Eagle Financial Services, Inc. (EFSI)

NASDAQ: EFSI · Real-Time Price · USD

41.48

-0.14 (-0.35%)

At close: Aug 28, 2026, 4:00 PM EDT

41.53

+0.05 (0.13%)

After-hours: Aug 28, 2026, 4:10 PM EDT

Eagle Financial Services Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	82.96	65.53	69.94	63.12	60.45	50.61
Revenue Growth	34.38%	-6.31%	10.80%	4.42%	19.45%	19.02%
Net Income	18.64	8.21	15.34	9.36	14.52	11.02
Earnings Per Share	3.45	1.59	4.32	2.66	4.17	3.20
EPS Growth	86.31%	-63.26%	62.57%	-36.31%	30.31%	-2.11%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Wealth Management	8.28	7.63	5.62	4.93	-	-
All Other	-1.42	-1.42	-1.42	-1.42	-1.07	3.12
Marine Lending	5.06	6.21	6.74	11.36	7.48	4.78
Community Banking	71.31	53.38	59.29	48.52	50.17	42.93
Total	83.23	65.8	70.23	63.39	60.73	50.84

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	144.69	218.3	194.72	139.82	67.91	64.13
Total Debt	40.06	80.53	160.76	200.82	243.57	5.58
Net Cash (Debt)	104.63	137.77	33.96	-61	-175.66	58.55
Net Cash Growth	-66.90%	305.67%	-	-	-	-22.44%
Net Cash Per Share	19.39	26.60	9.56	-17.31	-50.44	17.02

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	9.16	25.75	18.76	6.88	13.81	16.46
Capital Expenditures	-1.1	-1.41	-1.02	-1.07	-0.84	-0.52
Free Cash Flow	8.06	24.35	17.74	5.8	12.98	15.94
Free Cash Flow Growth	-61.41%	37.23%	205.70%	-55.27%	-18.59%	51.08%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	22.47%	12.53%	21.94%	14.82%	24.02%	21.78%
FCF Margin	9.72%	37.16%	25.37%	9.20%	21.47%	31.50%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.240	1.240	1.210	1.200	1.150	1.100
Dividend Per Share Growth	0%	2.48%	0.83%	4.35%	4.54%	5.77%
Dividend Yield	2.99%	3.19%	3.53%	4.42%	3.67%	3.76%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.02	25.70	8.27	11.11	8.64	10.86
Forward PE	12.34	11.27	-	-	-	-
P/FCF Ratio	27.43	8.67	7.15	17.90	9.67	7.51
PS Ratio	2.67	3.22	1.81	1.65	2.08	2.37