Essent Group Ltd. (ESNT)

NYSE: ESNT · Real-Time Price · USD

66.80

+1.10 (1.67%)

At close: Oct 23, 2026, 4:00 PM EDT

66.48

-0.32 (-0.48%)

After-hours: Oct 23, 2026, 7:32 PM EDT

Essent Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	6,004	6,284	5,782	5,631	4,188	5,028
Market Cap Growth	0.00%	8.68%	2.70%	34.46%	-16.71%	3.53%
Enterprise Value	6,425	6,688	6,167	5,955	4,529	5,285

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.35	9.11	7.93	8.09	5.04	7.38
PS Ratio	4.54	4.98	4.65	5.07	4.18	4.89
PB Ratio	1.06	1.09	1.03	1.10	0.94	1.19
P/FCF Ratio	7.27	7.41	6.77	7.42	7.16	7.11
P/OCF Ratio	7.20	7.34	6.71	7.38	7.11	7.09

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	4.86	5.30	4.96	5.37	4.53	5.14
EV/EBITDA Ratio	7.49	7.78	6.88	6.91	4.49	6.34
EV/EBIT Ratio	7.53	7.83	6.92	6.94	4.50	6.36
EV/FCF Ratio	7.78	7.88	7.21	7.85	7.74	7.48

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.09	0.09	0.10	0.09	0.10	0.10
Debt / EBITDA Ratio	0.57	0.61	0.59	0.53	0.43	0.51
Debt / FCF Ratio	0.60	0.63	0.62	0.61	0.75	0.61
Net Debt / Equity Ratio	0.07	0.07	0.07	0.06	0.08	0.08
Net Debt / EBITDA Ratio	0.49	0.48	0.45	0.37	0.35	0.42
Net Debt / FCF Ratio	0.51	0.48	0.47	0.42	0.61	0.49
Quick Ratio	1.10	2.59	1.63	2.26	0.83	0.64
Current Ratio	1.79	4.35	2.54	3.27	1.80	1.21
Asset Turnover	0.18	0.17	0.18	0.18	0.18	0.19
Return on Equity (ROE)	12.01%	12.15%	13.63%	14.56%	19.11%	16.84%
Return on Assets (ROA)	7.20%	7.34%	8.22%	8.82%	11.00%	9.50%
Return on Invested Capital (ROIC)	11.46%	11.55%	12.99%	13.88%	17.72%	15.55%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	10.70%	10.98%	12.62%	12.37%	19.85%	13.56%
FCF Yield	13.76%	13.51%	14.78%	13.48%	13.97%	14.06%
Dividend Yield	2.10%	1.88%	2.03%	1.89%	2.21%	1.52%
Payout Ratio	19.59%	17.69%	16.18%	15.25%	11.08%	11.40%
Buyback Yield / Dilution	8.76%	6.13%	0.54%	0.49%	3.50%	-4.87%
Total Shareholder Return	10.86%	8.01%	2.57%	2.38%	5.71%	-3.35%

SEC Filings: 10-K · 10-Q