Farmers National Banc Corp. (FMNB)
NASDAQ: FMNB · Real-Time Price · USD
15.65
-0.37 (-2.31%)
Aug 19, 2026, 4:00 PM EDT - Market closed

Farmers National Banc Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
218.43181.51162.12170.49158.87141.29
Revenue Growth
28.91%11.96%-4.91%7.32%12.44%14.64%
Net Income
66.454.5945.9549.9360.651.84
Earnings Per Share
1.491.451.221.331.791.77
EPS Growth
10.91%18.85%-8.27%-25.70%1.13%20.41%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Trust Segment (Including Retirement Consulting Segment)
15.8514.7112.7411.5111.0311.18
Bank Segment
161.89131.52115.06123.98121.31131.18
Unallocated Other Revenues
40.6835.2734.3335.0134.91-
Total
218.43181.51162.12170.49167.25141.29

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
166.6393.3489.57107.8681.05116.79
Total Debt
469.22377.41405.02456.85197.5198.62
Net Cash (Debt)
-302.58-284.07-315.44-349-116.4618.17
Net Cash Growth
------89.21%
Net Cash Per Share
-6.75-7.55-8.41-9.31-3.430.62

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
64.4560.0466.6262.9381.554.93
Capital Expenditures
-3.84-7.86-11.69-3.88-2.56-1.38
Free Cash Flow
60.6152.1854.9259.0578.9453.56
Free Cash Flow Growth
14.38%-4.99%-6.99%-25.20%47.39%18.05%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.40%30.07%28.34%29.29%38.14%36.69%
FCF Margin
27.75%28.75%33.88%34.63%49.69%37.91%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6800.6800.6800.6500.470
Dividend Per Share Growth
0%0%0%4.61%38.30%6.82%
Dividend Yield
4.34%5.23%5.15%5.32%5.48%3.15%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.539.1911.6310.857.9412.13
Forward PE
9.247.6010.0911.067.259.71
P/FCF Ratio
15.309.619.739.176.0911.74
PS Ratio
4.252.763.303.183.034.45