Essent Group Ltd. (ESNT)

Essent Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,993	5,782	5,631	4,188	5,028	4,857
Market Cap Growth	2.70%	2.70%	34.46%	-16.71%	3.53%	-5.06%
Enterprise Value	6,392	6,167	5,955	4,529	5,285	5,173
PE Ratio	8.43	7.93	8.09	5.04	7.38	11.76
PS Ratio	4.89	4.65	5.07	4.18	4.89	5.09
PB Ratio	1.08	1.03	1.10	0.94	1.19	1.26
P/FCF Ratio	7.01	6.77	7.42	7.16	7.11	6.69
P/OCF Ratio	6.96	6.71	7.38	7.11	7.09	6.67
EV/Sales Ratio	5.14	4.96	5.37	4.53	5.14	5.42
EV/EBITDA Ratio	7.13	6.88	6.91	4.49	6.34	10.30
EV/EBIT Ratio	7.18	6.92	6.94	4.50	6.36	10.36
EV/FCF Ratio	7.48	7.21	7.85	7.74	7.48	7.13
Debt / Equity Ratio	0.10	0.10	0.09	0.10	0.10	0.09
Debt / EBITDA Ratio	0.59	0.59	0.53	0.43	0.51	0.66
Debt / FCF Ratio	0.62	0.62	0.61	0.75	0.61	0.46
Quick Ratio	2.52	2.52	2.26	0.83	0.64	1.25
Current Ratio	3.94	3.94	3.27	1.80	1.21	1.71
Asset Turnover	0.18	0.18	0.18	0.18	0.19	0.21
Return on Equity (ROE)	13.63%	13.63%	14.56%	19.11%	16.84%	12.06%
Return on Assets (ROA)	8.22%	8.22%	8.82%	11.00%	9.50%	6.88%
Return on Capital (ROIC)	9.52%	9.52%	10.25%	13.16%	11.72%	8.41%
Earnings Yield	12.17%	12.62%	12.37%	19.85%	13.56%	8.51%
Earnings Yield	12.17%	12.62%	12.37%	19.85%	13.56%	8.51%
FCF Yield	14.26%	14.78%	13.48%	13.97%	14.06%	14.94%
Dividend Yield	2.15%	2.07%	1.94%	2.32%	1.65%	1.61%
Payout Ratio	18.10%	16.18%	15.25%	11.08%	11.40%	16.80%
Buyback Yield / Dilution	0.54%	0.54%	0.49%	3.50%	-4.87%	-8.30%
Total Shareholder Return	2.69%	2.61%	2.43%	5.82%	-3.22%	-6.69%

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q