Essent Group Ltd. (ESNT)

NYSE: ESNT · Real-Time Price · USD

66.98

+1.02 (1.55%)

Aug 3, 2026, 1:14 PM EDT - Market open

Essent Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,279	1,261	1,243	1,110	1,001	1,029
Revenue Growth	1.37%	1.45%	12.00%	10.88%	-2.69%	7.68%
Operating Income	854.28	854.56	890.81	853.14	1,004	830.6
Net Income	686.34	689.97	729.4	696.39	831.35	681.78
Earnings Per Share	7.02	6.90	6.85	6.50	7.72	6.11
EPS Growth	2.78%	0.73%	5.38%	-15.80%	26.35%	57.47%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Mortgage Insurance (excl. Reinsurance)	1,053	1,054	1,030	955.01	-
Reinsurance	102.02	89.59	97.01	97.6	-
Corporate & Other	124.06	117.73	115.91	57.14	-3.69
Total	1,279	1,261	1,243	1,110	1,001

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	826.53	856.05	861.53	763	588.82	709.26
Capital Expenditures	-7.96	-7.36	-6.77	-4	-3.98	-2.5
Free Cash Flow	818.57	848.69	854.77	759	584.84	706.76
Free Cash Flow Growth	-5.22%	-0.71%	12.62%	29.78%	-17.25%	-2.58%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	66.77%	67.77%	71.67%	76.88%	100.30%	80.76%
Pretax Margin	64.21%	65.18%	68.83%	74.16%	98.74%	79.95%
Profit Margin	53.64%	54.72%	58.69%	62.75%	83.07%	66.29%
FCF Margin	63.98%	67.31%	68.77%	68.39%	58.44%	68.72%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.400	1.240	1.120	1.000	0.860	0.700
Dividend Per Share Growth	11.86%	10.71%	12.00%	16.28%	22.86%	9.38%
Dividend Yield	2.09%	1.90%	2.06%	1.90%	2.21%	1.54%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.53	9.42	7.95	8.11	5.04	7.45
Forward PE	9.18	9.02	7.93	8.09	6.36	7.71
P/FCF Ratio	7.56	7.31	6.69	7.41	7.16	7.05
PS Ratio	4.84	4.92	4.60	5.07	4.18	4.84