Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $5.82 billion. The enterprise value is $6.10 billion.
Important Dates
The last earnings date was Friday, May 9, 2025, before market open.
| Earnings Date | May 9, 2025 |
| Ex-Dividend Date | May 30, 2025 |
Share Statistics
Essent Group has 101.40 million shares outstanding. The number of shares has decreased by -1.01% in one year.
| Current Share Class | 101.40M |
| Shares Outstanding | 101.40M |
| Shares Change (YoY) | -1.01% |
| Shares Change (QoQ) | -2.03% |
| Owned by Insiders (%) | 3.44% |
| Owned by Institutions (%) | 99.62% |
| Float | 97.87M |
Valuation Ratios
The trailing PE ratio is 8.40 and the forward PE ratio is 8.21. Essent Group's PEG ratio is 3.26.
| PE Ratio | 8.40 |
| Forward PE | 8.21 |
| PS Ratio | 4.76 |
| Forward PS | 4.45 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 6.73 |
| P/OCF Ratio | 6.71 |
| PEG Ratio | 3.26 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.85, with an EV/FCF ratio of 7.06.
| EV / Earnings | 8.44 |
| EV / Sales | 4.83 |
| EV / EBITDA | 6.85 |
| EV / EBIT | 6.90 |
| EV / FCF | 7.06 |
Financial Position
The company has a current ratio of 2.09, with a Debt / Equity ratio of 0.09.
| Current Ratio | 2.09 |
| Quick Ratio | 1.25 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.55 |
| Debt / FCF | 0.57 |
| Interest Coverage | 24.84 |
Financial Efficiency
Return on equity (ROE) is 13.29% and return on invested capital (ROIC) is 9.37%.
| Return on Equity (ROE) | 13.29% |
| Return on Assets (ROA) | 8.03% |
| Return on Invested Capital (ROIC) | 9.37% |
| Return on Capital Employed (ROCE) | 13.46% |
| Revenue Per Employee | $2.02M |
| Profits Per Employee | $1.16M |
| Employee Count | 625 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $125.63 million in taxes.
| Income Tax | 125.63M |
| Effective Tax Rate | 14.80% |
Stock Price Statistics
The stock price has decreased by -0.73% in the last 52 weeks. The beta is 0.86, so Essent Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | -0.73% |
| 50-Day Moving Average | 57.11 |
| 200-Day Moving Average | 58.20 |
| Relative Strength Index (RSI) | 46.87 |
| Average Volume (20 Days) | 580,300 |
Short Selling Information
The latest short interest is 1.64 million, so 1.62% of the outstanding shares have been sold short.
| Short Interest | 1.64M |
| Short Previous Month | 871,704 |
| Short % of Shares Out | 1.62% |
| Short % of Float | 1.67% |
| Short Ratio (days to cover) | 2.74 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.26 billion and earned $723.12 million in profits. Earnings per share was $6.84.
| Revenue | 1.26B |
| Gross Profit | 1.05B |
| Operating Income | 884.35M |
| Pretax Income | 865.37M |
| Net Income | 723.12M |
| EBITDA | 890.12M |
| EBIT | 884.35M |
| Earnings Per Share (EPS) | $6.84 |
Full Income StatementBalance Sheet
The company has $745.02 million in cash and $494.29 million in debt, giving a net cash position of -$286.23 million or -$2.82 per share.
| Cash & Cash Equivalents | 745.02M |
| Total Debt | 494.29M |
| Net Cash | -286.23M |
| Net Cash Per Share | -$2.82 |
| Equity (Book Value) | 5.66B |
| Book Value Per Share | 55.22 |
| Working Capital | 691.46M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $866.16 million and capital expenditures -$2.50 million, giving a free cash flow of $863.66 million.
| Operating Cash Flow | 866.16M |
| Capital Expenditures | -2.50M |
| Free Cash Flow | 863.66M |
| FCF Per Share | $8.52 |
Full Cash Flow StatementMargins
Gross margin is 82.91%, with operating and profit margins of 70.07% and 57.29%.
| Gross Margin | 82.91% |
| Operating Margin | 70.07% |
| Pretax Margin | 67.25% |
| Profit Margin | 57.29% |
| EBITDA Margin | 70.53% |
| EBIT Margin | 70.07% |
| FCF Margin | 68.43% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.16%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.16% |
| Dividend Growth (YoY) | 11.32% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 18.13% |
| Buyback Yield | 1.01% |
| Shareholder Yield | 3.17% |
| Earnings Yield | 12.43% |
| FCF Yield | 14.85% |
Dividend DetailsAnalyst Forecast
The average price target for Essent Group is $63.29, which is 10.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $63.29 |
| Price Target Difference | 10.30% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |