Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $5.33 billion. The enterprise value is $5.70 billion.
Important Dates
The last earnings date was Friday, May 8, 2026, before market open.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | Jun 1, 2026 |
Share Statistics
Essent Group has 92.15 million shares outstanding. The number of shares has decreased by -7.71% in one year.
| Current Share Class | 92.15M |
| Shares Outstanding | 92.15M |
| Shares Change (YoY) | -7.71% |
| Shares Change (QoQ) | -2.16% |
| Owned by Insiders (%) | 3.68% |
| Owned by Institutions (%) | 99.99% |
| Float | 88.72M |
Valuation Ratios
The trailing PE ratio is 8.24 and the forward PE ratio is 7.94. Essent Group's PEG ratio is 1.60.
| PE Ratio | 8.24 |
| Forward PE | 7.94 |
| PS Ratio | 4.17 |
| Forward PS | 4.11 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 6.52 |
| P/OCF Ratio | 6.45 |
| PEG Ratio | 1.60 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.59, with an EV/FCF ratio of 6.97.
| EV / Earnings | 8.31 |
| EV / Sales | 4.46 |
| EV / EBITDA | 6.59 |
| EV / EBIT | 6.63 |
| EV / FCF | 6.97 |
Financial Position
The company has a current ratio of 2.01, with a Debt / Equity ratio of 0.09.
| Current Ratio | 2.01 |
| Quick Ratio | 1.24 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.57 |
| Debt / FCF | 0.61 |
| Interest Coverage | 26.29 |
Financial Efficiency
Return on equity (ROE) is 12.09% and return on invested capital (ROIC) is 11.51%.
| Return on Equity (ROE) | 12.09% |
| Return on Assets (ROA) | 7.27% |
| Return on Invested Capital (ROIC) | 11.51% |
| Return on Capital Employed (ROCE) | 12.56% |
| Weighted Average Cost of Capital (WACC) | 8.42% |
| Revenue Per Employee | $2.49M |
| Profits Per Employee | $1.34M |
| Employee Count | 514 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $135.25 million in taxes.
| Income Tax | 135.25M |
| Effective Tax Rate | 16.46% |
Stock Price Statistics
| Beta (5Y) | 0.81 |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 60.60 |
| 200-Day Moving Average | 61.81 |
| Relative Strength Index (RSI) | 36.39 |
| Average Volume (20 Days) | 710,585 |
Short Selling Information
The latest short interest is 2.31 million, so 2.51% of the outstanding shares have been sold short.
| Short Interest | 2.31M |
| Short Previous Month | 1.88M |
| Short % of Shares Out | 2.51% |
| Short % of Float | 2.61% |
| Short Ratio (days to cover) | 3.25 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.28 billion and earned $686.34 million in profits. Earnings per share was $7.03.
| Revenue | 1.28B |
| Gross Profit | 1.01B |
| Operating Income | 859.72M |
| Pretax Income | 821.59M |
| Net Income | 686.34M |
| EBITDA | 864.81M |
| EBIT | 859.72M |
| Earnings Per Share (EPS) | $7.03 |
Full Income StatementBalance Sheet
The company has $751.30 million in cash and $495.64 million in debt, with a net cash position of -$367.38 million or -$3.99 per share.
| Cash & Cash Equivalents | 751.30M |
| Total Debt | 495.64M |
| Net Cash | -367.38M |
| Net Cash Per Share | -$3.99 |
| Equity (Book Value) | 5.70B |
| Book Value Per Share | 61.20 |
| Working Capital | 729.01M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $826.53 million and capital expenditures -$7.96 million, giving a free cash flow of $818.57 million.
| Operating Cash Flow | 826.53M |
| Capital Expenditures | -7.96M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 818.57M |
| FCF Per Share | $8.88 |
Full Cash Flow StatementMargins
Gross margin is 79.10%, with operating and profit margins of 67.19% and 53.64%.
| Gross Margin | 79.10% |
| Operating Margin | 67.19% |
| Pretax Margin | 64.21% |
| Profit Margin | 53.64% |
| EBITDA Margin | 67.59% |
| EBIT Margin | 67.19% |
| FCF Margin | 63.98% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.42%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.42% |
| Dividend Growth (YoY) | 11.86% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 18.78% |
| Buyback Yield | 7.71% |
| Shareholder Yield | 10.13% |
| Earnings Yield | 12.87% |
| FCF Yield | 15.34% |
Dividend DetailsAnalyst Forecast
The average price target for Essent Group is $69.00, which is 19.19% higher than the current price. The consensus rating is "Buy".
| Price Target | $69.00 |
| Price Target Difference | 19.19% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
