Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
53.77
-6.24 (-10.40%)
Nov 1, 2024, 4:00 PM EDT - Market closed
Essent Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 951.23 | 892.26 | 842.53 | 872.54 | 862.56 | 777.43 | Upgrade
|
| Total Interest & Dividend Income | 227.28 | 186.14 | 124.41 | 88.77 | 80.09 | 83.54 | Upgrade
|
| Gain (Loss) on Sale of Investments | -7.13 | -7.2 | -13.17 | 0.42 | 2.7 | 3.23 | Upgrade
|
| Other Revenue | 12.98 | 13.92 | 47.06 | 66.78 | 9.81 | 3.37 | Upgrade
|
| Total Revenue | 1,184 | 1,085 | 1,001 | 1,029 | 955.15 | 867.57 | Upgrade
|
| Revenue Growth (YoY) | 15.06% | 8.42% | -2.69% | 7.68% | 10.10% | 20.60% | Upgrade
|
| Policy Benefits | 59.89 | 31.54 | -174.7 | 31.06 | 301.29 | 32.99 | Upgrade
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| Policy Acquisition & Underwriting Costs | 87.42 | 62.01 | 50.68 | 146.01 | 136.23 | 148.78 | Upgrade
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| Other Operating Expenses | 19.03 | 19.03 | 17.76 | - | - | - | Upgrade
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| Total Operating Expenses | 281.23 | 227.47 | -5.97 | 197.91 | 455.98 | 198.36 | Upgrade
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| Operating Income | 903.12 | 857.64 | 1,007 | 830.6 | 499.17 | 669.21 | Upgrade
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| Interest Expense | -35.12 | -30.14 | -15.61 | -8.28 | -9.07 | -10.15 | Upgrade
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| EBT Excluding Unusual Items | 868 | 827.5 | 991.19 | 822.31 | 490.1 | 659.06 | Upgrade
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| Merger & Restructuring Charges | -4.5 | -4.5 | -3 | - | - | - | Upgrade
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| Pretax Income | 863.5 | 823 | 988.19 | 822.31 | 490.1 | 659.06 | Upgrade
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| Income Tax Expense | 126.63 | 126.61 | 156.83 | 140.53 | 77.06 | 103.35 | Upgrade
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| Net Income | 736.87 | 696.39 | 831.35 | 681.78 | 413.04 | 555.71 | Upgrade
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| Net Income to Common | 736.87 | 696.39 | 831.35 | 681.78 | 413.04 | 555.71 | Upgrade
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| Net Income Growth | 10.25% | -16.23% | 21.94% | 65.06% | -25.67% | 18.90% | Upgrade
|
| Shares Outstanding (Basic) | 106 | 106 | 107 | 111 | 106 | 98 | Upgrade
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| Shares Outstanding (Diluted) | 107 | 107 | 108 | 112 | 106 | 98 | Upgrade
|
| Shares Change (YoY) | -0.51% | -0.49% | -3.50% | 4.87% | 8.30% | 0.26% | Upgrade
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| EPS (Basic) | 6.98 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | Upgrade
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| EPS (Diluted) | 6.90 | 6.50 | 7.72 | 6.11 | 3.88 | 5.66 | Upgrade
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| EPS Growth | 10.79% | -15.80% | 26.35% | 57.47% | -31.45% | 18.66% | Upgrade
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| Free Cash Flow | - | 759 | 584.84 | 706.76 | 725.49 | 586.44 | Upgrade
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| Free Cash Flow Per Share | - | 7.08 | 5.43 | 6.34 | 6.82 | 5.97 | Upgrade
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| Dividend Per Share | 1.090 | 1.000 | 0.860 | 0.700 | 0.640 | 0.300 | Upgrade
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| Dividend Growth | 11.22% | 16.28% | 22.86% | 9.38% | 113.33% | - | Upgrade
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| Operating Margin | 76.25% | 79.04% | 100.60% | 80.76% | 52.26% | 77.14% | Upgrade
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| Profit Margin | 62.22% | 64.18% | 83.07% | 66.29% | 43.24% | 64.05% | Upgrade
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| Free Cash Flow Margin | - | 69.95% | 58.44% | 68.72% | 75.95% | 67.60% | Upgrade
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| EBITDA | 908.87 | 862.16 | 1,010 | 833.98 | 502.5 | 672.98 | Upgrade
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| EBITDA Margin | 76.74% | 79.45% | 100.90% | 81.09% | 52.61% | 77.57% | Upgrade
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| D&A For EBITDA | 5.75 | 4.53 | 3.02 | 3.38 | 3.33 | 3.77 | Upgrade
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| EBIT | 903.12 | 857.64 | 1,007 | 830.6 | 499.17 | 669.21 | Upgrade
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| EBIT Margin | 76.25% | 79.04% | 100.60% | 80.76% | 52.26% | 77.14% | Upgrade
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| Effective Tax Rate | 14.66% | 15.38% | 15.87% | 17.09% | 15.72% | 15.68% | Upgrade
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| Revenue as Reported | 1,110 | 1,110 | 1,001 | 1,029 | 955.15 | 867.57 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.