Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
64.58
-0.31 (-0.48%)
Nov 13, 2026, 4:00 PM EST - Market closed
Essent Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 5,368 | 5,456 | 5,113 | 4,335 | 4,490 | 4,650 |
Investments in Equity & Preferred Securities | 451.95 | 382.51 | 303.9 | 277.23 | 257.94 | 170.47 |
Other Investments | 504.14 | 648.49 | 764.02 | 928.73 | 252.03 | 313.09 |
Total Investments | 6,324 | 6,487 | 6,181 | 5,541 | 5,000 | 5,133 |
Cash & Equivalents | 160.67 | 123.05 | 131.48 | 141.79 | 81.24 | 81.49 |
Other Receivables | 233.65 | 98.64 | 99.3 | 98.96 | 90.56 | 72.7 |
Deferred Policy Acquisition Cost | 74.01 | 9.55 | 9.65 | 9.14 | 9.91 | 12.18 |
Property, Plant & Equipment | 46.56 | 41.87 | 40.59 | 39.12 | 15.56 | 9.01 |
Goodwill | 48.8 | 48.76 | 48.76 | 50.01 | - | - |
Other Intangible Assets | 28.3 | 36.71 | 32.08 | 25.01 | 4.01 | 2.91 |
Other Current Assets | 488.83 | 513.43 | 489.6 | 470.65 | 418.46 | 360.81 |
Other Long-Term Assets | 153.46 | 82.4 | 79.57 | 51.05 | 104.49 | 49.71 |
Total Assets | 7,558 | 7,441 | 7,112 | 6,427 | 5,724 | 5,722 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 135.7 | 140.56 | 101.07 | 89.46 | 91.75 |
Unpaid Claims | 585.48 | 446.82 | 328.87 | 260.1 | 216.46 | 407.45 |
Unearned Premiums | 269.03 | 91.73 | 115.98 | 140.29 | 162.89 | 185.39 |
Current Portion of Leases | - | 5.98 | - | - | - | - |
Long-Term Debt | 496.31 | 495.3 | 493.96 | 421.92 | 420.86 | 419.82 |
Long-Term Leases | - | 30.62 | 36.2 | 38 | 15 | 8 |
Long-Term Deferred Tax Liabilities | 422.48 | 465.35 | 392.43 | 362.75 | 356.81 | 373.65 |
Other Current Liabilities | 7.37 | 12.78 | - | - | - | - |
Other Long-Term Liabilities | 222.49 | - | - | - | - | - |
Total Liabilities | 2,003 | 1,684 | 1,508 | 1,324 | 1,261 | 1,486 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1.33 | 1.43 | 1.58 | 1.6 | 1.62 | 1.64 |
Additional Paid-In Capital | 227.6 | 649.9 | 1,215 | 1,300 | 1,350 | 1,429 |
Retained Earnings | 5,686 | 5,257 | 4,691 | 4,082 | 3,493 | 2,755 |
Comprehensive Income & Other | -359.65 | -151.99 | -303.98 | -280.5 | -382.79 | 50.71 |
Shareholders' Equity | 5,555 | 5,757 | 5,604 | 5,103 | 4,462 | 4,236 |
Total Liabilities & Equity | 7,558 | 7,441 | 7,112 | 6,427 | 5,724 | 5,722 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 87.97 | 94.54 | 103.84 | 106.87 | 108.1 | 108.78 |
Total Common Shares Outstanding | 88.77 | 95.46 | 105.02 | 106.6 | 107.68 | 109.38 |
Total Debt | 496.31 | 531.9 | 530.16 | 459.92 | 435.86 | 427.82 |
Net Cash (Debt) | -335.64 | -408.85 | -398.68 | -318.13 | -354.62 | -346.33 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -3.61 | -4.09 | -3.74 | -2.97 | -3.29 | -3.10 |
Book Value Per Share | 62.58 | 60.31 | 53.36 | 47.87 | 41.44 | 38.73 |
Tangible Book Value | 5,478 | 5,671 | 5,523 | 5,028 | 4,458 | 4,233 |
Tangible Book Value Per Share | 61.71 | 59.41 | 52.59 | 47.16 | 41.40 | 38.70 |
Machinery | - | 20.89 | 20.01 | 18.47 | 14.95 | 13.89 |
Leasehold Improvements | - | 10.99 | 12.31 | 7.71 | 5.17 | 4.99 |