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Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
66.80
+1.10 (1.67%)
At close: Oct 23, 2026, 4:00 PM EDT
66.48
-0.32 (-0.48%)
After-hours: Oct 23, 2026, 7:32 PM EDT

Essent Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3231,2611,2431,1101,0011,029
Revenue Growth
4.31%1.45%12.00%10.88%-2.69%7.68%
Operating Income
853.43854.56890.81857.641,007830.6
Net Income
680.71689.97729.4696.39831.35681.78
Earnings Per Share
7.156.906.856.507.726.11
EPS Growth
4.29%0.73%5.38%-15.80%26.35%57.47%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Corporate & Other
132.67117.73115.9157.14-3.69
Mortgage Insurance (excl. Reinsurance)
1,0581,0541,030955.01-
Reinsurance
132.0989.5997.0197.6-
Total
1,3231,2611,2431,1101,001

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
74.33123.05131.48141.7981.2481.49
Total Debt
495.97531.9530.16459.92435.86427.82
Net Cash (Debt)
-421.64-408.85-398.68-318.13-354.62-346.33
Net Cash Growth
------
Net Cash Per Share
-4.43-4.09-3.74-2.97-3.29-3.10

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
834.08856.05861.53763588.82709.26
Capital Expenditures
-8.19-7.36-6.77-4-3.98-2.5
Free Cash Flow
825.89848.69854.77759584.84706.76
Free Cash Flow Growth
-4.50%-0.71%12.62%29.78%-17.25%-2.58%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
64.51%67.77%71.67%77.28%100.60%80.76%
Pretax Margin
62.04%65.18%68.83%74.16%98.74%79.95%
Profit Margin
51.45%54.72%58.68%62.75%83.07%66.29%
FCF Margin
62.43%67.31%68.77%68.39%58.44%68.72%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4001.2401.1201.0000.8600.700
Dividend Per Share Growth
12.40%10.71%12.00%16.28%22.86%9.38%
Dividend Yield
2.10%1.88%2.03%1.89%2.21%1.52%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.359.117.938.095.047.38
Forward PE
8.739.027.938.096.367.71
P/FCF Ratio
7.277.416.777.427.167.11
PS Ratio
4.544.984.655.074.184.89