Eagle Financial Services Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	15.34	9.36	14.52	11.02
Depreciation & Amortization	1.54	1.99	1.91	1.67
Other Amortization	0.07	0.07	0.05	-
Gain (Loss) on Sale of Assets	-3.66	-0.46	0.01	0.2
Gain (Loss) on Sale of Investments	0.26	0.34	1.3	1.22
Provision for Credit Losses	2.55	1.65	1.83	1.48
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.14	-0.38	1.21	-0.24
Change in Other Net Operating Assets	4.13	-3.25	-5.45	3.88
Other Operating Activities	-1.38	-2.22	-0.71	-1.96
Operating Cash Flow	18.76	6.88	13.81	16.46
Operating Cash Flow Growth	172.90%	-50.23%	-16.07%	49.55%
Capital Expenditures	-1.02	-1.07	-0.84	-0.52
Sale of Property, Plant and Equipment	7.67	0.04	0.03	-
Investment in Securities	14.4	13.55	15.42	-35.17
Divestitures	-	53.99	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-6.96	-191.57	-337.07	-148.42
Other Investing Activities	2.66	-5.34	-8.88	-9.78
Investing Cash Flow	16.75	-130.28	-331.34	-193.22
Short-Term Debt Issued	5	-	207.98	-
Long-Term Debt Issued	-	145	29.33	-
Total Debt Issued	5	145	237.31	-
Short-Term Debt Repaid	-	-187.98	-	-
Long-Term Debt Repaid	-50	-	-	-
Total Debt Repaid	-50	-187.98	-	-
Net Debt Issued (Repaid)	-45	-42.98	237.31	-
Issuance of Common Stock	-	0.13	0.16	0.18
Repurchase of Common Stock	-0.24	-0.3	-0.15	-0.15
Common Dividends Paid	-4.3	-4.23	-3.81	-3.26
Net Increase (Decrease) in Deposit Accounts	68.83	242.25	86.84	164.14
Financing Cash Flow	19.3	194.87	320.35	160.91
Net Cash Flow	54.81	71.46	2.83	-15.85
Free Cash Flow	17.74	5.8	12.98	15.94
Free Cash Flow Growth	205.70%	-55.27%	-18.59%	51.08%
Free Cash Flow Margin	25.37%	9.20%	21.47%	31.50%
Free Cash Flow Per Share	4.99	1.65	3.73	4.63
Cash Interest Paid	40.14	31.33	4.56	1.68
Cash Income Tax Paid	0.08	2.07	4.37	2.82

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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