Eagle Financial Services released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.
Eagle Financial Services Slides: Q1 2026
Eagle Financial Services has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.
Eagle Financial Services Quarterly report: Q1 2026
Eagle Financial Services has published its Q1 2026 quarterly earnings report on April 24, 2026.
EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2026 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND
BERRYVILLE, Va., April 23, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its first quarter 2026 results.
Eagle Financial Services Proxy statement: Proxy filing
Eagle Financial Services filed a proxy statement on April 8, 2026, providing details for shareholder voting and corporate governance matters.
Eagle Financial Services Proxy statement: Proxy filing
Eagle Financial Services filed a proxy statement on April 8, 2026, providing details for shareholder voting and corporate governance matters.
Eagle Financial initiated with a Neutral at DA Davidson
DA Davidson analyst Jake Civiello last night initiated coverage of Eagle Financial (EFSI) with a Neutral rating and $43 price target The bank’s earnings growth opportunities are limited and its…
Eagle Financial initiated with a Neutral at DA Davidson
DA Davidson initiated coverage of Eagle Financial (EFSI) with a Neutral rating and $43 price target
Eagle Financial downgraded to Hold from Buy at Freedom Capital
Freedom Capital downgraded Eagle Financial (EFSI) to Hold from Buy with a price target of $43, up from $42. Revenue surpassed expectations, fueled by strong net interest income and expanding…
Eagle Financial price target raised to $43 from $42 at Keefe Bruyette
Keefe Bruyette analyst Woody Lay raised the firm’s price target on Eagle Financial (EFSI) to $43 from $42 and keeps an Outperform rating on the shares.
Eagle Financial Services Earnings Call Transcript: Q4 2025
Q4 2025 net income was $4.3M, down from Q3 due to lower net interest income and higher expenses. Commercial loan growth and wealth management fees were strong, while asset quality remained stable. Outlook for 2026 includes continued loan growth and stable fee income.
Eagle Financial Services Annual report: Q4 2025
Eagle Financial Services has published its Q4 2025 annual report on January 27, 2026.
Eagle Financial Services Earnings release: Q4 2025
Eagle Financial Services released its Q4 2025 earnings on January 27, 2026, summarizing the period's financial results.
EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 FOURTH QUARTER FINANCIAL RESULTS
BERRYVILLE, Va., Jan. 26, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its fourth quarter 2025 results.
EAGLE FINANCIAL SERVICES, INC. ANNOUNCES QUARTERLY DIVIDEND AND RELEASE DATE FOR 2025 FOURTH QUARTER EARNINGS
BERRYVILLE, Va., Jan. 21, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the Company), the holding company for Bank of Clarke, declared a regular cash dividend on January 21, 2026...
Eagle Financial Services Earnings Call Transcript: Q3 2025
Q3 net income reached $5.6 million, with improved credit quality and a stronger net interest margin. Commercial lending and wealth management drove growth, while non-performing assets declined. Cautious outlook for Q4 due to the government shutdown's impact on SBA loan settlements.