Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
57.69
+0.13 (0.23%)
At close: Mar 12, 2026, 4:00 PM EDT
57.69
0.00 (0.00%)
After-hours: Mar 12, 2026, 7:00 PM EDT

Essent Group Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
689.97729.4696.39831.35681.78
Depreciation & Amortization
5.235.784.533.023.38
Stock-Based Compensation
20.8524.7818.4518.3820.84
Other Adjustments
59.0861.2227.4275.1286.69
Changes in Receivables
0.78-0.58-4.6-17.83-3.26
Changes in Deferred Acquisition Costs
0.11-0.520.772.274.83
Changes in Accrued Expenses
20.8834.572.87-2.049.67
Changes in Unearned Premiums
-24.25-24.3-22.62-22.5-65.05
Changes in Claims Reserves
117.9668.7729.02-190.9832.5
Changes in Other Operating Activities
-34.55-37.6110.79-107.98-62.12
Operating Cash Flow
856.05861.53763588.82709.26
Operating Cash Flow Growth
-0.64%12.91%29.58%-16.98%-2.56%
Capital Expenditures
-7.36-6.77-4-3.98-2.5
Purchases of Intangible Assets
--10---
Purchases of Investments
-1,198-1,687-1,156-1,453-2,338
Proceeds from Sale of Investments
935.34832.631,377996.91,344
Payments for Business Acquisitions
---86.76--
Other Investing Activities
115.53164.71-655.661.06413.77
Investing Cash Flow
-154.74-706.93-525.57-398.87-583.17
Short-Term Debt Issued
----225
Short-Term Debt Repaid
--425---125
Net Short-Term Debt Issued (Repaid)
--425--100
Long-Term Debt Issued
-498.16---
Net Long-Term Debt Issued (Repaid)
-498.16---
Repurchase of Common Stock
-587.68-111.54-70.67-97.91-163.86
Net Common Stock Issued (Repurchased)
-587.68-111.54-70.67-97.91-163.86
Common Dividends Paid
-122.07-118.04-106.22-92.13-77.72
Other Financing Activities
--8.49--0.15-5.85
Financing Cash Flow
-709.75-164.91-176.89-190.2-147.43
Net Cash Flow
-8.43-10.3160.55-0.25-21.34
Free Cash Flow
848.69854.77759584.84706.76
Free Cash Flow Growth
-0.71%12.62%29.78%-17.25%-2.58%
FCF Margin
67.31%68.77%68.39%58.44%68.72%
Free Cash Flow Per Share
8.488.027.085.436.34
Levered Free Cash Flow
650.02773.73688.72700.15669.98
Unlevered Free Cash Flow
650.02700.57688.72700.15569.98
Updated Feb 13, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.
SEC Filings: 10-K · 10-Q