Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $5.91 billion. The enterprise value is $6.31 billion.
Important Dates
The last earnings date was Friday, November 7, 2025, before market open.
| Earnings Date | Nov 7, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
Essent Group has 96.67 million shares outstanding. The number of shares has decreased by -4.07% in one year.
| Current Share Class | 96.67M |
| Shares Outstanding | 96.67M |
| Shares Change (YoY) | -4.07% |
| Shares Change (QoQ) | -2.51% |
| Owned by Insiders (%) | 3.57% |
| Owned by Institutions (%) | 101.89% |
| Float | 93.17M |
Valuation Ratios
The trailing PE ratio is 8.89 and the forward PE ratio is 8.48. Essent Group's PEG ratio is 3.96.
| PE Ratio | 8.89 |
| Forward PE | 8.48 |
| PS Ratio | 4.90 |
| Forward PS | 4.57 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 6.98 |
| P/OCF Ratio | 6.92 |
| PEG Ratio | 3.96 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.25, with an EV/FCF ratio of 7.45.
| EV / Earnings | 8.98 |
| EV / Sales | 4.99 |
| EV / EBITDA | 7.25 |
| EV / EBIT | 7.30 |
| EV / FCF | 7.45 |
Financial Position
The company has a current ratio of 2.61, with a Debt / Equity ratio of 0.09.
| Current Ratio | 2.61 |
| Quick Ratio | 1.55 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.56 |
| Debt / FCF | 0.58 |
| Interest Coverage | 26.45 |
Financial Efficiency
Return on equity (ROE) is 12.35% and return on invested capital (ROIC) is 8.74%.
| Return on Equity (ROE) | 12.35% |
| Return on Assets (ROA) | 7.47% |
| Return on Invested Capital (ROIC) | 8.74% |
| Return on Capital Employed (ROCE) | 12.63% |
| Revenue Per Employee | $2.02M |
| Profits Per Employee | $1.12M |
| Employee Count | 625 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $129.40 million in taxes.
| Income Tax | 129.40M |
| Effective Tax Rate | 15.55% |
Stock Price Statistics
The stock price has increased by +8.29% in the last 52 weeks. The beta is 0.90, so Essent Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | +8.29% |
| 50-Day Moving Average | 61.93 |
| 200-Day Moving Average | 58.86 |
| Relative Strength Index (RSI) | 51.17 |
| Average Volume (20 Days) | 572,334 |
Short Selling Information
The latest short interest is 1.95 million, so 2.01% of the outstanding shares have been sold short.
| Short Interest | 1.95M |
| Short Previous Month | 2.08M |
| Short % of Shares Out | 2.01% |
| Short % of Float | 2.09% |
| Short Ratio (days to cover) | 2.55 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.26 billion and earned $702.89 million in profits. Earnings per share was $6.87.
| Revenue | 1.26B |
| Gross Profit | 1.02B |
| Operating Income | 864.98M |
| Pretax Income | 832.28M |
| Net Income | 702.89M |
| EBITDA | 870.39M |
| EBIT | 864.98M |
| Earnings Per Share (EPS) | $6.87 |
Full Income StatementBalance Sheet
The company has $731.49 million in cash and $494.97 million in debt, giving a net cash position of -$403.55 million or -$4.17 per share.
| Cash & Cash Equivalents | 731.49M |
| Total Debt | 494.97M |
| Net Cash | -403.55M |
| Net Cash Per Share | -$4.17 |
| Equity (Book Value) | 5.74B |
| Book Value Per Share | 58.86 |
| Working Capital | 812.65M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $853.67 million and capital expenditures -$6.95 million, giving a free cash flow of $846.72 million.
| Operating Cash Flow | 853.67M |
| Capital Expenditures | -6.95M |
| Free Cash Flow | 846.72M |
| FCF Per Share | $8.76 |
Full Cash Flow StatementMargins
Gross margin is 81.12%, with operating and profit margins of 68.46% and 55.63%.
| Gross Margin | 81.12% |
| Operating Margin | 68.46% |
| Pretax Margin | 65.87% |
| Profit Margin | 55.63% |
| EBITDA Margin | 68.88% |
| EBIT Margin | 68.46% |
| FCF Margin | 67.01% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.03%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.03% |
| Dividend Growth (YoY) | 10.71% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 18.04% |
| Buyback Yield | 4.06% |
| Shareholder Yield | 6.09% |
| Earnings Yield | 11.90% |
| FCF Yield | 14.33% |
Dividend DetailsAnalyst Forecast
The average price target for Essent Group is $66.80, which is 9.31% higher than the current price. The consensus rating is "Buy".
| Price Target | $66.80 |
| Price Target Difference | 9.31% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
