Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $6.15 billion. The enterprise value is $6.58 billion.
| Market Cap | 6.15B |
| Enterprise Value | 6.58B |
Important Dates
The last earnings date was Friday, August 7, 2026, before market open.
| Earnings Date | Aug 7, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
Essent Group has 89.88 million shares outstanding. The number of shares has decreased by -8.76% in one year.
| Current Share Class | 89.88M |
| Shares Outstanding | 89.88M |
| Shares Change (YoY) | -8.76% |
| Shares Change (QoQ) | -3.37% |
| Owned by Insiders (%) | 3.55% |
| Owned by Institutions (%) | 98.50% |
| Float | 86.65M |
Valuation Ratios
The trailing PE ratio is 9.58 and the forward PE ratio is 9.01. Essent Group's PEG ratio is 1.72.
| PE Ratio | 9.58 |
| Forward PE | 9.01 |
| PS Ratio | 4.65 |
| Forward PS | 4.20 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 7.45 |
| P/OCF Ratio | 7.38 |
| PEG Ratio | 1.72 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.66, with an EV/FCF ratio of 7.96.
| EV / Earnings | 9.66 |
| EV / Sales | 4.97 |
| EV / EBITDA | 7.66 |
| EV / EBIT | 7.70 |
| EV / FCF | 7.96 |
Financial Position
The company has a current ratio of 1.79, with a Debt / Equity ratio of 0.09.
| Current Ratio | 1.79 |
| Quick Ratio | 1.10 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.57 |
| Debt / FCF | 0.60 |
| Interest Coverage | 26.10 |
Financial Efficiency
Return on equity (ROE) is 12.01% and return on invested capital (ROIC) is 11.46%.
| Return on Equity (ROE) | 12.01% |
| Return on Assets (ROA) | 7.20% |
| Return on Invested Capital (ROIC) | 11.46% |
| Return on Capital Employed (ROCE) | 12.54% |
| Weighted Average Cost of Capital (WACC) | 8.20% |
| Revenue Per Employee | $2.57M |
| Profits Per Employee | $1.32M |
| Employee Count | 514 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $140.02 million in taxes.
| Income Tax | 140.02M |
| Effective Tax Rate | 17.06% |
Stock Price Statistics
The stock price has increased by +7.15% in the last 52 weeks. The beta is 0.76, so Essent Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +7.15% |
| 50-Day Moving Average | 65.16 |
| 200-Day Moving Average | 62.35 |
| Relative Strength Index (RSI) | 57.21 |
| Average Volume (20 Days) | 548,633 |
Short Selling Information
The latest short interest is 2.62 million, so 2.91% of the outstanding shares have been sold short.
| Short Interest | 2.62M |
| Short Previous Month | 2.68M |
| Short % of Shares Out | 2.91% |
| Short % of Float | 3.02% |
| Short Ratio (days to cover) | 4.54 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.32 billion and earned $680.71 million in profits. Earnings per share was $7.15.
| Revenue | 1.32B |
| Gross Profit | 1.01B |
| Operating Income | 853.43M |
| Pretax Income | 820.73M |
| Net Income | 680.71M |
| EBITDA | 858.38M |
| EBIT | 853.43M |
| Earnings Per Share (EPS) | $7.15 |
Balance Sheet
The company has $698.22 million in cash and $495.97 million in debt, with a net cash position of -$421.64 million or -$4.69 per share.
| Cash & Cash Equivalents | 698.22M |
| Total Debt | 495.97M |
| Net Cash | -421.64M |
| Net Cash Per Share | -$4.69 |
| Equity (Book Value) | 5.66B |
| Book Value Per Share | 63.01 |
| Working Capital | 623.93M |
Cash Flow
In the last 12 months, operating cash flow was $834.08 million and capital expenditures -$8.19 million, giving a free cash flow of $825.89 million.
| Operating Cash Flow | 834.08M |
| Capital Expenditures | -8.19M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 825.89M |
| FCF Per Share | $9.19 |
Margins
Gross margin is 76.01%, with operating and profit margins of 64.51% and 51.45%.
| Gross Margin | 76.01% |
| Operating Margin | 64.51% |
| Pretax Margin | 62.04% |
| Profit Margin | 51.45% |
| EBITDA Margin | 64.88% |
| EBIT Margin | 64.51% |
| FCF Margin | 62.43% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.05%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.05% |
| Dividend Growth (YoY) | 12.40% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 19.59% |
| Buyback Yield | 8.76% |
| Shareholder Yield | 10.81% |
| Earnings Yield | 11.06% |
| FCF Yield | 13.42% |
Analyst Forecast
The average price target for Essent Group is $74.71, which is 9.11% higher than the current price. The consensus rating is "Buy".
| Price Target | $74.71 |
| Price Target Difference | 9.11% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 8.97% |
| EPS Growth Forecast (3Y) | 6.24% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |