Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD

17.98

+0.54 (3.10%)

At close: Oct 2, 2026, 4:00 PM EDT

18.00

+0.02 (0.11%)

After-hours: Oct 2, 2026, 7:59 PM EDT

Pagaya Technologies Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,500	1,680	684	980	845	357
Market Cap Growth	-34.54%	145.56%	-30.17%	16.03%	136.66%	-
Enterprise Value	1,118	1,504	1,368	1,356	917	586
Last Close Price	17.98	20.90	9.29	16.56	14.88	119.16

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.89	21.74	-	-	-	-
Forward PE	4.70	6.77	6.13	16.73	-	-
PS Ratio	1.08	1.29	0.66	1.21	1.13	0.75
PB Ratio	2.52	2.87	1.33	1.32	1.10	0.74
P/TBV Ratio	2.65	3.74	2.36	1.79	1.53	276.21
P/FCF Ratio	6.36	8.05	22.80	-	-	8.26
P/OCF Ratio	5.67	7.04	14.33	-	-	7.16

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.80	1.16	1.33	1.67	1.22	1.24
EV/EBITDA Ratio	3.18	5.57	19.77	-	-	-
EV/EBIT Ratio	3.24	5.70	20.43	-	-	-
EV/FCF Ratio	4.74	7.21	45.57	-	-	13.58

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	1.34	1.47	1.32	0.56	0.28	0.08
Debt / EBITDA Ratio	2.54	3.11	8.78	101.37	-	-
Debt / FCF Ratio	3.85	4.11	22.68	-	-	0.88
Net Debt / Equity Ratio	-0.56	-0.55	-0.55	0.30	-0.13	-0.34
Net Debt / EBITDA Ratio	-1.09	-1.19	-4.13	-43.23	0.40	32.65
Net Debt / FCF Ratio	-1.62	-1.54	-9.51	-5.34	1.58	-3.77
Asset Turnover	0.90	0.92	0.83	0.72	0.92	1.20
Quick Ratio	14.06	12.55	11.69	3.69	3.04	8.18
Current Ratio	14.58	13.11	12.18	4.05	3.28	8.60
Return on Equity (ROE)	19.46%	12.96%	-70.98%	-26.14%	-46.85%	-20.49%
Return on Assets (ROA)	13.97%	11.62%	3.35%	-1.35%	-19.22%	-0.91%
Return on Invested Capital (ROIC)	116.14%	106.90%	11.21%	-2.98%	-50.90%	-2.57%
Return on Capital Employed (ROCE)	21.80%	18.30%	5.60%	-2.10%	-27.40%	-1.00%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	8.17%	4.84%	-58.66%	-13.11%	-35.80%	-25.54%
FCF Yield	15.72%	12.42%	4.39%	-4.27%	-7.39%	12.10%
Buyback Yield / Dilution	-23.24%	-17.24%	-18.06%	-56.95%	-135.03%	5.61%

SEC Filings: 10-K · 10-Q