Essent Group Ltd. (ESNT)

Essent Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	5,113	4,335	4,490	4,650	3,839
Investments in Equity & Preferred Securities	303.9	277.23	257.94	170.47	88.9
Other Investments	764.02	928.73	252.03	313.09	726.86
Total Investments	6,181	5,541	5,000	5,133	4,654
Cash & Equivalents	131.48	141.79	81.24	81.49	102.83
Other Receivables	99.3	98.96	90.56	72.7	70.09
Deferred Policy Acquisition Cost	9.65	9.14	9.91	12.18	17.01
Property, Plant & Equipment	40.59	39.12	15.56	9.01	12.23
Goodwill	48.76	50.01	-	-	-
Other Intangible Assets	32.08	25.01	4.01	2.91	2.86
Other Current Assets	489.6	470.65	418.46	360.81	302.64
Other Long-Term Assets	79.57	51.05	104.49	49.71	40.79
Total Assets	7,112	6,427	5,724	5,722	5,203
Accrued Expenses	140.58	101.07	89.46	91.75	76.99
Unpaid Claims	328.87	260.1	216.46	407.45	374.94
Unearned Premiums	115.98	140.29	162.89	185.39	250.44
Current Portion of Leases	5.85	-	-	-	-
Long-Term Debt	493.96	421.92	420.86	419.82	321.72
Long-Term Leases	30.32	38	15	8	10.9
Long-Term Deferred Tax Liabilities	392.43	362.75	356.81	373.65	305.11
Total Liabilities	1,508	1,324	1,261	1,486	1,340
Common Stock	1.58	1.6	1.62	1.64	1.69
Additional Paid-In Capital	1,215	1,300	1,350	1,429	1,571
Retained Earnings	4,691	4,082	3,493	2,755	2,152
Comprehensive Income & Other	-303.98	-280.5	-382.79	50.71	138.27
Shareholders' Equity	5,604	5,103	4,462	4,236	3,863
Total Liabilities & Equity	7,112	6,427	5,724	5,722	5,203
Filing Date Shares Outstanding	103.84	106.87	108.1	108.78	112.84
Total Common Shares Outstanding	105.02	106.6	107.68	109.38	112.42
Total Debt	530.13	459.92	435.86	427.82	332.62
Net Cash (Debt)	-398.65	-318.13	-354.62	-346.33	-229.79
Net Cash Per Share	-3.74	-2.97	-3.29	-3.10	-2.16
Book Value Per Share	53.36	47.87	41.44	38.73	34.36
Tangible Book Value	5,523	5,028	4,458	4,233	3,860
Tangible Book Value Per Share	52.59	47.16	41.40	38.70	34.33
Machinery	20.01	18.47	14.95	13.89	13.35
Leasehold Improvements	12.31	7.71	5.17	4.99	4.79

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q