Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
64.58
-0.31 (-0.48%)
Nov 13, 2026, 4:00 PM EST - Market closed
Essent Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,385 | 1,261 | 1,243 | 1,110 | 1,001 | 1,029 |
Revenue Growth | 9.64% | 1.45% | 12.00% | 10.88% | -2.69% | 7.68% |
Operating Income Operating Income Growth | 853.22 | 854.56 | 890.81 | 857.64 | 1,007 | 830.6 |
Net Income Net Income Growth | 679.87 | 689.97 | 729.4 | 696.39 | 831.35 | 681.78 |
Earnings Per Share EPS Growth | 7.30 | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 |
EPS Growth | 6.26% | 0.73% | 5.38% | -15.80% | 26.35% | 57.47% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Corporate & Other Corporate & Other Growth | 137.25 | 117.73 | 115.91 | 57.14 | -3.69 |
Mortgage Insurance (excl. Reinsurance) Mortgage Insurance (excl. Reinsurance) Growth | 1,067 | 1,054 | 1,030 | 955.01 | - |
Reinsurance Reinsurance Growth | 180.65 | 89.59 | 97.01 | 97.6 | - |
Total Total Growth | 1,385 | 1,261 | 1,243 | 1,110 | 1,001 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 160.67 | 123.05 | 131.48 | 141.79 | 81.24 | 81.49 |
Total Debt Total Debt Growth | 496.31 | 531.9 | 530.16 | 459.92 | 435.86 | 427.82 |
Net Cash (Debt) Net Cash Growth | -335.64 | -408.85 | -398.68 | -318.13 | -354.62 | -346.33 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.61 | -4.09 | -3.74 | -2.97 | -3.29 | -3.10 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 857.24 | 856.05 | 861.53 | 763 | 588.82 | 709.26 |
Capital Expenditures CapEx Growth | -4.09 | -7.36 | -6.77 | -4 | -3.98 | -2.5 |
Free Cash Flow Free Cash Flow Growth | 853.15 | 848.69 | 854.77 | 759 | 584.84 | 706.76 |
Free Cash Flow Growth | 0.76% | -0.71% | 12.62% | 29.78% | -17.25% | -2.58% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 61.59% | 67.77% | 71.67% | 77.28% | 100.60% | 80.76% |
Pretax Margin | 59.24% | 65.18% | 68.83% | 74.16% | 98.74% | 79.95% |
Profit Margin | 49.08% | 54.72% | 58.68% | 62.75% | 83.07% | 66.29% |
FCF Margin | 61.58% | 67.31% | 68.77% | 68.39% | 58.44% | 68.72% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.400 | 1.240 | 1.120 | 1.000 | 0.860 | 0.700 |
Dividend Per Share Growth | 12.90% | 10.71% | 12.00% | 16.28% | 22.86% | 9.38% |
Dividend Yield | 2.17% | 1.88% | 2.03% | 1.89% | 2.21% | 1.52% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.84 | 9.11 | 7.93 | 8.09 | 5.04 | 7.38 |
Forward PE | 8.43 | 9.02 | 7.93 | 8.09 | 6.36 | 7.71 |
P/FCF Ratio | 6.66 | 7.41 | 6.77 | 7.42 | 7.16 | 7.11 |
PS Ratio | 4.10 | 4.98 | 4.65 | 5.07 | 4.18 | 4.89 |