Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $5.83 billion. The enterprise value is $6.23 billion.
Important Dates
The last earnings date was Friday, February 14, 2025, before market open.
| Earnings Date | Feb 14, 2025 |
| Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
Essent Group has 103.84 million shares outstanding. The number of shares has decreased by -0.54% in one year.
| Current Share Class | 103.84M |
| Shares Outstanding | 103.84M |
| Shares Change (YoY) | -0.54% |
| Shares Change (QoQ) | -0.42% |
| Owned by Insiders (%) | 3.24% |
| Owned by Institutions (%) | 98.94% |
| Float | 101.38M |
Valuation Ratios
The trailing PE ratio is 8.20 and the forward PE ratio is 8.23. Essent Group's PEG ratio is 2.72.
| PE Ratio | 8.20 |
| Forward PE | 8.23 |
| PS Ratio | 4.76 |
| Forward PS | 4.41 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 6.82 |
| P/OCF Ratio | 6.77 |
| PEG Ratio | 2.72 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.95, with an EV/FCF ratio of 7.29.
| EV / Earnings | 8.54 |
| EV / Sales | 5.01 |
| EV / EBITDA | 6.95 |
| EV / EBIT | 6.99 |
| EV / FCF | 7.29 |
Financial Position
The company has a current ratio of 3.94, with a Debt / Equity ratio of 0.09.
| Current Ratio | 3.94 |
| Quick Ratio | 2.52 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.59 |
| Debt / FCF | 0.62 |
| Interest Coverage | 25.22 |
Financial Efficiency
Return on equity (ROE) is 13.63% and return on invested capital (ROIC) is 9.52%.
| Return on Equity (ROE) | 13.63% |
| Return on Assets (ROA) | 8.22% |
| Return on Invested Capital (ROIC) | 9.52% |
| Return on Capital Employed (ROCE) | 13.23% |
| Revenue Per Employee | $1.99M |
| Profits Per Employee | $1.17M |
| Employee Count | 625 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $126.09 million in taxes.
| Income Tax | 126.09M |
| Effective Tax Rate | 14.74% |
Stock Price Statistics
The stock price has increased by +8.14% in the last 52 weeks. The beta is 1.10, so Essent Group's price volatility has been higher than the market average.
| Beta (5Y) | 1.10 |
| 52-Week Price Change | +8.14% |
| 50-Day Moving Average | 56.20 |
| 200-Day Moving Average | 58.55 |
| Relative Strength Index (RSI) | 43.43 |
| Average Volume (20 Days) | 775,419 |
Short Selling Information
The latest short interest is 1.81 million, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 1.81M |
| Short Previous Month | 1.50M |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.79% |
| Short Ratio (days to cover) | 2.32 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.24 billion and earned $729.40 million in profits. Earnings per share was $6.85.
| Revenue | 1.24B |
| Gross Profit | 1.05B |
| Operating Income | 890.81M |
| Pretax Income | 865.37M |
| Net Income | 729.40M |
| EBITDA | 896.59M |
| EBIT | 890.81M |
| Earnings Per Share (EPS) | $6.85 |
Full Income StatementBalance Sheet
The company has $895.50 million in cash and $530.13 million in debt, giving a net cash position of -$398.65 million or -$3.84 per share.
| Cash & Cash Equivalents | 895.50M |
| Total Debt | 530.13M |
| Net Cash | -398.65M |
| Net Cash Per Share | -$3.84 |
| Equity (Book Value) | 5.60B |
| Book Value Per Share | 53.36 |
| Working Capital | 1.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $861.53 million and capital expenditures -$6.77 million, giving a free cash flow of $854.77 million.
| Operating Cash Flow | 861.53M |
| Capital Expenditures | -6.77M |
| Free Cash Flow | 854.77M |
| FCF Per Share | $8.23 |
Full Cash Flow StatementMargins
Gross margin is 84.62%, with operating and profit margins of 71.67% and 58.69%.
| Gross Margin | 84.62% |
| Operating Margin | 71.67% |
| Pretax Margin | 68.83% |
| Profit Margin | 58.69% |
| EBITDA Margin | 72.14% |
| EBIT Margin | 71.67% |
| FCF Margin | 68.77% |