Eagle Financial Services, Inc. (EFSI)

Eagle Financial Services Statistics

Total Valuation

EFSI has a market cap or net worth of $207.26 million. The enterprise value is $59.64 million.

Market Cap	207.26M
Enterprise Value	59.64M

Important Dates

The last earnings date was Monday, January 26, 2026, after market close.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

EFSI has 5.30 million shares outstanding. The number of shares has increased by 45.36% in one year.

Current Share Class	5.30M
Shares Outstanding	5.30M
Shares Change (YoY)	+45.36%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	16.31%
Owned by Institutions (%)	41.57%
Float	4.16M

Valuation Ratios

The trailing PE ratio is 24.58 and the forward PE ratio is 10.29.

PE Ratio	24.58
Forward PE	10.29
PS Ratio	3.07
Forward PS	2.36
PB Ratio	1.10
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.26
EV / Sales	0.91
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.34%.

Return on Equity (ROE)	5.34%
Return on Assets (ROA)	0.44%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.93%
Revenue Per Employee	$259,039
Profits Per Employee	$32,339
Employee Count	254
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EFSI has paid $1.71 million in taxes.

Income Tax	1.71M
Effective Tax Rate	17.24%

Stock Price Statistics

The stock price has increased by +12.08% in the last 52 weeks. The beta is 0.18, so EFSI's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+12.08%
50-Day Moving Average	39.25
200-Day Moving Average	35.41
Relative Strength Index (RSI)	48.78
Average Volume (20 Days)	16,306

Short Selling Information

The latest short interest is 82,079, so 1.55% of the outstanding shares have been sold short.

Short Interest	82,079
Short Previous Month	81,167
Short % of Shares Out	1.55%
Short % of Float	1.97%
Short Ratio (days to cover)	5.36

Income Statement

In the last 12 months, EFSI had revenue of $65.80 million and earned $8.21 million in profits. Earnings per share was $1.59.

Revenue	65.80M
Gross Profit	65.80M
Operating Income	11.25M
Pretax Income	9.93M
Net Income	8.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.59

Balance Sheet

The company has $217.19 million in cash and $69.58 million in debt, with a net cash position of $147.62 million or $27.84 per share.

Cash & Cash Equivalents	217.19M
Total Debt	69.58M
Net Cash	147.62M
Net Cash Per Share	$27.84
Equity (Book Value)	188.84M
Book Value Per Share	35.62
Working Capital	-1.39B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	17.09%
Pretax Margin	15.08%
Profit Margin	12.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 3.17%.

Dividend Per Share	$1.24
Dividend Yield	3.17%
Dividend Growth (YoY)	1.64%
Years of Dividend Growth	23
Payout Ratio	77.99%
Buyback Yield	-45.36%
Shareholder Yield	-42.19%
Earnings Yield	3.96%
FCF Yield	n/a

Analyst Forecast

The average price target for EFSI is $41.50, which is 5.71% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$41.50
Price Target Difference	5.71%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 16, 2006. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 16, 2006
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2