Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $5.70 billion. The enterprise value is $6.11 billion.
| Market Cap | 5.70B |
| Enterprise Value | 6.11B |
Important Dates
The last earnings date was Friday, February 13, 2026, before market open.
| Earnings Date | Feb 13, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
Essent Group has 94.54 million shares outstanding. The number of shares has decreased by -6.13% in one year.
| Current Share Class | 94.54M |
| Shares Outstanding | 94.54M |
| Shares Change (YoY) | -6.13% |
| Shares Change (QoQ) | -1.88% |
| Owned by Insiders (%) | 3.81% |
| Owned by Institutions (%) | 98.24% |
| Float | 90.90M |
Valuation Ratios
The trailing PE ratio is 8.73 and the forward PE ratio is 8.34. Essent Group's PEG ratio is 2.24.
| PE Ratio | 8.73 |
| Forward PE | 8.34 |
| PS Ratio | 4.52 |
| Forward PS | 4.39 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 6.72 |
| P/OCF Ratio | 6.66 |
| PEG Ratio | 2.24 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.11, with an EV/FCF ratio of 7.20.
| EV / Earnings | 8.86 |
| EV / Sales | 4.85 |
| EV / EBITDA | 7.11 |
| EV / EBIT | 7.15 |
| EV / FCF | 7.20 |
Financial Position
The company has a current ratio of 4.35, with a Debt / Equity ratio of 0.09.
| Current Ratio | 4.35 |
| Quick Ratio | 2.59 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.61 |
| Debt / FCF | 0.63 |
| Interest Coverage | 26.14 |
Financial Efficiency
Return on equity (ROE) is 12.15% and return on invested capital (ROIC) is 11.46%.
| Return on Equity (ROE) | 12.15% |
| Return on Assets (ROA) | 7.34% |
| Return on Invested Capital (ROIC) | 11.46% |
| Return on Capital Employed (ROCE) | 12.00% |
| Weighted Average Cost of Capital (WACC) | 8.87% |
| Revenue Per Employee | $2.45M |
| Profits Per Employee | $1.34M |
| Employee Count | 514 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $131.89 million in taxes.
| Income Tax | 131.89M |
| Effective Tax Rate | 16.05% |
Stock Price Statistics
The stock price has increased by +6.94% in the last 52 weeks. The beta is 0.90, so Essent Group's price volatility has been similar to the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | +6.94% |
| 50-Day Moving Average | 63.61 |
| 200-Day Moving Average | 61.15 |
| Relative Strength Index (RSI) | 38.94 |
| Average Volume (20 Days) | 694,769 |
Short Selling Information
The latest short interest is 1.69 million, so 1.79% of the outstanding shares have been sold short.
| Short Interest | 1.69M |
| Short Previous Month | 1.35M |
| Short % of Shares Out | 1.79% |
| Short % of Float | 1.86% |
| Short Ratio (days to cover) | 2.46 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.26 billion and earned $689.97 million in profits. Earnings per share was $6.90.
| Revenue | 1.26B |
| Gross Profit | 1.01B |
| Operating Income | 854.56M |
| Pretax Income | 821.86M |
| Net Income | 689.97M |
| EBITDA | 859.79M |
| EBIT | 854.56M |
| Earnings Per Share (EPS) | $6.90 |
Balance Sheet
The company has $771.54 million in cash and $531.90 million in debt, with a net cash position of -$408.85 million or -$4.32 per share.
| Cash & Cash Equivalents | 771.54M |
| Total Debt | 531.90M |
| Net Cash | -408.85M |
| Net Cash Per Share | -$4.32 |
| Equity (Book Value) | 5.76B |
| Book Value Per Share | 60.31 |
| Working Capital | 1.07B |
Cash Flow
In the last 12 months, operating cash flow was $856.05 million and capital expenditures -$7.36 million, giving a free cash flow of $848.69 million.
| Operating Cash Flow | 856.05M |
| Capital Expenditures | -7.36M |
| Free Cash Flow | 848.69M |
| FCF Per Share | $8.98 |
Margins
Gross margin is 80.13%, with operating and profit margins of 67.77% and 54.72%.
| Gross Margin | 80.13% |
| Operating Margin | 67.77% |
| Pretax Margin | 65.18% |
| Profit Margin | 54.72% |
| EBITDA Margin | 68.19% |
| EBIT Margin | 67.77% |
| FCF Margin | 67.31% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.32%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.32% |
| Dividend Growth (YoY) | 11.30% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 18.55% |
| Buyback Yield | 6.13% |
| Shareholder Yield | 8.43% |
| Earnings Yield | 12.10% |
| FCF Yield | 14.88% |
Analyst Forecast
The average price target for Essent Group is $68.67, which is 13.84% higher than the current price. The consensus rating is "Buy".
| Price Target | $68.67 |
| Price Target Difference | 13.84% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |