Eagle Financial Services, Inc. (EFSI)

Eagle Financial Services Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	217.19	193.16	138.35	66.89	64.07
Securities and Investments	123.33	128.89	147.01	158.39	193.37
Other Earning Assets	4.79	2.66	1.66	0.15	0.88
Gross Loans	1,473	1,467	1,463	1,324	985.72
Allowance for Loan Losses	-15.32	-15.03	-14.49	-11.22	-8.79
Net Loans	1,458	1,452	1,448	1,313	976.93
Net Property, Plant & Equipment	14.91	14.34	18.11	18.06	18.25
Other Non-Earning Assets	70.65	75.15	72.27	60.65	49.54
Total Assets	1,889	1,866	1,826	1,617	1,303
Interest-bearing deposits	1,175	1,169	1,070	785.33	706.88
Noninterest-bearing deposits	432.17	406.18	436.62	478.75	470.36
Total Deposits	1,607	1,575	1,506	1,264	1,177
Short-Term Interbank Borrowing and Repurchase Agreements	-	25	20	207.98	-
Long-Term Debt	69.58	124.51	174.44	29.38	-
Other Liabilities	22.85	22.56	16.45	13.56	15.52
Total Liabilities	1,700	1,747	1,717	1,515	1,193
Common Stock	13.26	8.71	8.66	8.63	8.56
Additional Paid-in Capital	64.72	14.9	14.28	13.27	12.12
Accumulated Other Comprehensive Income	-5.26	-18.64	-18.01	-20.45	-0.16
Retained Earnings	116.12	114.01	103.45	100.28	89.76
Shareholders' Equity	188.84	118.99	108.38	101.73	110.28
Total Liabilities & Equity	1,889	1,866	1,826	1,617	1,303
Total Debt	69.58	124.51	174.44	29.38	0
Net Cash (Debt)	-69.58	-124.51	-174.44	-29.38	-0
Net Cash Per Share	-13.44	-35.03	-49.51	-8.44	-
Book Value	188.84	118.99	108.38	101.73	110.28
Book Value Per Share	36.47	33.48	30.76	29.21	32.06
Tangible Book Value	188.84	118.99	108.38	101.73	110.28
Tangible Book Value Per Share	36.47	33.48	30.76	29.21	32.06

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q