Pagaya Technologies Statistics
Total Valuation
PGY has a market cap or net worth of $635.03 million. The enterprise value is $841.77 million.
| Market Cap | 635.03M |
| Enterprise Value | 841.77M |
Important Dates
The next estimated earnings date is Tuesday, May 14, 2024, before market open.
| Earnings Date | May 14, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
PGY has 70.48 million shares outstanding. The number of shares has increased by 56.95% in one year.
| Shares Outstanding | 70.48M |
| Shares Change (YoY) | +56.95% |
| Shares Change (QoQ) | -16.19% |
| Owned by Insiders (%) | 20.42% |
| Owned by Institutions (%) | 34.83% |
| Float | 41.73M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 29.76 |
| PS Ratio | 0.78 |
| Forward PS | 0.64 |
| PB Ratio | 1.13 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 1.04 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.05, with a Debt / Equity ratio of 0.74.
| Current Ratio | 4.05 |
| Quick Ratio | 4.26 |
| Debt / Equity | 0.74 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -23.90% and return on invested capital (ROIC) is -2.51%.
| Return on Equity (ROE) | -23.90% |
| Return on Assets (ROA) | -10.90% |
| Return on Capital (ROIC) | -2.51% |
| Revenue Per Employee | $1.14M |
| Profits Per Employee | -$180,390 |
| Employee Count | 712 |
| Asset Turnover | 0.69 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PGY has paid $15.57 million in taxes.
| Income Tax | 15.57M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -10.10% in the last 52 weeks. The beta is 6.69, so PGY's price volatility has been higher than the market average.
| Beta (1Y) | 6.69 |
| 52-Week Price Change | -10.10% |
| 50-Day Moving Average | 13.07 |
| 200-Day Moving Average | 17.67 |
| Relative Strength Index (RSI) | 34.85 |
| Average Volume (30 Days) | 1,339,505 |
Short Selling Information
The latest short interest is 1.81 million, so 2.57% of the outstanding shares have been sold short.
| Short Interest | 1.81M |
| Short Previous Month | 866,090 |
| Short % of Shares Out | 2.57% |
| Short % of Float | 4.34% |
| Short Ratio (days to cover) | 0.85 |
Income Statement
In the last 12 months, PGY had revenue of $812.05 million and -$128.44 million in losses. Loss per share was -$2.14.
| Revenue | 812.05M |
| Gross Profit | 303.11M |
| Operating Income | -24.40M |
| Pretax Income | -112.87M |
| Net Income | -128.44M |
| EBITDA | -93.74M |
| EBIT | -112.87M |
| Loss Per Share | -$2.14 |
Balance Sheet
The company has $205.84 million in cash and $412.58 million in debt, giving a net cash position of -$206.74 million or -$2.93 per share.
| Cash & Cash Equivalents | 205.84M |
| Total Debt | 412.58M |
| Net Cash | -206.74M |
| Net Cash Per Share | -$2.93 |
| Equity / Book Value | 559.72M |
| Book Value Per Share | 7.94 |
| Working Capital | 228.48M |
Cash Flow
In the last 12 months, operating cash flow was $9.58 million and capital expenditures -$20.19 million, giving a free cash flow of -$10.61 million.
| Operating Cash Flow | 9.58M |
| Capital Expenditures | -20.19M |
| Free Cash Flow | -10.61M |
| FCF Per Share | -$0.18 |
Margins
Gross margin is 37.33%, with operating and profit margins of -3.00% and -15.82%.
| Gross Margin | 37.33% |
| Operating Margin | -3.00% |
| Pretax Margin | -13.90% |
| Profit Margin | -15.82% |
| EBITDA Margin | -11.54% |
| EBIT Margin | -13.90% |
| FCF Margin | -1.31% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -56.95% |
| Shareholder Yield | -56.95% |
| Earnings Yield | -20.23% |
| FCF Yield | -1.67% |
Analyst Forecast
The average price target for PGY is $38.08, which is 322.64% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $38.08 |
| Price Target Difference | 322.64% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 8, 2024. It was a reverse split with a ratio of 1:12.
| Last Split Date | Mar 8, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:12 |
Scores
PGY has an Altman Z-Score of 0.78 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.78 |
| Piotroski F-Score | 3 |