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Eagle Financial Services, Inc. (EFSI)
NASDAQ: EFSI · Real-Time Price · USD
45.61
-0.45 (-0.98%)
At close: Oct 30, 2026, 4:00 PM EDT
45.62
+0.01 (0.02%)
After-hours: Oct 30, 2026, 4:18 PM EDT

Eagle Financial Services Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
83.5865.5369.9463.1260.4550.61
Revenue Growth
26.40%-6.31%10.80%4.42%19.45%19.02%
Net Income
17.818.2115.349.3614.5211.02
Earnings Per Share
3.301.594.322.664.173.20
EPS Growth
54.57%-63.26%62.57%-36.31%30.31%-2.11%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth Management
7.635.624.93--
All Other
-1.42-1.42-1.42-1.073.12
Marine Lending
6.216.7411.367.484.78
Community Banking
53.3859.2948.5250.1742.93
Total
65.870.2363.3960.7350.84

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
162.29218.3194.72139.8267.9164.13
Total Debt
29.6380.53160.76200.82243.575.58
Net Cash (Debt)
132.66137.7733.96-61-175.6658.55
Net Cash Growth
-29.58%305.67%----22.44%
Net Cash Per Share
24.5526.609.56-17.31-50.4417.02

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-25.7518.766.8813.8116.46
Capital Expenditures
--1.41-1.02-1.07-0.84-0.52
Free Cash Flow
-24.3517.745.812.9815.94
Free Cash Flow Growth
-37.23%205.70%-55.27%-18.59%51.08%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.30%12.53%21.94%14.82%24.02%21.78%
FCF Margin
-37.16%25.37%9.20%21.47%31.50%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2401.2401.2101.2001.1501.100
Dividend Per Share Growth
0%2.48%0.83%4.35%4.54%5.77%
Dividend Yield
2.72%3.12%3.32%4.00%3.20%3.17%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.8425.708.2711.118.6410.86
Forward PE
13.5711.27----
P/FCF Ratio
30.138.677.1517.909.677.51
PS Ratio
2.913.221.811.652.082.37