Eagle Financial Services, Inc. (EFSI)

Eagle Financial Services Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	396	193.16	138.35	66.89	64.07	79.67
Investment Securities	44.43	17.66	20.62	22.3	43.91	48.75
Trading Asset Securities	1.08	1.56	1.47	1.02	0.06	-
Mortgage-Backed Securities	77.58	104.97	118.82	129.15	151.01	119.01
Total Investments	123.09	124.19	140.91	152.47	194.98	167.76
Gross Loans	1,439	1,467	1,463	1,324	985.72	836.33
Allowance for Loan Losses	-15.98	-15.03	-14.49	-11.22	-8.79	-7.1
Net Loans	1,423	1,452	1,448	1,313	976.93	829.24
Property, Plant & Equipment	24.54	23.8	22.5	22.83	23.39	22.74
Loans Held for Sale	3.3	2.66	1.66	0.15	0.88	-
Accrued Interest Receivable	5.15	5.15	5.01	3.9	-	-
Restricted Cash	-	-	-	-	-	0.25
Other Real Estate Owned & Foreclosed	0.19	0.51	0.3	0.11	-	0.61
Other Long-Term Assets	54.96	57.65	59.59	49.64	42.23	29.11
Total Assets	2,035	1,866	1,826	1,617	1,303	1,130
Interest Bearing Deposits	1,014	972.89	913.6	714.74	641.49	536.42
Institutional Deposits	178.34	195.78	155.85	70.36	65.16	69.04
Non-Interest Bearing Deposits	574.6	406.18	436.62	478.75	470.36	407.58
Total Deposits	1,767	1,575	1,506	1,264	1,177	1,013
Short-Term Borrowings	1.25	26.78	21.72	209.22	0.29	0.07
Current Portion of Leases	0.56	1.03	-	-	-	-
Long-Term Debt	29.55	29.51	29.44	29.38	-	-
Federal Home Loan Bank Debt, Long-Term	40	95	145	-	-	-
Long-Term Leases	9.64	8.75	4.65	4.98	5.29	4.11
Other Long-Term Liabilities	7.91	11.32	10.33	7.56	10.18	7.87
Total Liabilities	1,855	1,747	1,717	1,515	1,193	1,025
Common Stock	13.26	8.71	8.66	8.63	8.56	8.46
Additional Paid-In Capital	64.15	14.9	14.28	13.27	12.12	10.81
Retained Earnings	109.53	114.01	103.45	100.28	89.76	82.52
Comprehensive Income & Other	-7.3	-18.64	-18.01	-20.45	-0.16	3.28
Shareholders' Equity	179.65	118.99	108.38	101.73	110.28	105.07
Total Liabilities & Equity	2,035	1,866	1,826	1,617	1,303	1,130
Total Debt	81	161.07	200.82	243.57	5.58	4.18
Net Cash (Debt)	316.09	33.65	-61	-175.66	58.55	75.49
Net Cash Growth	-	-	-	-	-22.44%	170.62%
Net Cash Per Share	74.13	9.47	-17.31	-50.44	17.02	22.09
Filing Date Shares Outstanding	5.3	5.31	3.5	3.52	3.48	3.43
Total Common Shares Outstanding	5.3	3.49	3.46	3.49	3.45	3.41
Book Value Per Share	33.87	34.14	31.29	29.15	31.93	30.86
Tangible Book Value	179.65	118.99	108.38	101.73	110.28	105.07
Tangible Book Value Per Share	33.87	34.14	31.29	29.15	31.93	30.86

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q