Eagle Financial Services, Inc. (EFSI)

Eagle Financial Services Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	0.39	0.65	50.26	49.21	41
Net Interest Income Growth	-39.47%	-98.72%	2.12%	20.04%	15.08%
Non-Interest Income	6.88	21.56	14.78	13.35	11.32
Non-Interest Income Growth	-68.07%	45.85%	10.75%	17.89%	31.95%
Revenues Before Loan Losses	7.27	22.2	65.04	62.56	52.32
Provision for Credit Losses	3.7	2.55	1.65	1.83	1.48
Revenue	3.57	19.65	63.39	60.73	50.84
Revenue Growth (YoY)	-81.82%	-69.00%	4.38%	19.46%	18.92%
Compensation Expenses	33.2	30.06	30.31	25.73	21.85
Selling, General & Admin	6.66	6.45	6.41	5.47	4.46
Other Non-Interest Expenses	16.01	14.83	16.05	11.86	11.74
Total Non-Interest Expense	55.87	51.33	52.75	43.06	38.05
Pretax Income	9.93	18.9	10.63	17.67	12.79
Provision for Income Taxes	1.71	3.56	1.28	3.15	1.77
Net Income	8.21	15.34	9.36	14.52	11.02
Net Income to Common	8.21	15.34	9.36	14.52	11.02
Net Income Growth	-46.46%	63.97%	-35.56%	31.76%	-1.35%
Shares Outstanding (Basic)	5	4	4	3	3
Shares Outstanding (Diluted)	5	4	4	3	3
Shares Change (YoY)	45.71%	0.86%	1.18%	1.23%	0.66%
EPS (Basic)	1.59	4.32	2.66	4.17	3.20
EPS (Diluted)	1.59	4.32	2.66	4.17	3.20
EPS Growth	-63.19%	62.41%	-36.21%	30.31%	-2.14%
Free Cash Flow	24.35	17.74	5.8	12.98	15.94
Free Cash Flow Growth	37.23%	205.70%	-55.27%	-18.59%	51.08%
Free Cash Flow Per Share	4.70	4.99	1.65	3.73	4.63
Dividends Per Share	1.240	1.210	1.200	1.150	1.100
Dividend Growth	2.48%	0.83%	4.35%	4.54%	5.77%
Profit Margin	229.89%	78.07%	14.76%	23.91%	21.68%
FCF Margin	681.44%	90.29%	9.16%	21.37%	31.35%
EBITDA	1.12	1.54	1.99	1.91	1.67
EBITDA Margin	31.29%	7.85%	3.14%	3.15%	3.28%
Effective Tax Rate	17.24%	18.82%	12.00%	17.83%	13.81%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q