Essent Group Ltd. (ESNT)

Essent Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	5,384	5,113	4,335	4,490	4,650	3,839
Investments in Equity & Preferred Securities	359.82	303.9	277.23	257.94	170.47	88.9
Other Investments	583.03	764.02	928.73	252.03	313.09	726.86
Total Investments	6,326	6,181	5,541	5,000	5,133	4,654
Cash & Equivalents	92.12	131.48	141.79	81.24	81.49	102.83
Other Receivables	98.28	99.3	98.96	90.56	72.7	70.09
Deferred Policy Acquisition Cost	9.24	9.65	9.14	9.91	12.18	17.01
Property, Plant & Equipment	42.43	40.59	39.12	15.56	9.01	12.23
Goodwill	-	48.76	50.01	-	-	-
Other Intangible Assets	78.86	32.08	25.01	4.01	2.91	2.86
Other Current Assets	497.36	489.6	470.65	418.46	360.81	302.64
Other Long-Term Assets	75.92	79.57	51.05	104.49	49.71	40.79
Total Assets	7,221	7,112	6,427	5,724	5,722	5,203
Accrued Expenses	158.75	140.58	101.07	89.46	91.75	76.99
Unpaid Claims	364.75	328.87	260.1	216.46	407.45	374.94
Unearned Premiums	102.38	115.98	140.29	162.89	185.39	250.44
Current Portion of Leases	-	5.85	-	-	-	-
Long-Term Debt	494.63	493.96	421.92	420.86	419.82	321.72
Long-Term Leases	-	30.32	38	15	8	10.9
Long-Term Deferred Tax Liabilities	427.2	392.43	362.75	356.81	373.65	305.11
Total Liabilities	1,548	1,508	1,324	1,261	1,486	1,340
Common Stock	1.49	1.58	1.6	1.62	1.64	1.69
Additional Paid-In Capital	888.34	1,215	1,300	1,350	1,429	1,571
Retained Earnings	4,999	4,691	4,082	3,493	2,755	2,152
Comprehensive Income & Other	-215.67	-303.98	-280.5	-382.79	50.71	138.27
Shareholders' Equity	5,673	5,604	5,103	4,462	4,236	3,863
Total Liabilities & Equity	7,221	7,112	6,427	5,724	5,722	5,203
Filing Date Shares Outstanding	99.56	103.84	106.87	108.1	108.78	112.84
Total Common Shares Outstanding	99.56	105.02	106.6	107.68	109.38	112.42
Total Debt	494.63	530.13	459.92	435.86	427.82	332.62
Net Cash (Debt)	-402.51	-398.65	-318.13	-354.62	-346.33	-229.79
Net Cash Per Share	-3.86	-3.74	-2.97	-3.29	-3.10	-2.16
Book Value Per Share	56.98	53.36	47.87	41.44	38.73	34.36
Tangible Book Value	5,594	5,523	5,028	4,458	4,233	3,860
Tangible Book Value Per Share	56.19	52.59	47.16	41.40	38.70	34.33
Machinery	-	20.01	18.47	14.95	13.89	13.35
Leasehold Improvements	-	12.31	7.71	5.17	4.99	4.79

Updated Aug 8, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q