Pagaya Technologies Ltd. (PGY)
NASDAQ: PGY · Real-Time Price · USD
21.92
-0.31 (-1.42%)
At close: Aug 4, 2026, 4:00 PM EDT
21.88
-0.04 (-0.19%)
After-hours: Aug 4, 2026, 7:04 PM EDT
Pagaya Technologies Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 249.26 | 235.33 | 187.92 | 186.48 | 309.79 | 190.78 |
Short-Term Investments | - | - | - | - | - | 5.02 |
Cash & Short-Term Investments | 249.26 | 235.33 | 187.92 | 186.48 | 309.79 | 195.8 |
Cash Growth | 36.22% | 25.23% | 0.77% | -39.81% | 58.22% | 212.60% |
Restricted Cash and Segregated Assets | - | - | - | 16.87 | 22.54 | 7 |
Trading Assets | - | - | - | 2.49 | - | 5.14 |
Accounts Receivable | 190.47 | - | 127.11 | 79.53 | 96.95 | 32.33 |
Other Current Assets | - | - | - | 18.03 | 27.26 | 6.26 |
Total Current Assets | 439.73 | 235.33 | 315.04 | 303.4 | 456.54 | 246.54 |
Net Property, Plant & Equipment | 59.98 | 60.8 | 74.85 | 97.29 | 55.13 | 7.65 |
Other Intangible Assets | 4.8 | 7.66 | 12.82 | 2.55 | 32.5 | - |
Goodwill | 22.9 | 22.9 | 23.06 | 10.95 | 31.66 | - |
Long-Term Investments | 1,051 | 958.79 | 800.34 | 740.69 | 38.77 | 292.42 |
Other Long-Term Assets | 114.27 | 260.44 | 64.96 | 53.51 | 403.98 | 43.65 |
Total Assets | 1,693 | 1,546 | 1,291 | 1,208 | 1,043 | 590.26 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 4.05 | 3.93 | 6.99 | 1.29 | 1.74 | 11.58 |
Accrued Expenses | 80.14 | 74.64 | 45.36 | 28.56 | 49.5 | 17.09 |
Short-Term Debt | - | - | - | 37.69 | 61.83 | - |
Current Portion of Leases | - | - | - | 6.93 | 8.34 | - |
Other Current Liabilities | 21.91 | - | - | 0.46 | 6.42 | - |
Total Current Liabilities | 106.1 | 78.57 | 52.35 | 74.93 | 128.02 | 28.67 |
Long-Term Debt | 874.93 | 824.27 | 643.75 | 324.03 | 110.78 | 37.91 |
Long-Term Leases | 32.41 | 34.21 | 37.06 | 43.94 | 49.2 | - |
Other Long-Term Liabilities | 0.78 | 23.41 | 42.11 | 25.48 | 1.97 | 39.28 |
Total Long-Term Liabilities | 908.12 | 881.89 | 722.92 | 393.45 | 154.64 | 77.19 |
Total Liabilities | 1,014 | 960.46 | 775.28 | 468.38 | 279.06 | 105.86 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-in Capital | 1,409 | 1,391 | 1,282 | 1,102 | 968.43 | 113.17 |
Accumulated Other Comprehensive Income | -21.99 | -48.32 | -11.49 | 0.44 | -0.71 | - |
Retained Earnings | -792.69 | -862.65 | -944.04 | -542.64 | -414.2 | -111.88 |
Total Common Shareholders' Equity | 594.15 | 480.02 | 326.49 | 559.72 | 553.52 | 1.29 |
Minority Interest | 84.73 | 105.44 | 189.31 | 180.28 | 210.5 | 483.11 |
Shareholders' Equity | 678.89 | 585.45 | 515.8 | 740 | 764.02 | 484.4 |
Total Liabilities & Equity | 1,693 | 1,546 | 1,291 | 1,208 | 1,043 | 590.26 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 907.34 | 858.48 | 680.81 | 412.58 | 230.14 | 37.91 |
Net Cash (Debt) | -658.09 | -623.16 | -492.89 | -226.11 | 79.65 | 157.89 |
Net Cash Growth | - | - | - | - | -49.55% | 152.08% |
Net Cash Per Share | -6.80 | -7.50 | -6.95 | -3.77 | 2.08 | 9.70 |
Book Value | 594.15 | 480.02 | 326.49 | 559.72 | 553.52 | 1.29 |
Book Value Per Share | 6.14 | 5.78 | 4.61 | 9.32 | 14.47 | 0.08 |
Tangible Book Value | 566.45 | 449.45 | 290.61 | 546.23 | 489.35 | 1.29 |
Tangible Book Value Per Share | 5.86 | 5.41 | 4.10 | 9.10 | 12.79 | 0.08 |