Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
60.22
+1.36 (2.31%)
Oct 2, 2026, 4:00 PM EDT - Market closed
Essent Group Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 5,412 | 6,284 | 5,782 | 5,631 | 4,188 | 5,028 | |
Market Cap Growth | -11.68% | 8.68% | 2.70% | 34.46% | -16.71% | 3.53% |
Enterprise Value | 5,834 | 6,688 | 6,167 | 5,955 | 4,529 | 5,285 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.43 | 9.11 | 7.93 | 8.09 | 5.04 | 7.38 |
PS Ratio | 4.09 | 4.98 | 4.65 | 5.07 | 4.18 | 4.89 |
PB Ratio | 0.96 | 1.09 | 1.03 | 1.10 | 0.94 | 1.19 |
P/FCF Ratio | 6.55 | 7.41 | 6.77 | 7.42 | 7.16 | 7.11 |
P/OCF Ratio | 6.49 | 7.34 | 6.71 | 7.38 | 7.11 | 7.09 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 4.41 | 5.30 | 4.96 | 5.37 | 4.53 | 5.14 |
EV/EBITDA Ratio | 6.80 | 7.78 | 6.88 | 6.91 | 4.49 | 6.34 |
EV/EBIT Ratio | 6.84 | 7.83 | 6.92 | 6.94 | 4.50 | 6.36 |
EV/FCF Ratio | 7.06 | 7.88 | 7.21 | 7.85 | 7.74 | 7.48 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.09 | 0.09 | 0.10 | 0.09 | 0.10 | 0.10 |
Debt / EBITDA Ratio | 0.57 | 0.61 | 0.59 | 0.53 | 0.43 | 0.51 |
Debt / FCF Ratio | 0.60 | 0.63 | 0.62 | 0.61 | 0.75 | 0.61 |
Net Debt / Equity Ratio | 0.07 | 0.07 | 0.07 | 0.06 | 0.08 | 0.08 |
Net Debt / EBITDA Ratio | 0.49 | 0.48 | 0.45 | 0.37 | 0.35 | 0.42 |
Net Debt / FCF Ratio | 0.51 | 0.48 | 0.47 | 0.42 | 0.61 | 0.49 |
Quick Ratio | 1.10 | 2.59 | 1.63 | 2.26 | 0.83 | 0.64 |
Current Ratio | 1.79 | 4.35 | 2.54 | 3.27 | 1.80 | 1.21 |
Asset Turnover | 0.18 | 0.17 | 0.18 | 0.18 | 0.18 | 0.19 |
Return on Equity (ROE) | 12.01% | 12.15% | 13.63% | 14.56% | 19.11% | 16.84% |
Return on Assets (ROA) | 7.20% | 7.34% | 8.22% | 8.82% | 11.00% | 9.50% |
Return on Invested Capital (ROIC) | 11.46% | 11.55% | 12.99% | 13.88% | 17.72% | 15.55% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 12.58% | 10.98% | 12.62% | 12.37% | 19.85% | 13.56% |
FCF Yield | 15.26% | 13.51% | 14.78% | 13.48% | 13.97% | 14.06% |
Dividend Yield | 2.33% | 1.94% | 2.14% | 2.01% | 2.39% | 1.70% |
Payout Ratio | 19.59% | 17.69% | 16.18% | 15.25% | 11.08% | 11.40% |
Buyback Yield / Dilution | 8.76% | 6.13% | 0.54% | 0.49% | 3.50% | -4.87% |
Total Shareholder Return | 11.09% | 8.07% | 2.68% | 2.50% | 5.89% | -3.17% |