Essent Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt Securities	6,104	5,877	5,264	4,742	4,963
Other Investments	382.51	303.9	277.23	257.94	170.47
Total Investments	6,487	6,181	5,541	5,000	5,133
Cash & Equivalents	123.05	131.48	141.79	81.24	81.49
Deferred Acquisition Costs	9.55	9.65	9.14	9.91	12.18
Other Receivables	98.64	99.3	98.96	90.56	72.7
Net Property, Plant & Equipment	49.19	41.87	41.3	19.57	11.92
Goodwill	78.15	79.56	72.83	-	-
Other Assets	595.83	569.17	521.7	522.95	410.52
Total Assets	7,441	7,112	6,427	5,724	5,722
Unearned Premiums	91.73	115.98	140.29	162.89	185.39
Claims Reserves	446.82	328.87	260.1	216.46	407.45
Total Debt	495.3	493.96	421.92	420.86	419.82
Other Liabilities	650.42	569.18	501.82	461.27	473.41
Total Liabilities	1,684	1,508	1,324	1,261	1,486
Common Stock	1.43	1.58	1.6	1.62	1.64
Additional Paid-in Capital	649.9	1,215	1,300	1,350	1,429
Accumulated Other Comprehensive Income	-151.99	-303.98	-280.5	-382.79	50.71
Retained Earnings	5,257	4,691	4,082	3,493	2,755
Shareholders' Equity	5,757	5,604	5,103	4,462	4,236
Total Liabilities & Equity	7,441	7,112	6,427	5,724	5,722
Book Value	5,757	5,604	5,103	4,462	4,236
Book Value Per Share	57.55	52.59	47.63	41.45	37.97
Tangible Book Value	5,679	5,524	5,030	4,462	4,236
Tangible Book Value Per Share	56.77	51.85	46.95	41.45	37.97

Updated Feb 13, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q