Eagle Financial Services, Inc. (EFSI)
NASDAQ: EFSI · Real-Time Price · USD
41.48
-0.14 (-0.35%)
At close: Aug 28, 2026, 4:00 PM EDT
41.53
+0.05 (0.13%)
After-hours: Aug 28, 2026, 4:10 PM EDT
Eagle Financial Services Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 143.99 | 217.19 | 193.16 | 138.35 | 66.89 | 64.07 |
Investment Securities | 43.47 | 45.39 | 17.66 | 20.62 | 22.3 | 43.91 |
Trading Asset Securities | 0.7 | 1.11 | 1.56 | 1.47 | 1.02 | 0.06 |
Mortgage-Backed Securities | 69.86 | 75.13 | 104.97 | 118.82 | 129.15 | 151.01 |
Total Investments | 114.03 | 121.63 | 124.19 | 140.91 | 152.47 | 194.98 |
Gross Loans | 1,499 | 1,473 | 1,467 | 1,463 | 1,324 | 985.72 |
Allowance for Loan Losses | -18.31 | -15.32 | -15.03 | -14.49 | -11.22 | -8.79 |
Net Loans | 1,481 | 1,458 | 1,452 | 1,448 | 1,313 | 976.93 |
Property, Plant & Equipment | 24.25 | 24.34 | 23.98 | 22.5 | 22.83 | 23.39 |
Loans Held for Sale | 5.97 | 4.79 | 2.66 | 1.66 | 0.15 | 0.88 |
Accrued Interest Receivable | 5.05 | 5.29 | 5.15 | 5.01 | 3.9 | - |
Long-Term Deferred Tax Assets | 1.6 | 1.4 | 5 | - | - | - |
Other Real Estate Owned & Foreclosed | 0.3 | 0.14 | 0.51 | 0.3 | 0.11 | - |
Other Long-Term Assets | 69.73 | 52.8 | 52.47 | 59.59 | 49.64 | 42.23 |
Total Assets | 1,847 | 1,889 | 1,866 | 1,826 | 1,617 | 1,303 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 959.54 | 990.94 | 973.19 | 913.6 | 714.74 | 641.49 |
Institutional Deposits | 179.31 | 184.25 | 195.78 | 155.85 | 70.36 | 65.16 |
Non-Interest Bearing Deposits | 463.09 | 432.17 | 406.18 | 436.62 | 478.75 | 470.36 |
Total Deposits | 1,602 | 1,607 | 1,575 | 1,506 | 1,264 | 1,177 |
Short-Term Borrowings | 0.71 | 1.11 | 26.47 | 21.72 | 209.22 | 0.29 |
Current Portion of Leases | 0.54 | 1.02 | - | - | - | - |
Long-Term Debt | 29.61 | 29.58 | 29.51 | 29.44 | 29.38 | - |
Federal Home Loan Bank Debt, Long-Term | - | 40 | 95 | 145 | - | - |
Long-Term Leases | 9.19 | 8.82 | 9.78 | 4.65 | 4.98 | 5.29 |
Other Long-Term Liabilities | 11.47 | 11.9 | 11.32 | 10.33 | 7.56 | 10.18 |
Total Liabilities | 1,653 | 1,700 | 1,747 | 1,717 | 1,515 | 1,193 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 13.31 | 13.26 | 8.71 | 8.66 | 8.63 | 8.56 |
Additional Paid-In Capital | 65.19 | 64.72 | 14.9 | 14.28 | 13.27 | 12.12 |
Retained Earnings | 121.48 | 116.12 | 114.01 | 103.45 | 100.28 | 89.76 |
Comprehensive Income & Other | -6.08 | -5.26 | -18.64 | -18.01 | -20.45 | -0.16 |
Shareholders' Equity | 193.91 | 188.84 | 118.99 | 108.38 | 101.73 | 110.28 |
Total Liabilities & Equity | 1,847 | 1,889 | 1,866 | 1,826 | 1,617 | 1,303 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 40.06 | 80.53 | 160.76 | 200.82 | 243.57 | 5.58 |
Net Cash (Debt) | 104.63 | 137.77 | 33.96 | -61 | -175.66 | 58.55 |
Net Cash Growth | -66.90% | 305.67% | - | - | - | -22.44% |
Net Cash Per Share | 19.39 | 26.60 | 9.56 | -17.31 | -50.44 | 17.02 |
Filing Date Shares Outstanding | 5.32 | 5.34 | 5.31 | 3.5 | 3.52 | 3.48 |
Total Common Shares Outstanding | 5.32 | 5.31 | 3.49 | 3.46 | 3.49 | 3.45 |
Book Value Per Share | 36.42 | 35.59 | 34.14 | 31.29 | 29.15 | 31.93 |
Tangible Book Value | 193.91 | 188.84 | 118.99 | 108.38 | 101.73 | 110.28 |
Tangible Book Value Per Share | 36.42 | 35.59 | 34.14 | 31.29 | 29.15 | 31.93 |