Eagle Financial Services, Inc. (EFSI)
NASDAQ: EFSI · Real-Time Price · USD
45.61
-0.45 (-0.98%)
At close: Oct 30, 2026, 4:00 PM EDT
45.62
+0.01 (0.02%)
After-hours: Oct 30, 2026, 4:18 PM EDT

Eagle Financial Services Statistics

Total Valuation

EFSI has a market cap or net worth of $242.93 million. The enterprise value is $110.27 million.

Market Cap242.93M
Enterprise Value 110.27M

Important Dates

The last earnings date was Thursday, October 22, 2026, after market close.

Earnings Date Oct 22, 2026
Ex-Dividend Date Nov 2, 2026

Share Statistics

EFSI has 5.33 million shares outstanding. The number of shares has increased by 14.45% in one year.

Current Share Class 5.33M
Shares Outstanding 5.33M
Shares Change (YoY) +14.45%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 16.63%
Owned by Institutions (%) 42.72%
Float 4.15M

Valuation Ratios

The trailing PE ratio is 13.84 and the forward PE ratio is 13.57. EFSI's PEG ratio is 3.48.

PE Ratio 13.84
Forward PE 13.57
PS Ratio 2.91
Forward PS 2.88
PB Ratio 1.24
P/TBV Ratio 1.24
P/FCF Ratio 30.13
P/OCF Ratio 26.52
PEG Ratio 3.48
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.19
EV / Sales 1.32
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 13.68

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.15
Debt / EBITDA n/a
Debt / FCF 3.67
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.35%.

Return on Equity (ROE) 9.35%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.77%
Revenue Per Employee $322,707
Profits Per Employee $68,745
Employee Count259
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, EFSI has paid $4.64 million in taxes.

Income Tax 4.64M
Effective Tax Rate 20.66%

Stock Price Statistics

The stock price has increased by +25.72% in the last 52 weeks. The beta is 0.20, so EFSI's price volatility has been lower than the market average.

Beta (5Y) 0.20
52-Week Price Change +25.72%
50-Day Moving Average 44.90
200-Day Moving Average 40.37
Relative Strength Index (RSI) 49.59
Average Volume (20 Days) 37,071

Short Selling Information

The latest short interest is 152,435, so 2.86% of the outstanding shares have been sold short.

Short Interest 152,435
Short Previous Month 146,299
Short % of Shares Out 2.86%
Short % of Float 3.67%
Short Ratio (days to cover) 4.52

Income Statement

In the last 12 months, EFSI had revenue of $83.58 million and earned $17.81 million in profits. Earnings per share was $3.30.

Revenue83.58M
Gross Profit 83.58M
Operating Income 23.87M
Pretax Income 22.44M
Net Income 17.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.30
Full Income Statement

Balance Sheet

The company has $162.29 million in cash and $29.63 million in debt, with a net cash position of $132.66 million or $24.91 per share.

Cash & Cash Equivalents 162.29M
Total Debt 29.63M
Net Cash 132.66M
Net Cash Per Share $24.91
Equity (Book Value) 195.29M
Book Value Per Share 36.66
Working Capital -1.46B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $9.16 million and capital expenditures -$1.10 million, giving a free cash flow of $8.06 million.

Operating Cash Flow 9.16M
Capital Expenditures -1.10M
Depreciation & Amortization n/a
Net Borrowing -40.16M
Free Cash Flow 8.06M
FCF Per Share $1.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 28.56%
Pretax Margin 26.85%
Profit Margin 21.30%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 9.72%

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.72%.

Dividend Per Share $1.24
Dividend Yield 2.72%
Dividend Growth (YoY) n/a
Years of Dividend Growth 22
Payout Ratio 37.63%
FCF Payout Ratio 81.91%
Buyback Yield -14.45%
Shareholder Yield -11.73%
Earnings Yield 7.22%
FCF Yield 3.32%
Dividend Details

Analyst Forecast

The average price target for EFSI is $47.00, which is 3.05% higher than the current price. The consensus rating is "Hold".

Price Target $47.00
Price Target Difference 3.05%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (3Y) -4.44%
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 16, 2006. It was a forward split with a ratio of 2:1.

Last Split Date Mar 16, 2006
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3