Eagle Financial Services, Inc. (EFSI)

Eagle Financial Services Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	7.91	15.34	9.36	14.52	11.02	11.17
Depreciation & Amortization	1.8	1.54	1.99	1.91	1.67	1.44
Other Amortization	0.07	0.07	0.07	0.05	-	-
Gain (Loss) on Sale of Assets	-3.52	-3.66	-0.46	0.01	0.2	-0.14
Gain (Loss) on Sale of Investments	12.27	0.26	0.34	1.3	1.22	0.11
Provision for Credit Losses	3.76	2.55	1.65	1.83	1.48	1.46
Net Decrease (Increase) in Loans Originated / Sold - Operating	2.78	1.14	-0.38	1.21	-0.24	-
Change in Other Net Operating Assets	0.32	4.13	-3.25	-5.45	3.88	-2.86
Other Operating Activities	-1.14	-1.38	-2.22	-0.71	-1.96	-0.78
Operating Cash Flow	22.2	18.76	6.88	13.81	16.46	11.01
Operating Cash Flow Growth	58.57%	172.90%	-50.23%	-16.07%	49.55%	-3.01%
Capital Expenditures	-1.3	-1.02	-1.07	-0.84	-0.52	-0.46
Sale of Property, Plant and Equipment	7.71	7.67	0.04	0.03	-	0.01
Investment in Securities	10.27	14.4	13.55	15.42	-35.17	2.24
Divestitures	-	-	53.99	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	6.73	-6.96	-191.57	-337.07	-148.42	-191.41
Other Investing Activities	5.75	2.66	-5.34	-8.88	-9.78	-12.01
Investing Cash Flow	29.16	16.75	-130.28	-331.34	-193.22	-201.47
Short-Term Debt Issued	-	5	-	207.98	-	-
Long-Term Debt Issued	-	-	145	29.33	-	-
Total Debt Issued	4.87	5	145	237.31	-	-
Short-Term Debt Repaid	-	-	-187.98	-	-	-
Long-Term Debt Repaid	-	-50	-	-	-	-
Total Debt Repaid	-110	-50	-187.98	-	-	-
Net Debt Issued (Repaid)	-105.13	-45	-42.98	237.31	-	-
Issuance of Common Stock	53.5	-	0.13	0.16	0.18	0.23
Repurchase of Common Stock	-0.37	-0.24	-0.3	-0.15	-0.15	-1.85
Common Dividends Paid	-4.94	-4.3	-4.23	-3.81	-3.26	-3.2
Net Increase (Decrease) in Deposit Accounts	277.94	68.83	242.25	86.84	164.14	241.55
Financing Cash Flow	221	19.3	194.87	320.35	160.91	236.73
Net Cash Flow	272.35	54.81	71.46	2.83	-15.85	46.26
Free Cash Flow	20.89	17.74	5.8	12.98	15.94	10.55
Free Cash Flow Growth	61.61%	205.70%	-55.27%	-18.59%	51.08%	5.14%
Free Cash Flow Margin	33.84%	25.37%	9.20%	21.47%	31.50%	24.81%
Free Cash Flow Per Share	4.90	4.99	1.65	3.73	4.63	3.09
Cash Interest Paid	41.23	40.14	31.33	4.56	1.68	3.35
Cash Income Tax Paid	1.28	0.08	2.07	4.37	2.82	2.62

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q