Eagle Financial Services, Inc. (EFSI)
NASDAQ: EFSI · Real-Time Price · USD
35.00
+0.13 (0.37%)
Nov 19, 2025, 12:33 PM EST - Market open

Eagle Financial Services Statistics

Total Valuation

EFSI has a market cap or net worth of $185.65 million. The enterprise value is -$2.73 million.

Market Cap185.65M
Enterprise Value -2.73M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date Oct 23, 2025
Ex-Dividend Date Nov 3, 2025

Share Statistics

EFSI has 5.30 million shares outstanding. The number of shares has increased by 33.12% in one year.

Current Share Class 5.30M
Shares Outstanding 5.30M
Shares Change (YoY) +33.12%
Shares Change (QoQ) -0.03%
Owned by Insiders (%) 15.72%
Owned by Institutions (%) 40.25%
Float 4.19M

Valuation Ratios

The trailing PE ratio is 16.36 and the forward PE ratio is 9.88.

PE Ratio 16.36
Forward PE 9.88
PS Ratio 2.49
Forward PS 2.14
PB Ratio 1.00
P/TBV Ratio 1.00
P/FCF Ratio 8.66
P/OCF Ratio 8.11
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.77
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.63%.

Return on Equity (ROE) 6.63%
Return on Assets (ROA) 0.53%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $286,242
Profits Per Employee $43,576
Employee Count231
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, EFSI has paid $2.46 million in taxes.

Income Tax 2.46M
Effective Tax Rate 19.66%

Stock Price Statistics

The stock price has increased by +1.01% in the last 52 weeks. The beta is 0.22, so EFSI's price volatility has been lower than the market average.

Beta (5Y) 0.22
52-Week Price Change +1.01%
50-Day Moving Average 36.96
200-Day Moving Average 33.65
Relative Strength Index (RSI) 37.26
Average Volume (20 Days) 8,691

Short Selling Information

The latest short interest is 94,951, so 1.79% of the outstanding shares have been sold short.

Short Interest 94,951
Short Previous Month 92,248
Short % of Shares Out 1.79%
Short % of Float 2.27%
Short Ratio (days to cover) 10.35

Income Statement

In the last 12 months, EFSI had revenue of $66.12 million and earned $10.07 million in profits. Earnings per share was $2.13.

Revenue66.12M
Gross Profit 66.12M
Operating Income 13.74M
Pretax Income 12.53M
Net Income 10.07M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.13
Full Income Statement

Balance Sheet

The company has $269.26 million in cash and $80.88 million in debt, giving a net cash position of $188.38 million or $35.51 per share.

Cash & Cash Equivalents 269.26M
Total Debt 80.88M
Net Cash 188.38M
Net Cash Per Share $35.51
Equity (Book Value) 185.58M
Book Value Per Share 34.99
Working Capital -1.38B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $22.89 million and capital expenditures -$1.45 million, giving a free cash flow of $21.44 million.

Operating Cash Flow 22.89M
Capital Expenditures -1.45M
Free Cash Flow 21.44M
FCF Per Share $4.04
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.78%
Pretax Margin 18.95%
Profit Margin 15.22%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.42%

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 3.54%.

Dividend Per Share $1.24
Dividend Yield 3.54%
Dividend Growth (YoY) 2.48%
Years of Dividend Growth 22
Payout Ratio 58.17%
Buyback Yield -33.12%
Shareholder Yield -29.58%
Earnings Yield 5.42%
FCF Yield 11.55%
Dividend Details

Analyst Forecast

The average price target for EFSI is $39.50, which is 12.86% higher than the current price. The consensus rating is "Strong Buy".

Price Target $39.50
Price Target Difference 12.86%
Analyst Consensus Strong Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 16, 2006. It was a forward split with a ratio of 2:1.

Last Split Date Mar 16, 2006
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4